Which tax regime is best for 9 lpa and why?
What are tax saving investments under both regimes?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

How much money do you make and have in your checking and savings? // how many years have you been working post college...

Can someone explain the benefit of whole life or similar products? I understand that they are bad for 99.9% of people. How does the 0.1% benefit? Taxes? Asset protection?

I'm struggling to understand why anyone would use these at all. Significantly caps your upside. If you are uber wealthy, why wouldn't you continue investing in the market? Why pay the crazy fees for these products that are essentially just 90% treasury bonds and 10% levered ETFs and covered calls?

So this all seems like mental illness pretending to be investing. Good luck on the gambling. I’m blown away by the people screaming “HODL” with no rationale. I’m 100% out

Looking at buying a house in Charleston, SC, then I want to get back to buying rental property. I already have two but would like to grow to 10 in the next 5 years. Is that possible and what are some ways to get some capital.

I'm a younger teacher in a high COL area. In terms of wealth building, how does home ownership stack up to other methods like investing in stocks?

I’m looking at investment a portion of my portfolio into alternative investments. Maybe around $30k to start. Anyone have recommendations or experience with Alt investment vehicles? (e.g., crowdfunded startups/real estate, PE, VC ETFs)??

What are some books that have absolutely helped you either working in the investment management space or even just personal investing?

What stocks are you adding in this dip.

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

MU & OCLR, stock bowl anyone?

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Do you think there will be another housing bubble burst in the near future due to COVID? Assuming relative job security, would that be an opportune time to invest in Manhattan real estate?

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Hellooooo folks

What have you guys automated in your tax teams?

And where do you think automation will take place going forward in your team's?

For my team I know we are trying to automate payroll tax returns. Anyone has similar ideas like that in your respective firms?

Want to brush up on SQL and Alteryx on my own and I am in the market for a new laptop. Any recommendations on a laptop can can run these programs smoothly?

Anyone have a good XML viewer/editor that has a grid view? I’m trying to mass review and update tool names and annotations for a number of very large Alteryx workflows. I think an xml editor with a grid view will do what I need but I’m also open to other suggestions if you have them.

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

Just hit EXP on AA for next year - should I keep flying them for work for the remainder of the year or try to get status somewhere else?

Staying at the Ritz and STR in the Maldives so expecting good service and reading mixed things about tipping. I usually don’t tip much at hotels (never really thought about it) but what do people do? Is there an expectation and would the amount be based on like room rate or just a flat daily per day?

If you asked to be considered for early promotion and didn’t get it (despite being highly rated, exceeding billable goal, etc) would you look elsewhere? Is it right to be angry about it? I don’t want to spin myself up unnecessarily if it’s unjustified

I am planning to leave my firm after busy season and I am wondering if I should let them know this is my last busy season or stay quite and just give my 2 weeks after busy season? I really like the people I work with and I think I could boomerang (read to many posts of people who boomerang and I fit the "type"). Should I tell them know or just stay silent and give my 2 weeks notice?

Are there any crunchy hiker folks out here? Would love to talk with y’all!

Any good leather weekender bags?

Recommendations for a barber that can do a good cut and beard trim in Midtown NYC?

I've worked with the client for over 7 months now and he still calls me by my dad's name
What do I do 😭😂

Has anyone worked Corp Dev at a BB or large financial institution. Wonder comp and work life balance for analyst. Have 1 year of IB experience. Likewise, have a super day with 4 MDS, wondering if anything specific should be prepped for the interviews. Thank you!

Tomorrows race has so much potential to be really interesting; really excited for this!

Have you ever taken or seen someone take mental health leave (medical leave)? How long did they take?

How do you prepare for the role of technical architect? What kind of preparation do we need on daily basis?

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

My Last working date at Wipro is 12th of june 2022, So How tax will be calculated for the financial year 2022-2023. My CTC is 8.4L
I will be working only 3 months for this financial year and in April month payslip i can see 6K deducted for tax and in the IT projection it shows around 30k tax deduction gonna happen. I will be joining another Firm in same june month
Please share how tax is calculated in my case and how to save taxes.

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?

Hi,

Can we use 10(10AA) leave encashment as tax exemption if we separated from the Job?

Note: corresponding tax paid challan info available in form 16

Thanks

How to save tax for the money from freelance work? As i already have a full time job.

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

Hello fishes, can we buy land/plot to save long term capital gain tax?

What are all the ways to save income tax?
CTC 9.8L

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

Can I pay income tax challan using credit card?

I have a question regarding taxation of joining bonus.

I recieved a joining bonus of 1 lakh from my previous employer in last fiscal year which was taxed.
I resigned from the organisation before completing 1 year... Which will be deducted from my last month salary.
How does taxation works in this case.

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

How much rent amount should I pay to get maximum tax deduction?

Anyone from tax can help me on some tax related queries.

Q1-Can I claim LTA and LTA cash voucher both for the current Block?
Q2- In LTA cash voucher scheme i have a total expenditure of only 50K approx so how much can i get as saving for Tax?
Q3 How the above 2 can be claimed during ITR filing?

I have more Questions but if we get replies on these we can discuss further.
This can help everyone

Any ways to fake lta