If anyone has closed on a condo/ home recently, can you please share the city and the mortgage rate you locked without points? Thank you!!

Newbie to investing. What are good online courses / books to get smart on investing?

What do you think is a reasonable total fee for a prenuptial agreement where both parties have significant assets and there is some negotiation? What about for a dissolution with a complex asset situation and children? I had a prenup a few weeks ago that came out to $7,000 and another about $5500, and I didn’t overbill, but I am willing to write some off if that seems excessive or I am just slow. There were several negotiations on the higher priced one. (Continued…)

What are all the ways to save income tax?
CTC 9.8L

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

Can we pay rent to our parent?
What if my parents are in other city and I am living @ my company's location which are 700km away from each other. Can I still show that I am paying rent to my parent?
Please help as this is my first time coming under tax slab

Does anyone have any inspiration stores of FIRE without an incredibly high income/family financial support. Looking for hope 😅

Best Alt Coins to buy?

How do I make millions?

Newbie trying to buy some alt coins. Currently have some money put into eth and ltc. Suggestions please?

Hi folks- Anybody has a tax accountant to recommend in Toronto? First year in Canada and could use some help with it. Thanks!

Pre-tax 401(k) or after-tax...thoughts?

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

So BDO doesn’t match 401K until 1 year of service..?

Ally bank dropping rates again. CD a good choice?

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Hi Fishes, Almost through with all the formalities. Who thinks Omnicron virus could delay offers at one of the BIG4 management consulting offers in India?

Does UBS provide laptop?
I am hearing from HR that laptops are not issued. If that is the case how does WFH happen and how does flexibility work?
Any inputs would be really helpful
Joining next week.

Cyclescheme Question: very specific Q but does anyone know *who* reviews the applications? I kinda need to get the bike asap and was wondering if there is a way to reach out to support the process.

Love Spanish/Balearic wine, my go to is currently Sa Vall Selecció Privada from a Vineyard in Mallorca.

What other Spanish wines do you recommend?

I’m finding that traditional news becoming obsolete is leading to management taking their frustrations out on staff. The result is a mass exodus in the industry, at least in my area. Are you experiencing the same?

What firms have different levels for admin? Anyone in the Twin Cities looking for admin?

What are some of your strategies to help push out “what your company has been up to”? Utilizing platforms such as LinkedIn, IG, company websites are covered! How else do you prefer to promote company events?

Any PPMDs who moved from the West open to chatting?

Do music producers use stock samples in their final productions?

What is your preferred CMS for building a reliable blog?

Hi Fishes,

Any job openings for Project Manager?
I have 12+ years exp
Notice period - 60days

Any guys out there shave or trim their leg hair? Ladies - thoughts?

Anyone got such mail : IBM – We have great news! Benefit by advancing to December,2021
Actually my doj is 20 January,2022.

Hey folks, this is my first post—so please go easy on me! I really want to understand the dynamics of rebates within the pharmaceutical industry better. Anyone feeling particularly knowledgeable and kind want to help?

Fishes Any business analyst data analytics opening in Philips?? Please let me know.8.2 YOE.i want to join product company. Feb 23rd lwd

I’m searching for a mechanical engineering part time job (weekends only) but it seems like there’s no such thing as a part time mechanical engineer. Can someone point me in the right direction? What branch of mechanical engineer is more likely to offer weekends?

Hey all
I am looking for a female flatmate to share a 2bhk with me.
Gurgaon office
Flat is within 1 km from office.

Any opportunities open in the CCM team, or marketing related opportunities at ZS? Looking to Evolve, not sure of the right next steps. Any tips appreciated!

Any reviews on British petroleum. I have scheduled interview with them. Any pointers please.

Does Deloitte fire you if you do not get h4 ead on time or allow you to take leave without pay?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

How much is 2k a month for a house payment? What size loan would I be able to get?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Any recommendations on a good water softener system (4 people)?

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

I'd like to buy, but the market is absolutely atrocious currently

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Is buying fancy condos with high HOA(>$1k) worth it?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

What is the most difficult part of buying a home for the first time?