What’s a good 2nd credit card to get? I’ve had my current one (Amazon) for two years now. Looking to figure out what my next one should be

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I have a chase sapphire and Amex platinum, both great cards :)

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Depends on what you spend but Amex gold is very practical even with the annual fee. You get high rewards in cash and earn from groceries. If you want Amex gold with no fees but limited use of points, get the West Elm credit card (I know crazy, but hear me out), you have the same reward percent for dining and groceries for no annual fee. I love west elm so it works really well for me as I just use the points to buy furniture there. It’s only worth it if you know you’ll buy furniture from there. Past the Amex gold, depends on how much traveling you do but chase has some good travel benefits for the cheaper 1.5% cards. If you don’t want to worry about which card to use, the citi double cash back does 2% back no fees for everything.

Citi double cash - 2% on everything

Never pay an annual fee for a credit card

Whichever gives you the best offer - look for $100+ cash back bonus for signing up, high %cash back on purchases, long 0 introductory apr if you’ll ever carry a balance. If you want to play the points or categories game, go ahead.

I wouldn’t even look at the sign up bonus and intro apr. set yourself up for the long term by getting a high paying rewards card with no annual fee. The citi double cash is the only card I’ve found at 2% on everything. Pay the statement balance every single month and never the minimum balance

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Amex gold and chase freedom unlimited

I have a chase sapphire reserve as my first credit card out of college. Fantastic choice especially going on senior trip to travel. Can always downgrade after getting for a year if anything happens.

My two cars are Capital one quick silver (1.5% everything) and Wells Fargo Active Cash (2% everything)

Don’t look at APR on cards, you should be treating them as a debit card and payoff in full every month

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