What financial goals do you have for yourself this year?

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To stop spending every penny I make.

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Me tooo.

Keep at least 1k in my savings
Save up for 2-3 trips I’m taking without dipping into money out aside for accelerated debt relief

Nice! I have a "travel" sinking fund for the same purpose

Pay off the student loans! Paid 10k in 6 months already!!

My biggest goal is to save up enough money for a down payment on a house. I really want to buy next yera but the way I spend money it has been really tough.

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Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.

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Additional Posts in Student Loans

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

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If you could go back in time what would you tell yourself before taking out student loans?

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If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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Does having student loans impact your ability to get a mortgage?

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SOFI or who else?

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Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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