What personal finance / investing books would you recommend to someone in their late twenties who is starting to have decent amounts of capital to invest?

Wonky Q of the day: could we create executive incentive packages based on independent 3rd party evaluations of growth in intrinsic value rather than share price? Would that change buyback behavior?

Hi All, newbie here to real estate investing. I have a primary with about $180k in equity and want to A) Get a larger primary in about 12 months and B) Acquire a cash flowing rental asap. Would you try to cash out refi and buy an investment property now; cash out and rent out your current place and buy a new primary or sell your current place and try to get buy a small investment and a new primary?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

Creating a 529 for myself before having kids…Should I setup a 529 for myself?

I don’t currently have kids but probably will in the future (31M, single now). Alternatively, I may go back to school at some point, or I’d be happy to disperse/gift the $$ to my nieces and nephews too… what’s my upside/downside?

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

Are we on recession? My portfolio is super down - low cost ETF investor here

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

There has been a significant flow of investors to higher yielding corporate and emerging market securities.

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

H1-B, have a stock brokerage account as US resident and planning to go back to India for good. Any recommended stock broker that allows maintaining the account form India without US address?

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

Has anyone negotiated a 401k match to begin immediately? I have a great offer but a 1 year wait. I’m super focused on building retirement and really don’t want to wait for a match.

Just watched the Polka King on Netflix and feel a little like Jan Lewan's investors. What exactly am I investing in?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Do Big 4 partners need to maintain any level of independence in retirement?

Anyone tried biossance skin care line? I’m Pregnant and wanted something safe and clean during my pregnancy.

Heard a lot about ordinarys products. Any specific profuct that you swear by?

Is there any chance we can change the domain we are working in?

Anyone knows what is EDX6 department in BOSCH?

How do I turn my recent popularity with recruiters into an actual offer?I have been involved with security since my phone phreak days.

I've found ChatGPT mildly interesting... until a manager shared an experiment he did last week. He asked a few bench analysts to spend an hour researching basic questions a client might ask (e.g. "which Fortune 500 companies have the most questionable ESG strategies and why?") and to answer via 2-3 short paragraphs. He posed the same questions to ChatGPT. He shuffled all the responses and asked a number of us to spot the AI answer. NOBODY picked correctly.

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

Thoughts on getting a CAMS certification as a Staff/Senior?

Has anyone been through a situation that you were in a terrible relationship ( stress,anger, fights, swears, physical abuse, ego clashes) and how did you resolve it? Some might have worked on and stayed in the relationship and some might have broken up. I am looking for answers from both sides. How did you stay/work on it and how did you break up and move on? Me and my partner have strong feelings for eachother and are almost inseparable despite going through so much.

I am looking to buy my first rental property in a couple of months. What questions should I ask the realtors during the vetting process.

Not looking for a home for myself neccesarily . I am treating it as an investment.

Hi,

I was just wondering if anyone has any tips on what to add to a business plan to self source mortgage leads.

What is the band for SE1 & SE2 in Amex ??

37 / F / $250 / media / svp

Anyone have tips on first round growth capital/VC case interview? They say there’s gonna be a test on investing acumen.. whatever that means.

Does anyone practice White Collar criminal defense in NYC or know a decent amount about it? Is it fun or fulfilling? Is it a good way to break into government work in the future?

Firm announced flexible come and go as you see fit approach to coming back to office. Partner I work for said I need to be in office 4-5 days a week anyway. Thoughts?

Hi! Welcome! What are your positions in an inclusion classroom? How’s it been going so far this year?

Going to have a kid in November. What are some of the best savings options long term barring 529?

Also, if I were to buy stocks for ~10k on day of birth what would be the recommendation be?

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

I am looking to buy my first rental property in a couple of months. What questions should I ask the realtors during the vetting process.

Not looking for a home for myself neccesarily . I am treating it as an investment.

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

If WFH stays after vaccine(maybe split 50/50 with office and WFH) do you think that will have some major impacts on our economy?  our economy is based off of people spending money not saving. I think of all the lunch, coffee, happy hour, dry cleaning etc spending we used to do.

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Where do you buy dogecoin?

Advise for TFSA investment in Toronto?

Went to a club yesterday and we paid $20 pp for cover just to find out that it was empty and there wasn't really a clubbing vibe. Bought a round of beers and we were so bored that we decided to leave in a few minutes... I feel robbed but at the same time I guess there's not much I can do, or is it? Im not sure if a CC charge back even applies in this case. Anyone had the same experience?

What's your target retirement savings? Target age? Combined or single?

Tendies? 😊 🤚💎🤚

For those that trade individual stocks, how do you keep your emotions out? I decided not to buy Wayfair last month due to past volatility (was looking for short term gains) and now kicking myself.

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.