Hello all,
My house is currently being built in Charlotte and should be done by EOY, but we are still shopping around for mortgages. Does anyone know of any lenders that are offering good rates or incentives towards closing cost?

Anyone know of a good cross-border US/UK financial fiduciary?

Marriott or SPG credit card (for the sign on bonus)?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Question about solo/self-employed 401ks: If I create a sole-member LLC for a side business and create a solo/self-employed 401k, am I only allowed to make contributions from the earnings earned via the LLC? Or am I allowed to contribute money earned from a different source (ie W-2 job).

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Can't register for binance or bittrex 😮

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Going through a closeout. 50-50 profit share allocation, but my business partner has been using the venture money at their personal piggy bank (hence the breakup). My accountants say because we agreed to 50-50 shares, the leftover money has to be divided equally.

They spent $100k in the last month on random "work stuff" but bought a new car, etc. Now I have to pay for it with less equity return!

Just wanted to rant, I'll probably never go into a partnership again.

Given the hot sellers market, do you guys think I should plan to sell my house on my own (private) vs get an agent? Want to minimize closing costs/fees. Thanks!

So...bonus was abysmal and I whined...but I had no idea that the profit sharing would be even more pathetic. Fuck this shit.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Brand new into my career and I’m trying to juggle wanting to max my 401k, Roth IRA, and HSA, while also saving for a down payment on a house! I realize that with my current salary ($78k) doing all this is too ambitious. Any advice on streamlining my priorities and which ones I should give up on for right now? If anyone else has gone through something similar early in their career what did you do?

What provider does BDO use for its 401k plan? (Fidelity, Vanguard etc.)

What corporate card does BDO use?

Pre-tax 401(k) or after-tax...thoughts?

How do filmmakers find investors?

Hello Fishes, guys could you please let me know whether I can use a bronze badge experience in a silver badge which is related to the same project experience? I am confused because there is a check box saying “Confirm this experience is unique and has not previously been used for another EY badge submission”

Hi Fishes,
My zs joining date is June 1, before that when can I expect the joining formalities and onboarding process and laptop.
As of now there is no intimation except Idfy verification. Would be great help if you please suggest.

Is it crazy to want to leave biglaw right now as a senior (6-7th year) m&a associate to go in house given the current state of our economy? Don’t think I’m in any real danger of being laid off at my current firm but not so sure if I were to go in house.

How long have those who have been looking for a job been looking? No luck here.

Can you advise a young producer on working with exec creatives? How do you assert yourself & hold teams accountable to deadlines without making creatives feel as though you are challenging authority?

Hey Guys, Likes Please to activate DM

Tell me what to do in Iceland

I still see people traveling to places like Seattle and Portland with everything going on. Is it safe? Recently been to SF and it was not great.

Going to Denver mid December, would like to drive up to the Rocky’s. What trail would you recommend for a day trip and wouldn’t be too difficult with weather conditions at that time? Is it possible?

Suggestions for MBA aspirant !
Is MBA valued in AUS job market as it is in UK ? Target colleges ?
4 YOE - Big4 TechConsulting

Intention is to stay after graduation - great weather + peaceful life

Is it better for a startup to outsource the recruitment to a recruitment agency? Or doing the the recruitment all by themselves?

Anyone with Grant-Thornton? Looking at a "Strategy and Transformation" position.

Do people feel safe meeting up to work together in coffee shops and/or anyone interested 1-2 times a week or so?

I joined Tiger Analytics 1 month back as Analytics Consultant but still have not been allocated to any project. How long does it generally take to get allocated ?

Does IBM providing mac books to new hires this year or is this domain specific? Lenovo ka thinkpad chhod k dell Hp b chalega.. macbook ki chah ni hai. Plz batao kya process rehta h.

Retrieval done, 26 eggs later! :) Good luck to all of you with retrievals coming up or are somewhere in the process! Fingers crossed for strong embryos!

What type of school do you work at? Public? Private? Homeschooling CoOp? How do you feel that impacts you as an educator and as a Christian, and the roles you can/cannot/do/do not play in the classroom?

Hi everyone! I need two paid background check referrals to apply for IT jobs , can somebody help ?

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Any recommendations on a good water softener system (4 people)?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

How much is 2k a month for a house payment? What size loan would I be able to get?

Is buying fancy condos with high HOA(>$1k) worth it?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

I'd like to buy, but the market is absolutely atrocious currently

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?