Sometimes I’m surprised how smart some customers are in taking full advantage of the system—almost to the point of abusing it. Today, I spoke to someone who constantly opens and closes credit cards with small limits just to collect bonus points. He knew exactly when and how to do it for each card. Maybe it’s clever, maybe it’s just too much effort. Personally, I couldn’t handle that kind of hassle just for rewards, but he seemed to have it all figured out. Still felt a bit odd to me.

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Credit cards are predatory, and so if someone can be smart enough to game them, I legit don’t care. Someone trying to return something after wearing it out - annoying and abusing the system (clothing stores aren’t rental companies), but credit cards? Good for them.

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Yeah, it's a fine line between smart and shady. Gotta respect the strategy, but it does make you wonder where “clever” turns into just gaming the system. I couldn't be bothered with all that juggling either—it’s like a full-time job just for points.

Exactly. It’s way too much effort just to earn a few dollars in points. Not worth the stress, at least for me.

Yeah, some folks really get creative with playing the system. I get the appeal of snagging those bonus points, but juggling multiple cards like that sounds exhausting!

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