Will my odds of approval of a mortgage (VPAL) increase if I have an credit card (relationship) with the lending institution?

Basically considering obtaining a mortgage from JPM. Currently have a Credit with JPM ( ~25k).

like
Posting as :
works at
You are currently posting as works at

Existing relationships don’t ever hurt but, a credit line isn’t really going to move the needle. Chase has plenty of programs to bump your client status. Generally means moving significant assets to JPM accounts.

like

Related Posts

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

like

I have an EBD student on my caseload who just phys assaulted a student today (they have a history). Student is being out of school suspended all next week. Any advice on alt. ways to handle this?

like

Alteryx stock - thoughts on the company as a longterm investment?

like

How are people managing visa stamping outside of the US ?

like

My New York City tax was much higher this pay cycle (June). Anyone know why?

like

Best credit cards for points redemption? Currently have delta platinum Amex and flying delta weekly.

like

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

like

Best Marriott/SPG property for a couple’s stay in Amsterdam? End of December - want to be reasonably close to city center but not break the points bank (<~50k a night ideally )

like

Can the H1-B extension be filed when I am not physically in the US ? I am currently impacted by the travel ban and not sure if I will be able to travel to the US before the current visa/petition expiry.

like

Deloitte onboarding E-mail says , it background verification is not complete by target start date , they can postpone the date last minute.
I have 14th march as a start date and I don’t know my background verification status.
I emailed BIONBoarding but no response.
How am I supposed to give notice to my current employer without knowing BGC status ?
Please advise if someone faced this situation.
(P.S. I don’t have any record, just being cautious because I am on H1B/work visa)

likesmart

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

like

Hello, I have 4.5 years of NYS WC authorizations for orthopedic. I also have experience as a front office supervisor at a hotel. Any suggestions on a career move? I feel really stagnant where I am right now and I feel very under paid for the amount of labor I have to put in. Any suggestions would be greatly appreciated. Thank You

like

I have H1B visa from previous company. Does anybody know the process to transfer it to PwC?

PS - Just wanted to be prepared for travel if any opportunity comes. I know it is long shot as travel is restricted.

like

Good day to be buying bonds... any of my fellow yield grubbers out in effect today?

like

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

like

Any good non-tech stock buys?

like

JP Morgan Chase & Co. Investigations @ when offer an internship or actual employment be sure to not lie about your work experience or internships, they really go deep and if they find any issues they will fail you and you won’t ever be able to work for JPMC ever! So be honest, a humble advice for all :)

like

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

like

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

like

Can someone suggest good sales recruit agency in United States which hires Mid Senior Sales professional from India .Thanks

like

More Posts

What's your biggest net new account this tumultuous year?

like
like

How much TCS pay for Germany on-site to C3A Technical Lead?

like

Mie Prefecture... I love the way the sun on the ocean looks like burnished metal (NGO–TPE)

Post Photo
like

3rd cycle A here..... What are the chances for 4th cycle promotion?

Post Photo
likefunny

Guys!!! I'm so effing annoyed. How do you guys even access office email on your mobile phones? I recently joined TCS and man I'm so pissed. Why don't they just allow us to use the Outlook app. This makes me furious damn. 😭😭😭 😡

like

Any Amazon counsel or other FAANG attorneys willing to share how their comp review has worked? I’m really happy with my offer(lower base, really high signing bonus and decent RSUs) and was told their would be yearly comp reviews but wondering how that plays out the first few years...

like

Is Cognizant providing WFH ? OR is it mandatory to go to office?

like

Hi Mate,
I have a offer with OE connection,can anybody aware about the company. Work culture and project,job security, Joining this month

Please do the needful.
Thanks advance

like

Hello all,

I have an offer from Epsilon and JP Morgan.
Which will be a good option to join?
CTC they are offering is almost same, role requirements are also almost similar

like

What happens in case your GC I-140 is approved with current employer and new employer don’t start GC process?

helpful

EY UAE... Salary insights at Sr. Consultant level in Tax.EY UAE.. can anyone provide any idea

like
like

Hi Everyone, I am looking for a job change. I have 5+ years of experience (2 years in Indirect Taxation and over 3 years in Business Finance). Currently I am into Retail Business Finance. If anyone has any leads, please provide reference. Thanks

like

amex platinum >>>> csr if you think about it

like

Looking to hire a creative operations manager at a 🚀 tech company. Let me know if you’re interested in learning more!

like

Weekly Hot take. Accessibility=/= easy mode. I know it would take alot more time and resources to develop but more games sould come with accessibility features like color blind mode and maybe a bullet time for jumps. I am not a person with disabilities but i believe Celeste did a pretty good job at adding some of these features. I know it's hard to account for every type of disability but we can at least start with the most common ones.

like

Managers & above who made the switch from commercial to federal: How have you tailored solutions for federal clients since they are not impacted by standard metrics such as revenue, pnl, competition?

like

@freshworks Inc.
Hi,
Can someone help me with a referral at @freshworks.

like

Additional Posts in The Real Estate Bowl

Planning on buying single family home in Edison. Zillow listings show around 700k. Looking for good schools , easy commute to NYC. Is this a good idea? Are there better towns to explore.

like

Anyone follow samfasterfreedom on Instagram? Wondering what experienced peoples’ thoughts are on him

like

Anyone get their floors refinished? What’s the cost per square ft?

likehelpful

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

like

Had a real estate agent help me for the past 2 months but my parents urged me to use another real estate agent who would give me half of their commission from the sale so it can help me on closing costs. I feel really guilty and I’m not sure if I should tell the real estate agent that I initially worked with and I’m not sure how to go about it. First time home buyer and new to real estate!

like

I just want a decent house on the west side/Culver City/Mid City area of LA, that’s less than $900k. Is that really so wrong?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

like

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

like

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

like

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

like

Anyone here ever had any experience using a 203(k) loan? How wild you rate your experience?

like

I have better. com offering me 3% with ~800dollar credit vs another at the same rate, no credit but it's a loan officer recommended by my realtor who has actually been very helpful. I have heard service at better tends to lack after rates lock. Any firsthand experience?

like

Best book(s) to get started in real estate investing?

How does a consultant or associate director/above in industry manage their properties if they are always in meetings ~7-8 hours per day? Eg does one call contractors after work hours? Does one hire an individual property manager to take care of a few properties? Does one hire a property management firm?

I imagine one can still self manage as long as you have initially found the go-to people for your maintenance/fixes (eg plumber, electrician), then can quickly text them for appointments

like

First time homebuyer and feeling confused about basic advice on the internet about “how much house” I can afford and what down payment / credit score is required. Help? Details within

like

At what point in the home buying process do you ask the builder/seller for evidence that property taxes have been paid?

like

Is it normal to ask condo management about move in a week before closing or after?

like

Hi all- I’m new to real estate investing. What are some books/ reading materials you would recommend to learn about selecting the right investment property, things to look out for, laws etc.?

like

Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal