KPMG India What are the smart ways to close home loan early ?
I have option to prepay or partpay even Rs.100 also with monthly EMI Coming around 75k… for next 16 years ( total tenure 20 years original).
Any financial gurus here please advise… Accenture L&T Technology Services EY Deloitte Deloitte USI Deloitte India KPMG India KPMG PwC PwC India PwC Acceleration Centers Newco Tata Consultancy Deloitte Infosys Infosys pvt ltd HCL Infosystems Ltd. Optimum infosystem HCL Technologies IBM Ibm business services inc

like
Posting as :
works at
You are currently posting as works at

Pay additional money apart from EMI as much as you can to reduce the tenure. It could be monthly yearly or daily. That is the only way to close it early.

like

My monthly emi stood at 31k. I purposely chose to pay 60k. I will close my home loan in 10 yrs. (3 yrs to go). I am doing it just for the heck of being debt free before I turn 40. No financial angle to it. Given home loan interest is low, financial gurus will ask you to SIP.

Related Posts

Anybody done a dry January before? Not concerned about being able to do it, more just curious what people’s experiences were, the benefits they saw, etc.

like

Hi everyone! I am working with my HR to improve our maternity/paternity leave policy. Currently I only get 2 weeks fully paid and then an additional 8-12 weeks at 60% pay (short term disability). I need some examples of companies with less than 100 employees and what your maternity/paternity policy is. Please include company name! Thanks!!!

like

Making $37 hr full time with benefits. Chattanooga Tennessee

like

How’s it like being gay in Singapore?

like

How do you handle revisions at a company?

like

Just found out we have a death in the family and will need to travel cross country for the funeral. I’m on day 4 of clomid for IUI and worried we’re going to have to miss our window for the month. Is it just what it is, or has anyone dealt with travel issues during IUI?

like

Does anybody else think that the Wharton Slack & Discord groups are kinda quiet/inactive compared to admit groups from other schools?

like

What is the general consensus on online I/O psychology programs? I’m looking to pivot into HC consulting and am strongly considering USC’s online MAPP or Harvard Extension School’s I/O Psychology graduate program.

like

Any suggestions on resources for corporate contract drafting? I have been largely responsible for employment matters and basic contracts. Starting to work on buy/sell of goods and services; not huge but also not employment agreements. Looking for refreshers... been a while since law school and the bar. Thanks

like

What are your tips on convincing a fellow employee not to switch agencies? I really don't want to compete with them

like

Has anyone tried to take an in-person GMAT recently? Are they allowing in-person tests or have you been rescheduled?

like

If anyone is looking for a new great card - the new Capital One Venture X had an awesome 100k point offer ending tomorrow afternoon! PM if you have any questions or for a referral.

like

What keeps you motivated and what do you love about consulting besides the money? Isn’t just sitting around waiting to be told what to do boring and makes you feel stupid?

like

Ey gds vs ey india.. which is better for career growth?

like

Any good book recommendations for new Managers in consulting ?

like

Hello,

Currently, in accenture. I have had very bad billable hours and not much achievement this fiscal year. I am worried of getting fired, so i applied for another job. Got offered may be 5% above my current pay with 5k bonus, but in lower level at Deloitte. I think working lower level will give me more opportunities to learn as i think i have lot to learn. I made decision based on my gut and accepted the offer. I have not talked to anyone on accenture side yet. What you think?

likesmart

Total shot in the dark but does anyone know of any major consulting companies with an office in Burlington Vermont?

like

Does nike provide employee coupon discount to its employees ?? Nike
I want to exchange some adidas coupons there’s some sick snickers i want to buy but want some discount coupons

funny
like

Additional Posts in Consulting India

How it is to work for Microsoft in Hyderabad? What are the benefits other than CTC?

like

Interesting story 2376.

I recently joined G & I came from a non-FAANG with TC less than 20L. In my laws side, a gentleman is like Sr. Director in Big4, he is like super attitude, full-corporate driven guy. He owns a entry level BMW & always create scene during shaadi’s & other family events that he runs entire vertical with revenue of $20M. After 4 drinks he start saying that he makes 60 lacs & no one in entire family chain is even close to him. I rarely attend social family events but this

funnylike

Does cognizant update every person offer one week before joining by 1.5 lakh or to selected?

like

Anyone who has joined TCS recently? Or planning to join this week...

I am an undergraduate working for Amazon in SDS as a customer associate at L2 and need some guidance from the seniors from the field and earning from the higher positions

Your suggestions and tips matters the most for me😀

like

Hi guys,

Profile: Associate Business Intelligence Engineer
Exp: 1 year
Current CTC: 5 lakh
Job Location: Mumbai

Currently, I am working on my 3rd project. So, according to my experience & job location, what should I ask the company to pay me according to the market value?

Any Ather electric bike use? How is the bike

I was thinking to buy ola s1 but review and after service is bad

like

I work as Senior Executive Security at IndiGo Airlines and the industry has no growth from an employee perspective. The best profile I could find as a replacement is Loss Prevention Specialist. Any suggestions that could help please 🙏🙏

like

Need help please.
I have moved away from Infy recently. I tried to follow the steps given in Alumni portal to transfer the Pf amount to new company, but when I enter my UAN for attestation through previous employer, it says No previous employment details found

What is the issue here?

like

Har cheez mein YOE & CTC puchna zaroori hain ky?

P.S. YOE: 6.10 & CTC: 24L

Post Photo
funnylike

Jan 28 is my final day in USI and I won’t be working for any corporate firm post this. At this point, I’m looking for inputs regarding what would be a good medical insurance policy to opt for. Looking for fuss free claims and decent coverage.
Female, 24 years age.

like

What is the maximum expected salary for Tax Senior - US Tax role in the Big Fours? I currently have 4 years of experience, with close to 1 year of experience in the U.S. (New York).

I've 44 likes but still I can't dm anyone as it shows I need 11 likes to enable dm.

Post Photo
likeupliftingsmarthelpful

Hi All,
I have offers from HCL-15lpa , Wipro-16.5lpa and Accenture-14lpa.
Which company is better to join in term of work life balance ,job security and hike?

like

How long it take for HR discussion in Tavisca JPMorgan Chase when we share docs. I have submitted on Thursday and I am waiting for resign. Is there any chance of HR cancelation after they know my current salary?

like

Are there any academic criteria for experienced people in Infosys? Also the educational gap matters for infosys?Infosys

like

I have got an opportunity with LTI M4 band with 30 LPA. 12 yrs exp. Please can someone evaluate it for me. I also have an offer Sr Manager with Saxo Bank 26 LPA. Which one should I pick?

like

HELP!
Deloitte USI : Consultant: 16.5 fixed+ 10% variable+ 4 L JB
EY India : Senior Consultant: 20 fixed+ 20% variable, no JB
YOE: 3.5 (2.5 before MBA, 1 after)
Please help me decide where to join, and why?
Detailed inputs would be much appreciated.
Also, is it a good idea to show counter offer to Deloitte USI and negotiate?

Got 11 likes...still it is showing need 11 likes to enable DM... Can you please help me here ,..what is the DM policy?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal