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My fix pay is 12lpa and i get 82k in hand .I have declared pf ,nps 6 percent and LTA -11000 .so accordingly u can guess.
If u only opt for pf u may get upto 90 k without deductions of taxes
About variable, you will get 7.35% default, for the first half and later it might or might not increase.
For variable pay i got 42000 first time ... approx 30000 after taxes .I have only got it once as I joined in march22
I got 50k in Nov joined since April