Looking at buying a home in Michigan. Does anyone know if MSHDA DPA income limit is based on box 1 or 3 on W2?

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Does anyone have any book recommendations for information on buying a house?

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I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

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Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

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planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

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What's wrong with SAP stock prices ? It's downfall is from last 5 years!

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With the birth of a newborn, wondering if I should be putting money into a dependent care FSA. Pros/Cons?

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Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

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I am curious how Onesource Income tax stacks up against it's competition.

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

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Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

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Are we on recession? My portfolio is super down - low cost ETF investor here

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What are your thoughts on ESPP?

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Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

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Feeling over my head money wise. Moved to a HCOL area and bought a townhome since rent was so high as well. Mortgage is $4k including taxes. I make $200k a month. Did I make a mistake?

When u short a stock and then they wildly miss they earnings expectations

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I really don’t understand this housing market. Did execs from big companies really decide to screw first time home buyers by purchasing all these homes for cash and driving up this ridiculous market? I truly don’t know how I’ll ever afford to buy a decent home. I’ve never been more stressed about something.

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I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

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Is it still worth buying Tesla stock? Especially after rising so much since year start?

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More Posts

ELI5 : What do you do? What your Resume Says. What your manager says. What you REALLY do.

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Inhand salary in ibm for 13 lpa fix ?

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Hello Fishes, I have two offers in my hand
1. L&T Technology Services: 22LPA(8% variable) + 1L JB
2. KPIT : 22LPA(Fixed) + 1L JB

TS : Infotainment Testing, YOE : 8
Which company I should join?
It would be helpful if I get to know about the benefits of both companies
Need suggestions!!

Bosch KPIT L&T Technology Services Continental Mercedes-Benz Research & Development India Wipro Tata Consultancy Tata Elxsi Altran Capgemini

Why is my Starbucks latte $6.5 bucks all of a sudden 😭😭😭

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Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

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KOSS is outperforming the other but has had the smallest attention. Thoughts?

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What all vaccinations are you suposed to give your kid?

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What’s the salary of a senior consultant at Capgemini Invent for London location in supply chain domain?

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Weird question for those that have experienced combat and work in consulting

What's more taxing, a combat deployment or a stressful project?

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Is it common for a copywriter to transition into account/project management within digital marketing?

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Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

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Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

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Let's list the companies you interviewed with in the recent past (and for which position/profile)

Opening up to any questions for others :)

Let me start first -
Interviewed with a few -
1. Walmart
2. Pharmeasy
3. MPL

will share more as others engage.

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Hi Fishes I'd need your help with referral for one of my friend.

20237 Test Engr I

Any leads would be highly appreciated.

TIA.

Ex consultant, currently in industry. BCG HR contacted me for a role, process was a lil messy and unprofessional. Still waiting for the “exploratory chat” she was supposed to set up with the MDP since 2 weeks ago. Texted on whatsapp but no response. Normal?

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Any agencies in LA in need of a freelance strategist to add to your roster? Background of account and strategy, organized and self motivated. I'm extremely good at jumping in and out as needed. DM me!

I believe improving one’s sales conversion rate is something everyone want to improve but no one wants to admit they would like to work it. Funny how lawyers will spend thousands on seminars to improve trial skills. But this topic is not discussed in our profession. I have read books in sales. But am unable to find any for lawyers. I want convert every lead I can. Does anyone have tips, books, cle’s or studied this topic?

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Any contract attorneys who handle trademarks looking for some work? I have a few office actions I need to respond to. Will pay on a hourly/flat fee basis.

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A recent post graduate looking to penetrate tech sales industry. I have 18 months experience of derivatives portfolio management and 16 months experience of customer service with a knack for marketing

I would love if one can guide to work on certifications or affiliate courses or suggest me companies to venture into for an entry level tech sales opportunity .
Location : Vancouver,BC or Remote opportunities in Canada.

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Additional Posts in First Time Home Buyer

Asking for help! For a farmhouse-style vibe would pulls or knobs look better on cabinets and drawers? Included two photos from Home Depot. I'd be getting black either way and the cabinets are going to be a sage green-ish color. Thank you for the input anyone (:

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Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

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Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

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Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

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Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

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Any recommendations on a good water softener system (4 people)?

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What is the most difficult part of buying a home for the first time?

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For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

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Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

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I'd like to buy, but the market is absolutely atrocious currently

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Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

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Thinking about using my VA loan in a few years. Any advice?

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What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

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What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

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My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

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Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

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