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Amex and Chase
Rising Star
Chase is the easiest to earn/use. The rest are all great too, just depends what your goals are. But I prefer Chase if I had to choose.
I’m in the Citi ecosystem
There isn’t one. It’s good to focus on a couple to concentrate, sure. But BILT has its benefits, Capital one has great partners, Chase and Citi have opportunities to earn tons of points (but have weaker partners), and the Amex points parade never ends.