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Hi Fishes, How much money can we keep in our salary account? I have only 1 bank account which is salary account. I have created RD account in that only. So wanted to know what's the maximum amount we need to keep in salary account? And all the amount in our salary account is taxable? Accenture Tata Consultancy Infosys Cognizant Wipro Amazon Amdocs Yahoo Capgemini Citi
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$1000 says this didn’t happen. 🤣 😂

Activate that networking mode Yall!
Can anyone give an opinion about joining Cognizant Bangalore now ? I have 1.8 YoE and they are offering a pretty good hike but I have heard news like there's managerial changes happening rn and many people are leaving the firm. Your opiniors will greatly help me in making a career decision.
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Strategy& fish - i’m currently recruiting for org strategy. Ive talked to associates (in the healthcare practice) and theyve mentioned that it doesnt matter whether youre in corp strategy, org strategy, etc and that you’re pretty much pooled by industry when it comes to staffing.
Can someone confirm this? Also, what do you expect the restructuring to look like?
Good book recommendations? Male 🐟 here.
So when do we find out our rating?
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Invest in index funds only when first learning...as you learn more you’ll realize you got it right the first time and double down on index funds
The Intelligent Investor: The Definitive Book on Value Investing. A Book of Practical Counsel (Revised Edition) https://www.amazon.com/dp/0060555661/ref=cm_sw_r_cp_api_i_H01tDbBDNFSS1
I’ll take a crack at it D1. The main gripe with the above article is that the 20 year return of the S&P 500 is only 4.5%, but he is very conveniently assuming you dumped ALL of your money into the S&P 500 right before the dot com bubble burst. Yes, that is technically the 20 year return, but a more realistic investment approach is you are putting some of your money into the stock market each year (not a one-time lump sum). This would have allowed you to benefit from the bull run leading up to the dot com bubble, as well as benefit from the discount prices following the crash (as well as the one in ‘08).
So unless you plan on a one-time deposit into the S&P 500, the following will likely continue to hold true:
1. Time in the market beats timing the market
2. You can expect greater than a 4.5% weighted return over a long time horizon
3. You are better off riding the market than trying to beat it
Just avoid this one
I’m ashamed to say this was one of the first investment books I read 😭
The Best Little Book That (Still) Beats the Market.
Easy read. Great education. Good method. Branch out after the basic education
Google Jack Bogle, read everything he preaches
Venmo me and I’ll invest it for you 🙃
The intelligent investor is one of the most famous books on investing. For good reason, it’s been 70 years since it was first published and the strategy behind investing has never changed. Combine that with some study on broad market ETFs and you should be good to go. Or keep it simple - put 70% into a total US market ETF and 30% into total world ETF and forget it. (Example 70% in ITOT and 30% IXUS). Can also play around adding 10% to emerging markets or small cap ETFs. The key is long term investing, diversification, and not trying to time the market.
Get “Stock Market for Dummies.” That’s what my husband and I did. It was great to understand the basics. 😁
Read any of the books from Meb Faber