What is the best way to use up AMEX points? E.g., flights, hotels etc.

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Give them to me

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To use up or get good value? Best value is going to be airline/hotel transfers for sweet spot redemptions, but these can be difficult to accomplish.

Get the Schwab Amex Plat if you want easy and decent value. Allows for cash value extraction directly to Schwab account at a higher value than the gift card options.

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I used mine to get a brand new iPhone 13 Pro last year 🤤

Half of gift certificates have 1% redemption rate. I go with Home Depot from the options. You can beat that with select goods/travel but it’s more work

Look for transfer bonus offers and transfer to book flights/hotels

I’ve redeemed them for travel, transferred them to hotels/airlines for points when I needed some to complete a reservation, or redeemed them for gift cards to places like West Elm to buy furniture.

Amex pts are best translated to flights. Better value overall.

Related Posts

Is this legal? My spouses company just decided to change their comp structure for account managers. It was base + comm, now it’s commission only but nothing changed, OT commission is the same, didn’t get more points, just took away the base pay and said work harder basically. So now they have to worker harder to get $50k they were already making. (Not a decision based on employee performance, they’ve been crushing it. I think the company is just trying to save money they overspent else where)

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Have 2k to get in on alts. Already have a ton of ETH, BTC and Link. What would you buy today?

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I got H1B Visa and 83000 USD dollar petition amount as annual package.I am confused as this amount will be enough to survive there with wife and 7 year old daughter.My wife is working here and together we are earning 50LPA annual.We are settled here by owning house too.Confusion is my wife will not be able to work there on H4 Visa so the kind of life we are living here will not be possible there.Thoughts?Suggestions?Pros and Cons?

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Frustrated by paying so much tax!

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Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

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Stuck at the airport, my flight has been delayed -- it's going to be one long and shitty night.

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Can someone please for the love of god help me figure out how I can pay less income taxes? I only make 88k and I put the 12k standard deduction but I’m still getting taxed 27% of my paychecks! My sign on bonus (20 even) a few months ago was taxed nearly 45%! Excuse my ignorance, but am I doing something wrong? Will increasing deductions help or should I increase the withholdings? Is this normal?! Thanks for any help/advice, it’s greatly appreciated.

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What are some good modern/post-pandemic personal finance books you can recommend?

How much money have you lost? Misery loves company

I want to open a Roth IRA for my mother (55). She makes about $9k from an international job and doesn’t file a U.S. tax return. How does the government check if I find it with the maximum of $7k?

How do you boost your credit score within a couple of weeks? Very small increase needed.

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Planning a trip to Tulum, Mexico for about 12-15 people. I am wanting to get a house near the beach with a c or can come every day. Any suggestions on where to start? Would we also need to rent cars?

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Switching jobs soon and will have a couple weeks at the end of November/start of December before the new job starts. Does anyone have any recommendations on a quick trip. I’m based in Chicago. Prefer international, since I’ve traveled to most places in the US. Thank you!

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EWR; best of the worst? EWR>JFK>LGA?

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Wwyd if you were me: we have more cash than we need in savings account (not a ton more, but more than our usual emergency / buffer). Have $20k left on car loan at 3.5%. Normal I’d invest the extra cash and keep loans. But with markets and inflation as they are, should I just pay the loan off?

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Making $37 hr full time with benefits. Chattanooga Tennessee

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What do you guys think would classify as a good savings amount by the age of 30?

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Is stock market surging tomorrow?

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More Posts

Why do some people get laid off and others not? Is it always utilization? Do people typically know they're at risk before it gets to that point?

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Is the EY 16 week maternity pay 100% of the salary ? I was reading the FAQs and could not find anything that said 100 % of pag provided in the 16 weeks of eligible time off.

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I need a new hobby or something to channel my energy and emotions into. Something that won't require much of a time commitment. Ideas?

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How do you support change management efforts when you can’t get leadership alignment?

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Hey Everyone,

Any idea on how is the Job market for Power Platform (power bi + power apps) technologies in Canada??

My company is trying to retain me by saying they will file for Canada visa. Is it a trap like assuring h1b for usa ?

How long it takes for Canada Visa ? And what are the chances for getting work visa for Canada?

How do you single 🐟 find time to meet people and get to know them when working these crazy hours? Feel like I'm putting that part of my life on hold due to my job, and it's kind of freaking me out 😣

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What do you think about 5G briefs and projects?

