New to RE investing for rental properties. Currently live in NYC and need suggestions for areas to look into for investments (in or out of state). Also, what are the cons of RE investing per your experience?

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Hi all. I just received an offer for $130k and will be eligible for about 29,000 shares of stock options. The vesting schedule is 1 year and then quarterly thereafter.

Can someone explain what this means? I “will be eligible”. So, I have to buy the shares? Should I be asking at what price?

Newbie here. Please help!

Looks like we’re now back to $100k

Do you have a prenup? What does it involve?

What percentage of your monthly income do you actually see in your check, your net pay? Basically, what percentage of your check goes towards all the different deduction? I get 50% of my gross income deducted.

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

In case anyone needs help with their Tax returns, please feel free to DM me.

I'd like to buy, but the market is absolutely atrocious currently

Does anyone know about the difference between PepsiCo GBS and India holdings?

I'd love to get involved with and help develop/support more of the ecosystem and community on Austin's far west site.

Like it or not, the city is booming and that means sprawling. Most of the mature tech, older companies, and frankly, capital, is north and west, yet we don't have much of a home and hub for this part of town.

The old 3M campus, Nate Paul's investments there, comes to mind as a perfect spot... In time?

Who's over here with me and interested?

Hi everyone, not sure if I have any options but figured it doesn’t hurt to ask. I signed a lease in June for $2050 when I was under the impression it wouldn’t get lower than that. The same apartment is now down $1650 and has been dropping. this is super frustrating since it’s such a dramatic drop. It’s almost more cost effective to break the lease for $4k in order to save $4500 over 12 months - $500 in total savings + cheaper if I renew next year. Do I have any negotiation power? Pls help/advise

PSA - if you use bonus funds to place a bet with the Fan Duel Sportsbook parlay insurance the bet is ineligible for refund. For example - the 2/3 leg Euro parlay insurance.

Will the house market crash? Or at least go down by 20%? Thoughts ?

How much should I expect to pay to a contractor for building a fully clickable prototype in figma? The design is multi platform and contains roughly 12 screens.

Crime rates here are so high now. Recent shooting in Times Square and a stabbing in ktown. Be safe out there

What is the max pay range for Principal Database administrator role for 10+ years experience in fidelity investments Bangalore location ?

Hi , can we bring our personal iPads/ tabs to office?
Before how many hours i can register for ad hoc ? Before how many hours should i register / edit normal cab options? Please clarify .

Some recruiter in Accenture lined me up for an interview for a role which was not in my skillset ( by saying that this is just an evaluation exercise and they will map me to the right role) and obviously I got rejected. Now I see that I am not eligible to apply the role which I was targeting for the next 6 months. Any idea how can I get this escalated so that the recruiter ( Accenture employee) should at least be careful in future before fooling a noob like me?

Welcome to the HR Equity and Inclusion Bowl, let’s come together to discuss ways we can change organization culture, so that all staff feel a sense of belonging.

Can creditors go after my US assets if I file for bankruptcy in a different country? Not sure if this is based on US law or that country's law (Spain)

Anyone in Austin tomorrow for USGP?

Just came from a salatul janazah.. 😢 😔 😞

How do you single 🐟 find time to meet people and get to know them when working these crazy hours? Feel like I'm putting that part of my life on hold due to my job, and it's kind of freaking me out 😣

How quickly do we have to commit after decisions are released (e.g, for Wharton, Haas, Booth, Columbia, Kellogg)? TIA!

Hi, I’m fairly new to corporate America with only several years of experience in financial services. I’m a Black female having difficulty navigating a white, male dominated field. Can someone share advice on navigating the office politics while being a POC? My question is specifically about asking tough questions to senior management. Is there specific “etiquette” to follow?

So is #metoo no longer trendy? What’s the latest?

Does your brand use the Oxford comma?

Hi fishes,

How is it to work for Reliance Jio?
My tech stack is angular
And why they are giving deputy manager designation?
Is that the grade ?

Anyone commute on PATH from NYC to Jersey City or the other way around? What part of either city do you live and where's work, how long is your commute, and do you feel like your commute is practical with what you're getting in return, or do you wish you lived closer to work?

Recommendation for a CPA/ financial advisor in NY? Have oversea assets and investment property in the States. Can't seem to find anyone legit on Yelp:(

Dreamt last night that we lost my account because my team thought the phone was on mute when talking shit... it wasn’t 😳

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

What's the best city in UK to buy a buy to let property, with best returns?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?