Why do companies list student loan refinancing as a benefit to their employees when it’s not a benefit at all. You can get way better rates on your own. This shouldn’t be included in benefits. Financial Advising benefits - yes but not student loan refinancing that is often a predatory practice.

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Your observation really resonates. student loan refinancing as a "benefit" can feel misleading when you can often find better rates independently. Genuine financial support should offer real, tangible value.

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100% agree with this! I don’t think a benefit should depend on the person. I was told that it’s a “benefit” because it can help some people in their financial situation. I don’t think it should be classified as a legit benefit unless if it works the same for everyone.

"That is often a predatory practice." There's your answer. Companies can be predatory. I'd imagine the ones touting this as a "benefit" absolutely fit the bill. Reimbursement is a great benefit. Refinancing is not.

You hit the nail on the head. Calling it a "benefit" can be a red flag, especially if it's more about optics than actual support. Reimbursement, on the other hand, provides clear, direct relief. Thanks for making that distinction.

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