Will my odds of approval of a mortgage (VPAL) increase if I have an credit card (relationship) with the lending institution?

Basically considering obtaining a mortgage from JPM. Currently have a Credit with JPM ( ~25k).

like
Posting as :
works at
You are currently posting as works at

Existing relationships don’t ever hurt but, a credit line isn’t really going to move the needle. Chase has plenty of programs to bump your client status. Generally means moving significant assets to JPM accounts.

like

Related Posts

Is Visa a stingy company?

like

I booked a Delta flight with the only few 8k miles I had. I have very limited experience with statuses since I just started in consulting. How can I get an upgrade on the flight? Thank you.

like

Hi everyone! Does Wells Fargo sponsor H1B Visa to its employees who wants to move to the US? Asking for my sister who is about to join the company. Thank you in advance!Wells Fargo

like

How many points for every $ we spend at Hyatt? Thinking abt switching there from Marriott. I have explorist status with Hyatt currently

like

Have a Chase Sapphire currently. Looking to get the Reserve or the Platinum Amex. Thoughts?

like

Hello! I have a Marriott free room voucher expiring in June worth 35k points. I would like to sell it. The card I get it from is 95$ per year so I would take that if it sounds fair.

funny

I’m having my performance review tomorrow. Looked at my goals last year which was set before the pandemic really hit. Since it really affected business and travel I didn’t hit most of my goals. Plus I was really depressed (who wasn’t really) so I didn’t take much initiative. What’s a good way to navigate this...?

like

Best Marriott property in or within 15m of downtown Houston?

Best Marriott hotel and location to stay in NYC for a weekend? Looking to optimize for food, night life, and daytime exploring. Thinking Times Square but not sure.

like

@EY 🐠 In GPS IT AUDIT, how is the culture / working hours / work environment like?? How often /long did you have to travel??

like

Uber credit card vs CSR?

like

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.

like

I left a great team and high-visibility, high impact project with a client that loved me for a few more $$.

Had I stayed, I would have been festering on comp and constantly worried about my financial future.
Since I've left, I feel financially secure but listless and bored with a lame team on what I've discovered is a skeezy upsell.

Anyone else had to deal with this? Did you boomerang back?

like

Has anyone travelled back to US recently after H1b transfer but with previous(valid) visa stamp on passport? There are no Dropbox available and need to visit family.

like
likehelpful

Just booked our honeymoon at the st Regis in Maldives. Got an over water villa with Marriott points. What's the best way to ask for an upgrade to either an over water suite or sunset facing over water villa? I'm titanium elite and heard stories of Marriott upgrading honeymooners. Should I just call them up?

like

Does anyone here work as software enginner in travel industry (I.e. Expedia, airlines, Marriott)? How’s it like to work with them? Is it safe to work there during this economic uncertainty?

like

Came back from us visa interview for my H1 renewal, got approved and now separation anxiety kicks in.. Hate this feeling everytime I go home and vacation's over ✌ time to get back to work again

More Posts

like

What’s base /tc at mbb for an associate (1-3 yoe) in sg?

like

Birthday plan (place to go and place to eat) suggestions for my husband? Been together a long time. We recently went to Cote for a nice dinner but that is something along the lines of what we like to do.

He’s an athlete (in case this helps with activity suggestions), so likes being active, but also like cerebral activities like puzzles, etc.

We are new to the city and I am at a loss with all the options. We are young, in our v early 30’s. Open to Soho, Brooklyn, FiDi, Midtown.

like

Hi I am a cath lab tech. I want to look into traveling but have some questions. Anyone aware of any groups to discuss housing, location, etc?

like

Need advice. My sister is in a DV relationship. I haven’t seen her in over a decade. A friend reached out and let me know she was in trouble. I traveled from another city to check in on her and she was not at her house. I found out that she and her soon to be ex are in a secluded lake house and I don’t know the location of said vacation home. I feel like I need to do a wellness check on her but I’m not sure how to proceed. Any advice fellow Fishies?

like

I’ve been laying in bed all day hoping the guy I like will text to hang out but nope. We did hang out last night and supposed to hike Monday but I want to hang out today and tomorrow but figured it may be excessive 😫. On the bright side I finished Stranger things season 4

like

How is the work culture?

“I don’t do colons”
- AD

likefunny

Does it mean anything if your HR consultant randomly adds you on LinkedIn? I’ve never even met her in person or talked to her over the phone. I’m probably overthinking but just curious. Thanks!

United Global Services - what is required to get it?

like

Cctc - 24lpa
Yoe- 11yrs
C role - lead designer
Tech - Ux/UI Designer

I just wanted to know if im drawing lower salary per my yoe or am I drawing the nominal salary.

How much should i expect if I’m switching?

like

Happy to refer to Deloitte! There's a hiring push in the Customer & to Marketing OP

like

Why are you worried about the fate of agencies if you can just pack up and work for a brand? Agencies may be on the chopping block, but WE aren’t. Right?

like

Thoughts on how to go about moving from BO at a BB to FO? I’m an associate in Data Analytics as a client engagement lead so I deal internally with EDs & MDs daily, I don’t have an MBA (but do have a 4.0 GPA and a Masters in Marketing from a top three UK uni) and am thinking that could be the best way for me to transition?

like

Hi all! I got rejected from JPMorgan for their Global Finance and Business Management program (through my resume, couldn’t make it to interview). However, I’d reached out to recruiters and am meeting with one in a couple of days! Do I have a shot at turning this around? Or will it not matter once she learns I was rejected. Thanks!

like

Considering changing my LinkedIn title to 'Professional Autist'

like

Thought/question I have been wondering for a while below.

