When does a holding company makes sense?
I owned multiple llcs each with its own rental property, but have found mixed information on pros and cons of forming a holding company, hoping someone with experience can shed some light if the additional structure makes sense.

Anyone ever take a taxable withdraw out their 401k? What was your reason for doing so? Knowing what you know now, would you have still done it?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

How’s litecoin doing? Thinking to invest in it.

Hey FB fam. I’m putting together Financial success resources. If you have any books, articles or podcasts in relation to personal investments or real estate you recommend, please feel free to share 🙃

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

FYI Amex offer for Allen Edmonds. Spend $300 get $90

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

What's the best city in UK to buy a buy to let property, with best returns?

Anyone in the public finance space familiar with distressed/high yield muni funds? Outside of the classic closed end asset managers?

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Porsche IPO worth buying now amid market and economy turbulence?

Has anyone been able to refinance student loans on F1 OPT / H1 visa? Would love to hear about your experience.

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

MU & OCLR, stock bowl anyone?

Hello Fishies,

Which level or designation is the Finops Specialist, L4 role in Amazon. What designation will reflect in offer letter?

How many dress shirts and trousers do you recommend I should have? New to this and need advice. Sorry if repost.

It appears J Crew is filing bankruptcy this weekend and brooks bros might not be too far behind. What are consultants going to wear when we eventually get back to work??

Hi fishes,
I am currently working as a Data Science Analyst in Amex and would like to make a switch to Fraud detection/Credit risk modelling in future.(not in a hurry but would like to start preparing for the same)
How should I go about preparing for it? Is MBA the only course?
My current tech stack is Python, Pyspark, Hive, SQL, ML, DL(specifically NLP based). I have already done MS in CS from IIT Kgp.
I am confused mainly cause the tech stack requirement is similar to my role in the company.

Recommendations for lightweight low maintenance versatile blazer?

Overnight layover with some buddies in Doha - any suggestions for St Regis or the W? Landing around 11pm and leaving at 9am we just want to go clubbing and party before the next flight.

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

CMAAS Senior Associate interview questions?

Any suggestions on how to save a alcoholic spouse?

Hypothetically, what would you do if you unexpectedly received $1.5m today? No caveats, no depends on situation, no bs responses. Genuinely interested in your answer. Thank you.

Hi Fishes,

Could anyone refer me to an open position in CGI?
Position ID: J0921-2888.
Thanks in advance.

What's the quickest way to market a property for rent other than listing it on MLS and all the websites? Should I list on Craigslist and marketplace too? Anything else I can do?

Hi All
Is their anyone else whose FNF is still pending having LWD before 4th Nov?

Quick question

expected CTS for 3.6 YOE as front end (react) developer?

How do you prepare for the role of technical architect? What kind of preparation do we need on daily basis?

Looking to upgrade dress shirts, looking at Charles’s Tyrwhitt non iron stretch and they have a really good deal (3 for $99) thoughts on their shirts? Never tried on, will probably order my size 15.5 34 in a slim

With 6.5 Years of YOE how much I can expect from Cognizant for Senior Associate position?
Tech Stack : Informatica PC | IICS | Snowflake | Azure Cloud | Teradata | UNIX Scripting

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

I joined a real estate team & I was expected to show up at 9:00am sharp every single day. Is this a common team policy?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Does buyer have to share appraisal with seller? Can seller request it?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Looking for 2bd or 3bd with garage rent of $2,000-$2,200 ready to move in after July in the Orlando,FL area if anyone has any info. Please let me know! Thank you!

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.