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You’re talking about a long term indefinite process. It’s also not critical to your wellbeing. I wouldn’t think any payers would cover freezing your eggs.
Rising Star
Careful. You’re dangerously close to describing what insurance is designed to do, not the monthly membership club that people think should pay for everything that could be done by a someone in scrubs.
I’m freezing mine this year! I’m told the insurance will cover all of the testing and some of the medication, but not the procedure itself. We have a benefit at Deloitte that pays for half of the cost. Definitely call your insurance and get clarification for if they’ll pay for anything.
Have you looked into Medical Tourism? One of the travel blogs I follow did a series on freezing her eggs in Spain
https://mylifesamovie.com/journal-freezing-my-eggs-in-barcelona/
1) you’d be surprised what insurance ends up covering 2) depending on your facts and circumstances you could potentially qualify for a medical itemized deduction
I will say some companies do help cover that, it’s just rare. For example I know Deloitte helps