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I’m a scheduler in a major hospital, see my position in other departments being advertised as remote available. How can I successfully negotiate WFH? I’d like to cut down on my 44-mile one way commute.

Background: I’ve been in my position for 1 yr. I have 20 yrs military experience, bachelors in Business. I took an entry level $15/hour job to get my foot in the door. I’m actively looking for a promotion. But 44 miles plus gas & business casual clothing on $15/hour is killing me.

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Hello Fishes,
Just wanted to check a few things (for morgan Stanley Bangalore office):
* Have you guys started returning to the office (both IT and non-IT) ?
* Also are you still getting door to door pick-drop cab facility...?
* Last one (this one is a bit stupid😅), do they serve free meal in cafeteria ...?

Thanks

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Hi All,

How is epam anywhere different from epam systems ?

Can switch to epam anywhere from epam systems ?

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What is the designation heirarchy in jpmc ?

My anxiety has been at bay after changing my job and just feeling like I HAVE control over my life. But now it's back because I feel like I'm behind in other aspects of my life (I.e dating). I have so many friends getting engaged and I just feel... anxious since I am SO single. I'm 27, and I know I'm at that age where people do but it just sucks. I've been on the apps too and it's just... more demotivating honestly than anything else

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Hi everyone. Is 15000 AED per month a good salary for a Marketing Manager role in Dubai?
Also Is it standard to have a 1 year bond in UAE?
My current CTC is 18 lpa.

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Did anyone knows/ heard about the companies
Novus, sidinformation and cactus
Which are offering work from home for tableau developer or BI lead
Are these companies are good to join with 5 to 9 years exp
When job security and high pay and work from home these 3 major things I am looking for.

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Hello Fishes, did you receive market correction of salary in October 2022 ? If so, what is the % correction ?

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I am a Mechanical Engineer currently in Structural Analysis domain for 2 years and Want to change my domain to Data Engineering or Big Data Developer. What should be my approach and ideally how long would it take to get into this industry ?

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Hey fishes ,
We have openings for java developer(fresher and experienced) at our company Mumbai based
DM for reference

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Been in content creation for a tax research biz for ~6 yrs (last 2+ managing team of 7) analyzing law & creating material for other profs. Any tips on leveraging that into a return to practice?

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Can someone tell me how much mothly in hand i will get ?

Post Photo
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Additional Posts in Consulting

Utilization director told me today that the layoffs won't affect me. My heart goes out to everyone that had to hear otherwise. Here's to hoping y'all find something better and prosper.

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ATL now too big to fail?

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EWR; best of the worst? EWR>JFK>LGA?

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Any book recommendations? Preferably shorter < 300

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PwC parental leave benefits?

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Same flight with former secretary of energy Ernst Moniz (thought should fly private or something)...

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Currently in CDO and want to make a jump to B4. How challenging is it to do this at entry level?

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Anyone else scroll through LinkedIn and constantly feel behind in their career? Everyone I know is exiting from MBB to VC/PE and I’m still making peanuts at Big 4. How do you deal with knowing you’re mediocre/less sharp?

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So, does LinkedIn have a feature where you can just have it say “x started a new job at y” instead of the whole “I’m happy to share that…”??

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Alright, fishies, let’s try this again. Name drop boutique firms that have offices in San Francisco Bay Area. Big 4 is not my future (as many many MANY of you have repeatedly said I’m not good enough for). So, I’m taking the hint and crossing MBB and Big 4 off my list but still hoping a smaller firm will consider me.

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Not trying to troll per se - but if you quit you job can you still file for unemployment? Are there restrictions?

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Currently out on parental leave and will be putting in my notice. How much notice period should I give? Concerned to give 2 weeks as i might be asked to leave next day due to already out on parental leave. Thoughts?

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Would you take a 15% pay cut to work for MBB vs. getting a 20% raise from FAANG?

I am now working in middle management for a retail product company.

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What’s it like working at CME Group? Work-life balance, benefits, salary ranges.. I just completed my MBA and accepted a job in industry but am getting bored, so considering a change. Thanks!

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Note 8 vs Apple X vs Pixel XL

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May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

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Anyone know if S&O, Human Capital and Tech are going away?

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Serious question: Sheraton cancelled my reservation and I was stranded for a night last night. Called CS and my useless ambassador and they cant help and “sorry”. How do I escalate this?

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The crushing despair upon learning last minute that you have to be at the client site for kickoff on Monday when you were planning to be on holiday. So much for my tan.

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Tips on going from consulting into private equity?

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