I am about to start looking for engagement rings…. Thoughts on finding a jeweler that also sells Rolex’s and possibly try to get a bundle deal (looking for spend around 20ish k on the ring and just a datejust for the watch)?

I am in NYC but open to surrounding areas if anyone has any jeweler suggestions.

No idea if this is a stupid thought but figured it would be worth seeing if anyone has any experience or thoughts on this. TIA.

like

Does anyone have (good) experience with adoption agencies they can share? Know it can be arduous & complicated so trying to do my homework. (Single male wannabe dad)

like

Anyone live or tour milieu in the west loop? Looks super nice but I’d love some input!

like

Anyone else just sitting around waiting for the ax to drop? I'm a soon to be 2nd year corporate associate who has seen work completely dry up. My utilization held pretty steady around 50% immediately after shutdown, but August was below 15 billables with no appreciable work in the pipeline. Aside from letting people know I'm available and doing pro-bono/CLE, it's starting to feel like a serious "covidcation" leading to termination.

like

Additional Posts in The Real Estate Bowl

How do you go about figuring out the upgrades that you’ll need to do to a property when looking at a property to flip?

like

We have fully renovated our house, now nearly everything is new. new windows sidings all interior finishes newly expanded yard etc. we are on market for a while now and haven’t received an offer we wanted. Feedbacks are no grass in backyard and price is high in the neighborhood. However almost none of our neighbors’ house have been renovated like ours and our appraisal came higher. Any advise to promote sale? Do you guys really think this low maintenance yard is the deal breaker? Twin citie MN

Post Photo
like

I’m currently leasing an apartment in Philly. A new company just bought my building and now we owe payments to them.

Are we supposed to be given a new lease when this happens? No where in my current lease does it say, if someone buys our company that we’ll automatically have agreements transferred

likefunny

I’m about to become a first time landlord - any suggestions for the best way to collect rent? I’ve heard Zelle, Venmo and PayPal aren’t the best route… is there an app anyone here recommends?

like

First time home buyer, advice needed for pending purchase

I found a house that has the features and parameters I need.
It's one of the smaller houses in the neighborhood and has not recently remodeled for sale.
It is therefore a around 25% cheaper asking price than some other recent listings in same area.
I got pre approved for thrall asking price with 10% down
Since it does need some bit or remodeling that I would like to do before moving in, what's the best way to go about doing that?

like

Looking for a recommendation/referral for a good retail business broker in Chicago or Suburbs. Bonus if in the liquor industry. TIA!

like

Is it normal to ask condo management about move in a week before closing or after?

like

Making an offer. The sellers said they had 30+ people walk through the open house today, and are asking for best and final. They’ll make a decision on Monday. The list price is 775k. We were originally thinking of offering 700 to start since comps are around 735k. However, this is nicer than the comps renovation-wise. What would you all suggest we offer? We’d rather lose the house than overpay, so this concerns us.

like

With the interest rates as high as they are would you put 50% or more down to lower payments?

like

Will housing prices ever go down?

like

Hey guys, I’m looking to invest in the purchase of land in Austin. Because it’s not commercial or residential investment at this point, I’m at a loss for financing options. I’m short $100k. Any ideas on where I can get a loan from for this?

like

Any recs on where to park $300k for 3-6 months while my LLC takes a pause on buying RE? My partner has low-ish risk tolerance but I'd like a better return than the "high yield" savings.

like

Lender shopping before I close out on my first home. Is 3.5% a good rate for putting 20% down on a home? How can I go about having my lender match other lenders? For context, the home I’m building in Texas has a lender that will cover $5k in closing costs if I go with them, and that’s the rate they’re giving me. I realize the rates are going back up and just wanted any advice on if it’s best to lock that in the next week or keep shopping as my closing is May 14. Thanks in advance!

like

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

like

To all my new construction home buyers or people with an eye for interior design. I just purchased a new build and have the ability of selecting all of the interior (floor type, carpet color, cabinets, back splash, counter tops etc.) Any advice on how to select timeless finishes vs trendy? What are things I should avoid?

like

Need some advice here. Option 1: rent a condo for 2600 a month. Option 2: pay 2600 in mortgage/month, but I can only afford ~5% for the down payment. Is is better to avoid PMI and save for another year or two before purchasing a condo/house? Feel like I can’t justify paying 2600/month in rent if I can afford the mortgage

like

Anyone have experience or perspective on whether or not real estate investments are a good hedge vs inflation?

like

How bad is this Airbnb crash going to be? Can’t be as bad as GFC, right?

like

Looking to get started in real estate. Is it possible to get into a duplex for 15k? Want to rent second unit to cover mortgage. Any tips to get started? How do you find good deals? Live in TX.

likefunny

What happens if I have enough for a 10% down payment and maybe like $2-3k left (excluding emergency savings), but not enough for closing costs? Can I get pre approved? Just trying to buy my first home and want to do it asap (within the next 2 months). How do I avoid closing costs and what’s gonna happen if I go through the whole process and I tell them I don’t have enough for closing costs?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal