Should I pay education loan ASAP or should pay slowly to get benefit of 80E, I can payoff my education loan in upcoming 8 month starting from may. Should I do that or should I plan to payoff in upcoming 6 years(considering 80E can be claimed for 8 years from time of geting to institute)

Loan amount: 8L
Year of loan sanctioned:2021
Interest : 6.8%
Bank : BOI
Loan type: star education loan

#incomeTAX #EducationLoan #help

Taking a personal loan of 20k or more will it affect perm (GC) process?

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

What’s the most you would feel comfortable spending on rent in BH/WeHo for a 1bed at $250k TC and no debt?

The lease on our existing bmw 430i ends in August. Looking to buy model 3.
1. When should we place the order?
2. What’s the best place for financing?
3. How much should we put down initially?

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Can I survive on £26,300/yr in Belfast?

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

Does anyone else think we should start investing in more light rail systems to cover some of the distribution problems we're having? I think it might be a good idea. Anyone have any thoughts about this?

Have 20k, what’s a good small business to start with this fund? Serious question here

Does life insurance require to be done through open enrollment? I thought it could be done at any time..

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

What should be the stipend for an intern (compiler engineer) in Bangalore ?

I am the president of our school board at Franklin Country School Corporation in Brookville, In. I would like to start a NASA Stem project starting in school year 2022-2023. Does anyone know where I need to start?

I've recently went to a restaurant and saw a robot waiter, I thought that was the coolest thing. What do you all feel about this shift in the restaurant industry?

Has anyone seen any decent MQD run ideas for Delta recently? I’m about 8k MQDs from diamond. Seems the Aeromexico method is on hold until they are fully back up and running. Thanks!

We DoNnOT nEeD GUnLaWWs

how much i should expect from BGSW with yoe 6 into embedded, linux domain.

Also are they doing 5 days WFO?

In your past experience, how accurate have you found the ranges for positions on Glassdoor?

Those of you that were on Agency and switched over are you producing projects at the same level? Is there operational support? Can you push back on the bad ideas? Are there leaders who ‘get it’?

What is salary fo ther quality analyst and software process training clients total experience 4 yrs

Has anybody here applied to / served in the Navy Reserves (specifically for Intelligence)? Am very interested in serving the country, especially on issues related to US-China (and other "Great Power") relations and am not averse to deploying, but the process is incredibly opaque and would be curious to hear more about the "day-to-day" and the amount of strain that would be put on my civilian career (and how folks have handled it).
TIA!

Anybody here who recently gave biometrics at VFS? Have couple of questions around documentation.

Anyone have book/podcast recommendations on creative leadership? Or on leadership/managing in general?

Fellow ACDs, how many projects are you usually on at any given time? I feel like I’m on too many to do great on any of them

How do you start your concepting process?

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

What would your reaction be if the company you applied to asked for you to get permission from your current firm before moving forward? The situation is the company you're applying to is a client of your current firm, and you've already gone through the interview process with the new company. Thoughts?

Any ways to fake lta

I have a question regarding taxation of joining bonus.

I recieved a joining bonus of 1 lakh from my previous employer in last fiscal year which was taxed.
I resigned from the organisation before completing 1 year... Which will be deducted from my last month salary.
How does taxation works in this case.

Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

How to save tax for the money from freelance work? As i already have a full time job.

What are all the ways to save income tax?
CTC 9.8L

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

Hello fishes, can we buy land/plot to save long term capital gain tax?

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

Anyone from tax can help me on some tax related queries.

Q1-Can I claim LTA and LTA cash voucher both for the current Block?
Q2- In LTA cash voucher scheme i have a total expenditure of only 50K approx so how much can i get as saving for Tax?
Q3 How the above 2 can be claimed during ITR filing?

I have more Questions but if we get replies on these we can discuss further.
This can help everyone

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

How much rent amount should I pay to get maximum tax deduction?

Can I pay income tax challan using credit card?