What % do you save vs invest? I'm early 30s with a couple of kids making $200K + . About $75K in savings and another couple thousand invested. No property though. Just wondering what next?

Any student loan refinancing options in the UK for loans taken in the US?

Start raising cash family. Take some profits. 4/14 3:51 est

Are the glory days of bitcoin over?

Newbie here..with Nano Ledger S's on backorder through March, what's the best way to secure your coins? If it helps, I have some LTC, VEN, ICX, LSK, DRGN, and REQ. Thanks in advance

What percentage of your gross salary is saved including 401K or equivalent?

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Best cash back card to use in conjunction with CSR? Thinking about freedom unlimited (1.5%) but not sure if other cards are worth it. Don’t spend enough on groceries for the blue

Is it the worst time to buy real estate because of the interest rates?

I’m considering investing into a special purpose vehicle (SVP) that would invest into a first round capital raise for a cannabis saas company...what are some of the key questions I should ask/consider? The company has already received seed capital from a couple big names.

I’m new to investments - my advisor in India asked me to start off with some corporate FDs and large cap mutual funds. Any thoughts, given the COVID scenario?

Planning on opening a Bonvoy boundless chase cc for the 75,000 points and have heard the first year is free. Is that right? If it is, do I still get the 75k? Are the 75k Chase points or Bonvoy points?

Does EY let you keep Amex rewards points?

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

If I max out my 401k before the end of the year, I am still eligible for employer matching?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Do any of you participate in employee stock purchase program? I’m at an IPG firm FWIW.

If you were to articulate the relationship between change management and value realization, how would you do so? To your mind, is change management responsible for value realization? If so, how do?

Any insights on the current salary to expect as a senior account supervisor/senior account manager in health at a PR/Comms agency? I know salaries have grown with demand over the past year so not sure what to ask for. Top ten agency, DC.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

What are the best negotiating tricks for an internal move?

Hi everyone,
I passed my PMP thanks to this sub group.
I have passed Above Target in the People section, and T in the other sections.
It was 95% situational questions.
Thave used AR's mock exams, and used my wrong answers to figure out my weakness and where I truly stand. I didn't purchase AR's course, just the mock exam simulator.
The 200 agile questions by David McLachlan were amazing, it really helped me in adapting to an agile mindset. TIA simulator n Joseph Phillip is useful.

Which companies are offering permanent wfh to a CA ?

Is my relationship worth it? Met my SO of 3 years senior year of college. Hoped we would graduate and start our full time jobs together, but my SO is unfortunately still in school (switched majors, transferred schools, etc). Our relationship has taken a big hit, as I am moving forward with my life but he is still in school and can’t find a job. I am also starting to resent him and he is turning more insecure. I am only 23, is this worth it?

What are some locations with the highest demands for engineers?

Ladies - my GF is turning 30 in a couple months. What are your thoughts on a Cartier watch? Was thinking Tank or Santos. How would you feel with either of those? Or go an entirely different route?

My boyfriend recently asked me what do I miss the most about India? I had to think before replying food. Tbh I really don’t miss a lot except maybe the festivals

Does anyone work for Eli Lilly? Had a few questions!

[SERIOUS] Trump supporters, what does American “greatness” look like to you? Specifically, when POTUS says he wants to MAGA, what does “again” look like?

My family and I want to move from Florida to the Seattle area in 5 years. My husband is in Aerospace Engineering. We both love nature, hiking, and rock climbing. We prefer cool rain over sunshine, miss seeing the seasons, and love to cook.
Any advice, Pros VS Cons, anything to look out for ?
Thank you in advance!

Hi all, need help from the community. Recently i have given interview for senior security engineer at Sprinklr and got selected. Now there is an HR round that i have to attend, so, need help regarding the feedback of the company Sprinklr and how much should i ask in terms of CTC?
My current package: 11.5 CTC + 1.1 Association Bonus

Currently holding offer from following companies:
1. PNB Housing : 18.9 CTC + 1.8 Joining Bonus
2. Rebit (RBI Company) : 20 CTC + 1.5 Joining Bonus

Any idea when hike letters will be rolled out? Also how much percentage of hike at persistent one can expect?

For the other 1099 contractors out there, any thoughts on other strategies for what to do with your tax money besides a high yeild online savings account? My Barclays account is 1.50% interest.

What % or amount do you aim to save every month, and what have been you most effective tips at decreasing your spending?

About to get about $10k from freelance. I have a full time job so my bills are already covered. Unsure how to split the $10k - got about $3k on credit cards to pay off, but no other debt. Should I throw the rest into savings? Buy some more stock (have a few $100 invested already)? Could do a bit of each of course but as I split it up it feels like less and less and like I'm not going to see substantial growth either way.

Does anyone use a financial advisor? Any recommendations?

How do i start investing in stocks? Any tips/sites or apps?

Whats the best financial institution to keep/create an account for investment purpose even if I leave US and manage from outside? It seems there are many restriction that I can’t contribute from outside US? And what’s the best way to have personal retirement account managing from outside US? Im in the US now but not sure how long I will be here.

Rent and put money into the stock market VS Invest in NY property?

Just received a large lump sum of money due to a death in the family. Would like to invest for a year to get the most growth and then use this as a potential down payment on a home. Any suggestions?

Advice for someone moving to SF for an entry level job? I want to start off strong but realistically I'll be spending nearly half my income on rent.

I’m looking to buy my first house later this year and I have a few different ideas on how to go about it. Would love some input.

Should I stop contributing to my 401K and put all my energy into paying off my student loan? Right now it's unconsolidated so there are rates between 3-6% and it's 20k.

Looking for a financial advisor. Any suggestions?

My wife is using my credit card too much.
Monthly around 13K.

Everytime I confronted her the ending is always the same, I loose the argument and end up paying everything.