Off topic : 30 M. I think I made a mistake, I have no savings except my pf and a cash deposit of 2 lakhs in the bank. I took a home loan for 35 lakhs and started construction of a home in native. My take home salary is around 90k, currently living in pg in Bangalore. My emi is going to be 31k per month, due to work I have to live in Bangalore only,

If I get married, I think I may not be able to manage. In this situation what do I have to ? Kindly advice. Pls provide your valuable suggestions

Hi,

Where to invest to reduce the taxable income of 8 lakhs after investing 1.5 lakhs under 80c and HRA 1 lakhs ? Medical insurance 50 k I’m aware of it and I don not plan on any house loan. Please suggest.

What do you guyz think of Bitcoin Cash (BCH) ?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

What platform do you use to buy Bitcoin and Ethereum? I need to move off of Robinhood and am looking for a platform with low transaction fees for buying as I DCA and occasion sell each year to step up my basis.

Anyone having experience with National Bank as a TFSA account or trading account ?
Thinking to open account in it as it offers free commission trading on stocks, ETF

How do you handle personal investments when married? For example, say you wanted to invest in riskier areas like Bitcoin, Ethereum, defi tokens, etc. Would you talk to your wife before every investment even if it’s time sensitive? Or do you have joint investment buckets where you decide together and then personal investment buckets where you invest on your own? Not married so not sure how this typically works

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Hello people.
Can you guide me about what is the industry standard for an analyst role in a Mid-Level Indian VC firm which has made investments of about 3-5 crores in each of its portfolio companies? Couldn’t find much over the net for the indian scenario. I need it for negotiations.

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

How much money do you keep in your savings account?

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Hi,

Can you help me in Flexi plan of atos.

Today is last of LTA submission and from the team there was no any response.

My query is I am eligible for 75k LTA and now I entering that amount on portal it not allowed me to enter .. continue showing error pop up say basic of HRA 5%

I am not understand that message. I entered my housing rent on portal..

Is the HRA and house rent factor in salary are the same.

And LTA is depend on HRA amount.

Can you help me .. it will be helpful..

TIA

Did you watch 60 minutes section about student loan forgiveness? I am in my 8th year of teaching and this news of 9 out of 10 getting declined for approval of the Publc Service loans concerns me. There's no way that I will pay this off before retirement , and now to hear about the confusing rules. What do you think?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

If I max out my 401k before the end of the year, I am still eligible for employer matching?

Do any of you participate in employee stock purchase program? I’m at an IPG firm FWIW.

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

Looking for a lawyer for get prenup done. Any recommendations will be helpful

My generation is really f#cked up. It's impossible to save any money. And it's not that I don't want to. Is simply because I can't do it, by the end of the month there is really not much left. I'm exhausted of working to just pay bills 😔 Sometimes I wonder if those people that quit everything to have a better life are really the smarts one.

29M single looking to meet some new people and grab some drinks !

My HR rep told me that to apply for your CPA license in MA you only need 1 year of work experience, not 2009 billable hours. Didn't sound right- can anyone confirm/deny?

Re-read House of God recently. Medicine is absurd as it ever was!

Trying to find the average salary and progression for a Director in Pharmaceutical Medical Affairs

where did fauci go?

RE: Day rates and exempt status. Any problems working way over 40 hours in media especially? It’s been about 7 years since I last freelanced but was able to claim overtime then. (cont’d)

Need advice on Russia trip. I’m an American Citizen, can I travel to Russia given the political situation with our country? Will there be a problem when I return? I am also Muslim so I am bit scared

I am going to speak with a recruiter at Houlihan Lokey TMT in LA. I would like to know more about the group and its culture. Would love to connect and network🙏

3 Things to keep in mind which changing jobs:
1. Always ask dedicated budget for the job before you tell your expectations.

2. Always have atleast 2 weeks of gap before you join any company. You might not understand significance of that but just have a gap.

3. Always talk to people of team you will be joining before you accept offer or atleast before you join company.

Job Opportunities in PDX? Anyone know people looking for new jobs in PDX? I am sourcing candidates in PR (Director) and integrated marketing (A/C Supervisor) and other roles. Would love any referrals! S.Towers at bolywelch dot com

Guys is it better to join Barclays as a business analyst from Credit Suisse, considering current situation of Credit Suisse? I am clueless right now.

Looking for PM opportunities in Bangalore, currently in Hyderabad. 6+ years of PM experience, 10+ overall IT experience

“Who cares if it doesn’t work! You have to sell the vision!”

OH: (RE: required meeting attendance)

"Ok, fine. I will say yes now but fair warning I may fake my own death beforehand."

I love a well behaved dog.

But dog hype and what dog owners get away with in terms of occupying human spaces, jumping on strangers with dirty paws, going to a friends house and having the dogs harass you for food, and obsession on the dating apps is next level obnoxious.

Dogs can be great, not a hater. But if you can’t control your dog you’re a massive piece of shit for imposing that on everyone else.

TC check for NYC in-house lawyers. I'm 9 YOE in financial services with 300 TC. 230 salary with 70k bonus.

What is the approx salary for FP&A professional with 12 year of experience?

Hi Everyone, I am looking for a job change. I have 5+ years of experience (2 years in Indirect Taxation and over 3 years in Business Finance). Currently I am into Retail Business Finance. If anyone has any leads, please provide reference. Thanks

Hey folks, what is the average salary for a Financial Planner role in India?

Hello guys,
I am working with tcs with 4.9 years of experience in bps domain with 2.9lpa .i m really frustrated.please anyone can help me to land new job . currently in my notice period and i m from non tech background.b.com in finance and accounts.

Hi Fishes, Anyone please confirm if HSBC shares first conditional offer letter and after completion of back ground verification do they share final offer letter again ??

I would be recently joining as a credit analyst in a global bank.

What are the exit opportunities for this profile?

Can someone switch to FP&A or IB from here?

Hi All,

I am working in Internal Audit domain. I want to change my job profile. What should I do?

People can be terminated for requesting Work from home option due to health issues? Please share the inputs and if anyone know about the legal terms.Thank you.

Hey guys!
Iam a fresh graduate in finance and recently cleared CMA US. I have about 2 months of experience as an intern. You guys have any leads on jobs i could join or referrals please let me know it would mean a lot.

Hi Guys,
I am looking for job in finance, I am 3rd SEM MBA (finance) student with having 8 months of work ex in logistics department.
Please suggest me for the best.

Hi Fishes,

What is the salary range in Goldman Sachs of a Sr. Analyst in the Investment Banking Division (Middle Office role) in Bangalore ?

Hello people,
I am looking for a job change. Currently I'm working as a business execution associate in Wells Fargo and have 4.5 YOE.

What does J grade in BNY MELLON means?
What is the salary range for this grade

Hello,
I have put down my papers and have a other job offer with good mnc company.
I am not satisfied with the salary as the hike is 27% however the role will give me a good skills and add on my resume.

What should I do?!

Hi people,
I’m looking for a referral as a Analyst.
Exp: 1.3 years
Skills: Reconciliation, Fx settlements, Mis reporting, Sql, Bonds reconciliation.

Hi guys, I am a CFA & FRM holder passed out of tier I b school. I have 8+ years of experience in equity research & project financing roles. I'm taking a break & would like to work on hourly basis as a consultant (part time) for some months due to personal commitments. Please let me know in case any of you guys can offer me anything!