What are your thoughts on notes and/or CDs that do not pay a specific interest rate, but are linked to an index (S&P 500, or DJIA)?

First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

Does the IRS allow LIFO/Specific ID tax lot methods for selling crypto? And if so, do I somehow need to specify my choice of method at the time of sale, or just down the road when filing taxes? I use CB Pro and don’t see any settings for selecting methods like in my traditional brokerage account.

Hi - any good books recommendations for getting started on real estate investing?

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

Does anyone know if Visa’s 401k plan allows for a mega backdoor roth?

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

What is the best way to handle group financial consolidation in a multinational company?

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Does anyone have any book recommendations for information on buying a house?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Do you think there will be another housing bubble burst in the near future due to COVID? Assuming relative job security, would that be an opportune time to invest in Manhattan real estate?

What are some books that have absolutely helped you either working in the investment management space or even just personal investing?

Thoughts on Marcus vs. Ally vs. Wealthfront? Looking for a place to park my emergency savings

Looking for a contact at DDB! Obviously times are very weird right now, but I’ve been wanting to make a move to Chicago soon-ish or when hiring freezes are over. And would love to try to get in the door there as a mid level - senior AD!

Hi Sharks,
Please give some like, need it for DM.

What's currently in demand in ServiceNow??

Today is supposed to be our “day off.” I always laugh when I see emails announcing special days off. What’s even funnier are the reminders about “half days.” Hilarious.

If you spend the day writing stuff on linked in, how do you get shit done at work?

My motivation legit evaporates when I’m on the bench... help

Currently in ibanking as an associate and want to see if I can make the move to PE. Is the CAIA viewed favorably at all?

I love my SO but get unsure....they just went on a friends trip and came back and randomly said going on another one in two weeks. I said I wanted to spend time together so they came back next morning and said let's go away just us instead, which is awesome and I am happy BUT is it a red flag? They used to always be all about spending time together and now seems like I have to remind them to put us first in the past month. We both work hard and have kids so life is more complicated. Vent over.

Big birthday coming up in a few months and wanting to do things I have never done before (tattoos, surgery, etc.) What have you done as a result of a mid life crisis?

How is Bain & Company’s Healthcare Practice? I know McK is solid for physicians and military folk, but I don’t know anything about how Bain would be for a doc

I’m sick of living in NYC but can’t go anywhere.

10/06 Thread (BC):

If i do 1 year post graduation diploma certificate course from canada (online or offline) and at the same time I do a full time job in canada of 40 hours/week (may be few months diffrence but they will be overlaping). Can I put both of them in PR application?

Accepting an offer in IBD, lateraling over from consulting. Opportunity of a lifetime for me so don’t want to lose it.
But timing is horrible. I joined the Army Reserves before this opportunity was on my radar. Interviewed over several months, got the offer, but shipping out in 1 month for training for 6 months.
Do I irreversibly shoot my career by joining and immediately going on LoA? I obviously haven’t mentioned it in the interview process. Or will this be forgotten a couple years in?

Can anyone help with the avg pay for Sr. Program Manager (Non Tech) with Amazon in London?

Comparative view:
India (Blr) - 46 LPA + ESOP

Amazon- 80K GBP (Base + Bonus)

What makes more sense?

Hi how is HSBC client in LTI ?

At work I tend to eat just to eat. Any advice on how to break the habit?

I’m extremely out of shape and have just started going to the gym. When i do squats, like literally by squat 5 my knees are hurting. But i know my form isnt wrong. Do i just have bad knees or is this normal when ur out of shape?

10/06 Thread (BC):

Everyone’s so focused on Airbnb and Doordash lol. Nobody’s talking about C3.ai though 👀

3/29 Thread (General):

Anyone else think big end of day drop? Scary weekend to hold long through

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

What are some good healthcare/pharmaceutical etfs that you would recommend?

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

[Help]

I started trading during Covid crash. Started with equities and eventually moved to options. Earlier lost a month's salary and then lot more trying to recover it. Currently have lost my yearly salary worth and it's affecting all aspects of my life (job, marriage, health). I have tried to convince myself to consider it a loss but always get back trying to recover it.

Any advice how to deal with it. Thanks.

Noob question on selling puts- I just sold a weekly put that I WANT to get assigned. The stock fluctuate a few dollars a day so I’m looking for a specific price to own the shares at vs entering a limit order. The stock has already gone below my selected strike price by a 30 cents today but I haven’t been assigned the shares 🤔. Is it only by expiration day or am I missing something?

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Is blockfi only a bank and not really investing in crypto?

Have a 2/15 call on ghiv. Tanking today, drop it?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

When did this bowl become so competitive and spiteful? Why can’t we just be happy and support each other?

Just read in Robinhood Snacks that Peloton has their IPO this Thursday on NASDAQ. Can't believe I haven't heard anyone else talk about this yet.

Thoughts on airline stocks? Good time to get in?

only buy VIX if you think the market plumbing systems are clogged.

Otherwise your sinuses will become increasingly VIX allocated over time.

Maybe that's ok.

$DPZ 370c 3/27