Anyone ever take a taxable withdraw out their 401k? What was your reason for doing so? Knowing what you know now, would you have still done it?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

I was just checking my salary slip on new payroll tool and found some interesting things.
There is some ex-gratia 3 amount ( less then rs. 500) and income tax deducted is more then last months (which is unusual as I have declared my fbp and IT declaration in oct only). Upon checking in IT statement found I got gift perk of around rs 4500 but it eas not added to my salary in account. Did anyone know where is this gift perk and how can I use this ?

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Anyone is a tech role in healthcare ? If so what is your title so you enjoy it?

Hey there! Looking for a referral for a PwC/Strategy& Health Care Services Corp Strategy position. ~7 YOE of corp strategy work - primarily in healthcare/pbm

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Hi new to crypto! What apps/sites would you all recommend to start investing? I have Robinhood but it doesn’t have a lot of the crypto options

I am an Oncology Clinical Research Coordinator with 15+ years of experience. I have program management and pharmaceutical manufacturing experience that gives me additional unique experience. I am wanting to get into the Clinical Trial Management/ Research Management role and am having no luck. Currently working for UW in Seattle. Pay is stagnant, grossly understaffed, commute is terrible, but the benefits are great. Any suggestions on CTO that offers great benefits and competitive salary?

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

Hi Fishes,

Can anyone suggest some good Mutual funds to start SIP for 3 years.

Received an offer after 3 rounds of interviewing - decent pay bump, solid 401k match and health benefits, fully remote but….1 week PTO. 1 week. Why? WHY???? 🤬

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

So I get that in a corporate set up, you are supposed to be sharp and witty and think on your feet. Trouble is, I am extremely slow with comebacks. (Think Ross in Friends/Amy in B99) at the crunch moment, I generally end up not being able to give a good roast back. Unfortunately the best of them come to me like a few hours later (dinner/shower/TV) and I am left ruing and amazing opportunity to have gotten one back. I am awful at jibes and roasts.

Anyone else suffer from this?

Hi,
Can there be a case when you are hired for a specific role and later on you are aligned to a different project ?
Thanks

Those who live in shelter-in-place guidelines, and have ventured out to run, walk the dog, or get essential supplies, how would you describe your neighborhood? I came back from a walk, “eerily quiet”

Any mid-level associates in the Sacramento region looking for a litigation role at a chapter 11 bankruptcy firm? We have a job opening up and are looking for someone with corporate bankruptcy experience.

Got a job offer for Singapore 7500 SGD per month for 7 years experienced Automation engineer.
Current CTC: 16Lpa
Martial status: Single
Is it a good offer to fly to Singapore from Hyderabad?

When your seniors aren’t motivated and pulling their weight, it shows and demotivates you. It’s a domino effect. How do you handle these situations? The senior pushes every single thing down and it’s clear to everyone this person could care less. Makes me not care and not want to do anything either…

Can you dice/chop onions and not tear up? If so, how many till you tear up?

These numbers are really irrelevant unless you know the agency. It would take a lot less dough to get me into w+k than say, a Translation or similar.

Cleared the technical round.I have received an email to submit the docs. But none were called me regarding the salary discussion. Usually how many days it will take to get the feedback

what will be the inhand salary of 17 lakh 50 thousand , thats include 10% variable pay.

Recommended podcasts on the topic of change management?

As other global firms are calling their employees back to office ? Will pwc ac follow the same or will continue to provide option of working from home .

Hello! I have been in the job search for around 2 months and have had successful interview rounds, yet as an international student with OPT, this has become a factor not to secure several positions. Any advice moving forward or how to leverage my OPT ??

Thanks!!

If I am having 15.30 Lpa offer@LTI, how much I will get in hand salary.

Hi fishes,
Does anyone know how is SAP Fioneer as a company?
I mean, has anyone heard anything negative about it? Because in my research it looked good only, but just wanted to know if anyone has any contradictory opinions.
Thanks

Hi Guys,
What should be the Optimum Expected CTC (in GBP ) for working in Bristol, UK?
I have got an offer to move to Bristol from India.
11 years of exp., Technical Product Owner profile.
Cloud computing, AWS, Java, Microservices, etc.

Hi guys

This question may not be related. However I wanted to know from personal and family point of view how it is like to relocate from India and live abroad .
Let's say Family consists of husband , wife and a kid . I understand we will get good facilities, education, cleanliness , good air etc , however I wanted to check whether people gel up easily in the new environment? Don't they feel loneliness/ difficult to adjust? Do they look for similar asian nationalities to kill boredom?

My response to the Associate Consultant:

You called me a Bhakt, thereby initiating your ritual of name calling. I never started politicization of this bowl, it existed much before me, dominated by the left-leaning so-called liberals and communists. So don't blame me for that. Our very own bowl leader is politically biased. Now hear my answers:

1. India should be a truly secular country without any minority appeasement. Things start to get murky when you.. (Contd)..

I need some expert advice. I have 40k in 401k and 40k cash in savings account. I moved all 401k to a very low return safe portfolio in July and basically I haven't done anything with the cash as well.

Starting to feel like I am missing out on returns and now is the time to put everything back into the market. Does anyone know reliable financial advisors that will do it for me and also account for the independence related restrictions.

Other suggestions/tools appreciated as well.

How did you get up the courage to invest? I max out the annual allowable contribution amount for my 401K, but otherwise I’ve got everything in savings. I have no debt, just a bunch of excess cash I’m too scared to do anything with. I know this is irrational - I’m above the FDIC-insured amount and I’m also losing value to inflation. I’d like to get to a position where I have maybe 14 months’ expenses in cash and the rest in investments (probably low-fee index funds).

Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

Planning on buying my 1st home. I'm looking at homes using a RedFin realtor. They recommended I get an Underwritten Preapproval. I don't trust the lenders they recommend. Any suggestions for lenders?

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

What is the value of / case for hiring a wealth manager with management fees (say 1% of holdings) as opposed to investing directly in ETFs/index funds yourself (through any of the brokers like Fidelity, Vanguard, etc.)?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Hey gang - I want to get more serious about my stock investments this year but don’t know where to start. Already maxing out my 401k and Roth. No debt.

What are your favorite/best resources for teaching myself how to build a strong long-term investment portfolio?

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Do you consider college savings funds as part of your net worth? I can see why you would but then your net worth would decrease pretty quickly once your kid(s) go to college.