What are the best interest rate anyone got recently? I am getting quotes of 6.65% for primary residence on a 7 year ARM in Seattle suburb.

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

What percentage of your income do you save, invest and spend?

Will I be overpaying, if I get a 2017 Lexus RX350 AWD with 49.5 K miles on it for 32K out of door from a dealership near me? This is my first time buying a used car and also anything outside of a Honda. All insights are appreciated.

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Australia onsite offer from a company for my cousin. Tenure is 2 years
Package is 7000 AUD per month
Work location is Sydney
Is this enough for a couple to live there?
Can we save some money?
What is the cost of living there? How about tax?
Assume like everything they have to buy in Australia from scratch

Need your suggestions

TIA

In your opinion which is the best target fund to choose in IRA Roth?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Does anyone think there is long-term viability in Cryptos?

How does the housing market work exactly, like, what determines whether prices go up or down?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Hi all,

Does Here Technologies offers employees stock purchase program in India, do they provide stocks with regular offer/bonus??

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Was there ever a time you wanted to give up being a real estate agent?

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Bought some ETH on Coinbase and don’t see the transaction at all , no email either ...what’s the deal?

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

Anyone in B4 M&A tax left to get a JD? Currently a CPA and considering the jump.

$RNWK 🚀 is it next GME?

Has anyone used ALgo to sell a car? Reviews look legit but the process feels sketchy

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

Should I be putting my $ somewhere else other than my bank account to save for a house?

Hey fishes,

Can anyone help me with the below questions on RTO-

1. When is optum planning to open offices fulltime and in how many phases are they planning to open
2. Do they provide cab servies
3. Do they provide breakfast/lunch/dinner inside office
4. Do they follow any dress code
5. Office timings

TIA😊

I joined OPTUM today so how soon we can expect laptop and goodies.

Is it common in Optum to ghost candidate again and again??

Hi everyone can someone help me with how is the Work from office model being followed at optum..Are they allowing work from home also?

Is there a way to filter the kind of news you receive on your Facebook feed?

I have some mental issues that affect how I do my work. Is it appropriate to bring them up ever, or is it seen as an excuse?

Curious if anyone else is or has been in the same boat. I started as an assistant at an entertainment law firm prior to passing the bar. Upon passing, the partner told me they would hire an assistant for me since I now became an associate. That was 1.5 years ago and I am still in the limbo of juggling my own workload + doing assistant roles for my supervisors. I have also had no increase in pay, which is a huge deal for me. Is this normal in the entertainment world? Any suggestions?

How helpful is a CIPP certification in being considered for privacy counsel roles?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Daily Wordle!
JUL. 19th 2022
🟢🟡⚪🟢🟢
🟢🟢🟢🟢🟢

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Does anyone know if VPB lost Audi?

Upvote if you are voting Gary Johnson, Libertarian Party

The US should have 1 year of paid parental leave- agree or disagree?

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

Has anyone here used New Western to buy real estate deals?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Hi - any good books recommendations for getting started on real estate investing?

Anyone take the WI Real Estate state exam? Any tips on what to study?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?