About to get about $10k from freelance. I have a full time job so my bills are already covered. Unsure how to split the $10k - got about $3k on credit cards to pay off, but no other debt. Should I throw the rest into savings? Buy some more stock (have a few $100 invested already)? Could do a bit of each of course but as I split it up it feels like less and less and like I'm not going to see substantial growth either way.

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Paying off a 20% APY credit card is like investing in a stock with a guaranteed 20% annual return. You’d be crazy not to do it.

Getting debt free is the first step on achieving financial freedom. After that, start investing in a multitude of ways to spread the risk. Don’t fall for “get rich quick” thinking and do everything long term. And let time be your friend.

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