First Time Home Buyer

Bay Area housing -- should we wait? The market keeps getting pricier and loans are less affordable. Anyone have a researched perspective on this?

For those interested, our company provides commercial loans to businesses including start ups and investment properties. Feel free to ask me anything :) happy to connect.

How much could a brand new home depreciate in value if we don’t get that soft landing? In Phoenix if that matters.

I recently purchased new home. Can you guys suggest good water softener ?

I recently purchased a home in the MidWest. I am new to this area and the winter climate. Does anyone have a list of home maintenance tasks I should be aware of or getting checked? E.g. cleaning gutte… more

There's a home I've been looking at and it looks nice and within my budget, it's been on the market for a while though and it looks like a couple of buyers have fallen through... is there … more

Recently closed a condo in NYC, anyone had experience replacing old PTAC unit in condo? Curious about overall cost per unit incl labor, and brand recommendation. Thanks!

What are some small things that you would recommend getting in a new construction home? For instance, soft close hinges

Fishbowl fortune tellers! We were supposed to lock in our rate today to close ins few weeks and the feds f*cked us. Do we lock in the 7% rate and know we can still afford our mortgage or take a gamble… more

Hello all,
My house is currently being built in Charlotte and should be done by EOY, but we are still shopping around for mortgages. Does anyone know of any lenders that are offering good rates or ince… more

Just got rejected for my first home. We bid 45k over asking and waived all contingencies but one. Got outbid by 2k. Dream house. How to keep going?

In Pennsylvania. Are there first time home buyer programs to help get a down payment?

I'll be moving to a new home next week. Can you recommend any places to find budget-friendly blinds? I've already checked Home Depot, but their prices seem high.

Can anyone here tell the future? Any chance rates drop even half a point in next 3-4 weeks?

Any recommendations for home owners insurance in California? For condos/townhomes.

What do you think is better financially?
We just bought a house almost entirely financed by our families in cash (no mortgage). We owe them $150,000 and they want to be paid back in 2 years. I'm able to … more

Any thoughts on the interest rates or house prices could go down in last quarter this year? I am planning on buying a house in Houston but confused if I should wait for the prices to go down.

Is 5.875% a good interest rate these days? (after buying points)

Hello everyone! I'm seeking recommendations for blinds for my new home. Do you have any suggestions on where I can find reputable brands of blinds? I would greatly appreciate any insights you can … more

For the those interested, our company provides commercial loans to small businesses including start ups and investment properties. Feel free to ask me anything :) happy to connect.

Apologies if this post isn’t allowed. I just found out some hard news.

We applied for a pre approval letter this week and they denied us because my partner’s credit was pulled at a 510. This was a total shock to me.

They didn’t give cla… more

Hi All,

Can anyone share where I can find the best rates? I'm in NY but looking at homes in Jersey and also upstate NY (near westchester).

If anyone has closed on a condo/ home recently, can you please share the city and the mortgage rate you locked without points? Thank you!!

I just got approved for a 300k loan. I make $42/hr as a ft nurse. Credit is great. There's nothing in the market that's desirable in that range. I need to be approved for more. If you can bea… more

We just went into contract on our first home today. I am beyond bamboozled why this process takes so long and is so complicated 🤯

Looking to buy a house for the first time. I’m a first generation homebuyer and grew up out of the US so very unfamiliar with the whole home-buying process here. Can you please advise on the first ste… more

Me, my wife, and her brother all own the same house we all three live in. Eventually me and my wife would want to move out to get our own house while her her brother stays here. What would be some sim… more

I’d like to buy a small condo in a state I don’t live in (FL). I don’t want to put 20% down in case I see something come on the market I like in 6-12 months in the city I live in. But I also can’t cha… more

Don’t know anything about shopping for homeowner’s insurance.

Are all major insurance companies pretty much equally good? Should I shop with a broker? Bundling home and auto is a no-brainer to save $,… more

I've been looking to buy my first home recently but having trouble finding something I'd want to buy for myself. In the meantime (as I'm not in a rush) I've noticed properties that Id like t… more

Looking at buying a home in Michigan. Does anyone know if MSHDA DPA income limit is based on box 1 or 3 on W2?

My wife and I are thinking of getting into the market and start looking at purchasing a house next year. Is there a place where I can go and see a breakdown of the monthly payment I would have if I to… more

Does anyone have issues with workload affecting engagement at work? I’ve been noticing lately that my heavy workload is causing me to become less engaged in meetings etc. is it just me?

I received my tax refund of $900 and i’m trying to decide where to apply it
A) to one credit card balance $1600 / limit $11000 APR 25%
B) Installment loan $600/1200 APR 0%
C) Credit card $4300/$6300 with temporary 0% APR… more

My very good friend with credit of 780plus wants to help me improve my credit by including me to their credit card(s)? In the event of a fall out or something and i get removed from the credit card, d… more

Wondering on everyone's thoughts on the FTHB Credit Score news?

Is it good to pay off principal if the interest % is more ?? My interest % is 5.375 at the time of closing my house. I don’t see it coming down anytime soon, hence to reduce the payments I decided to … more