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I got H1B Visa and 83000 USD dollar petition amount as annual package.I am confused as this amount will be enough to survive there with wife and 7 year old daughter.My wife is working here and together we are earning 50LPA annual.We are settled here by owning house too.Confusion is my wife will not be able to work there on H4 Visa so the kind of life we are living here will not be possible there.Thoughts?Suggestions?Pros and Cons?
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Give them to me
Chief
To use up or get good value? Best value is going to be airline/hotel transfers for sweet spot redemptions, but these can be difficult to accomplish.
Get the Schwab Amex Plat if you want easy and decent value. Allows for cash value extraction directly to Schwab account at a higher value than the gift card options.
Chief
I used mine to get a brand new iPhone 13 Pro last year 🤤
Half of gift certificates have 1% redemption rate. I go with Home Depot from the options. You can beat that with select goods/travel but it’s more work
Look for transfer bonus offers and transfer to book flights/hotels
Rising Star
I’ve redeemed them for travel, transferred them to hotels/airlines for points when I needed some to complete a reservation, or redeemed them for gift cards to places like West Elm to buy furniture.
Amex pts are best translated to flights. Better value overall.