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I haven’t logged in for awhile and see your question was 14 weeks ago …. But that’s what I did, I found a below-market rental, saved and invested. I did well. But there’s an argument to be made for both sides. If I was starting over, I’d save and invest until I had enough money to carry me say 2 years if I lost my job, then save for the down payment, then buy something I could comfortably afford and still be able to save money. I would probably not buy to the full amount a bank said they’d lend me.