Renting a home in Magnolia Texas. 5 mins from The Woodlands and 35 mins from Downtown Houston. Home is located in a newly created Master Plan Community. Home was built in April 2023. Tenant pays for utilities (HOA covers trash).

3 bedrooms, 2 full bathrooms, 1 garage (can fit 2 cars)

Rent - $1,895

PM if interested.😊

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

Is it worth it to buy a multi-family home to rent out?

My husband and I are young professionals, with a newborn, looking to buy a home in Los Angeles. I work in Century City. Where are young professionals with families living in LA these days?

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

Does anyone have a referral for “Citi Double Cash” credit card?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

If I max out my 401k before the end of the year, I am still eligible for employer matching?

Anyone has Chase You Invest brokerage account? How do you like it?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

How do you effectively plan for retirement?

SNAP - 5/22 $18p, b/e $16.86

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Hi fishes,

One different question 😅,
Is it possible to live in metro cities with 95k / month of salary (no debt / emi to pay)
For a couple without kids and parents?

ENBD is the crappiest bank in the UAE. Thank you

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Anyone here kindly help me put a referral at Google infrastructure team? Currently working as Lead Cyber Security Solution Engineer with experience in deploying network monitoring tools and engineering experience in transitioning from on premises to cloud environment.

How much time LTI take to release offer after hr discussion.

Heya! I’m an international student trying to find a job in business strategy or advertising. Yet, many companies do not want to hire me because of the OPT. I double major in Brand Management and Psychology. Any advice or direction on how to get my step through the door as a foreigner in this competitive industry?

With everything going on economy wise, should I try to get out of working for ExxonMobil and get into cyber security sales? What would be safer?

Hi Everyone!
I have an interview coming up for an Account Manager in Healthcare. I have 9 years experience in Healthcare Revenue Cycle Management and a degree in Communications but no direct experience as an Account Manager. Any idea what a fair salary would be for Bay Area California?

Hi all! I recently finished my Masters in Biology. I worked on a few studies with human subjects as well as animal work. I am hoping to get a job in clinical research as either a CRC or CRA. I previously worked at a doctors office as a care manager for 4 years, but outside of my academic work I don’t have experience in research. What advice do you all have for entering the field in my position?
Thanks!!

Pls help with 11 ❤ to enable DM option. Thanks in advance

A client developer group just told me they reached terms to “buy equity in a lease.” From what they’ve told me, if we were setting this up fresh, I’d do a new LLC and easily handle capital contributions, buy-sell, etc. in the new LLC agreement. However, here the partner had a long-term lease on the underlying RE that our group wants to develop as a concept. Lease assignment to new LLC is dicey, but I’m thinking maybe we set up a Mgmt services company to contract w/ the partner-tenant entity?

How did you go about finding a therapist and/or coach to support you in your career transition? What value did they add, what would you do same/different if you had the time again and any other tips?

GF is 32 and I’m 28. She wants kids within 2 years, understandably. I never envisioned having kids that early (more like late 30s), but I like her a lot. Anyone else gone through something similar?

Confession: The only in-law that I had a great relationship with passed away unexpectedly. The two remaining in-laws were on thin ice with me prior due to years of drama, nagging, and disgusting display of wealth. I believe their demand of money and general assholish behavior drove in law to his death. I love my S.O. but I can’t deal with the drama anymore.

I want to have a family and a future that is drama-free and full of love and don’t want to surround myself with negativity.

Can anyone at GitHub give me a referral? 👀

Hi fishes,
Joining JPMC next Monday. When should I buy the laptop, before joining or after? Also, which is the best laptop to buy?
Thanks!

What would be the chance of getting call from Infosys HR? if it has been 2 weeks since they asked for documents just after the technical round. In the infosys porta application status showing review in progress.

Any Intel on Sidley Houston office? Transactional in particular? Culture etc.

I’ve been at my company for 8 months. I just found out another designer who has been here for several years gets an annual bonus at the end of the fiscal year. I have never been told about a bonus and haven’t gotten one yet for the previous fiscal year that ended In July. Should I have been told I get a bonus when I signed on or are they typically a surprise?

SO and I got in to a disagreement on the background of Indian tech CEOs. It appears that they are all from 1 or 2 major communities in India.

While he thinks that its genetics/being naturally gifted that got them to where they are I believe it's the environment & discipline that made them successful. We are not from said communities but curious to hear your thoughts on who is more accurate.

Found an internship opportunity at a VC fund, aspiring VCs can check it out

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

My SO and me are looking to save for our first home.. we don’t have kids.. any tips from you who may have saved for your first home? Did you aim for 20%? How long did it take? What kind of a home would you recommend buying first?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Thoughts on Fundrise?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?