What would justify having CSR instead of downgrading it and getting Uber Card instead

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Math. Uber card is 4% cash on dining. CSR is conservatively 4.5% (3x earn x 1.5cpp redemption). 3% vs. 4.5% on hotel/air. Uber gets the edge in online purchases. Not hard to calculate a break even from here.

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Math lol

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Or get both!

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