Is it good to pay off principal if the interest % is more ?? My interest % is 5.375 at the time of closing my house. I don’t see it coming down anytime soon, hence to reduce the payments I decided to put most of my savings towards reducing principal. Thoughts ?? My loan type is 7yr arm

Is it a bad time to open a gemini account? I know the SEC fined blockfi and stopped new accounts from earning interest; Voyager, Celsius, and Gemini were next to investigate. Should I wait for that to settle down first? Interested in using gemini earn for their GUSD interest.

Another question, how is gemini active trader? Fees seem lower than coinbase pro if trading low volume, but would love to hear thoughts on how well it works.

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

So BDO doesn’t match 401K until 1 year of service..?

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Use savings to (partially) pay for business school or invest and fully cover via loans?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Need guidance on what resources o should explore to review opportunity zone investments. All suggestions welcome . Thank you

How much are you guys spending on rent/% of your monthly take home?

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

Anyone joining amex on 27th oct?

I’ve worked 14+ days every day in November except yesterday when I only logged 6 hours of work (billable plus non-billable) (were required to upload our time every night now). How long should I wait after hanging up with our CFO just now who called me to tell me I’m behind and slacking to update my resume?

We have a opening for someone 7-8 years of experience in finance reporting domain JPMorgan Chase . Person should be good in advanced excel powerpoint. Alteryx or tableau exp would be added advantage. Dm if you / any your acquaintance is interested

Any 1 BHK/2 BHK flat available for rent in gated society near Bellandur /Marathahalli area.
Any lead or help would be appreciated.
It’s Urgent

Difference between iCore Dop and ideas cloud transformation?

Best high yield savings products?

Hi All, I am joining NXTWave Disruptive Technologies any reviews is it a right decision to join. Any kind of review or contact will be really very helpful. Thanks in advance

Anyone buying amzn ahead of earnings today?

Which is the more lucrative and flexible long term career path when comparing .NET development vs salesforce development.

By flexible I mean in terms of moving between positions, companies and technologies.

I've done both and am currently doing salesforce development but don't want to get pigeonholed.

Hi any advice for someone who has 1 1/2 year experience in industry and wanting to switch from market access to medical affairs. I'm open to any job opportunities in small or midsize pharma or guidance I have a vaccines and neuroscience background

I saw a couple thread asking similar questions but want to ask again. (Sorry) I have a valid I-797 till Oct’22 but no H1B visa. Can I travel to Puerto Rico? I understand that I can use driver’s License but what if they ask for my passport and see the expired visa, which was from my F1 status? (Also in panic mode cuz my trip is coming up this week 💀) thank you!!

StockX shipment notification shows my Nike’s coming from Hong Kong. Should I be worried they’re fakes? (China is where some real ones are made, and some fake ones). They say they’re products are shipped to them and verified but the DHL tracking shows their path direct from Hong Kong to me in USA.

Does anyone know of a good dating app? I have tried using Hinge, which I thought is designed for people to date and not to hook-up. However, everyone I chatted with is asking for pics like they would on Grindr…is that just our culture?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Whats your favorite watch to wear when you know you’re about to spend a long time in the bathroom?

Mine is anything with a dive timer bezel so that I can play with it if I get bored

How do i join the consulting bowl on this app? I somehow cant find it? Thanks

Anyone here use any recruiters at Springboard? How was the experience?

How is everyone doing?

I can't stop reading BLM news and checking covid counts everyday. It's gotten to the point where I'm struggling to do my work because why does it even matter? The US is a dumpster fire and people are too busy blaming the other side to actually fix anything or listen and learn.

Hey folks, hope you’re all having a not-so-blue Monday. I’m new to EY and was wondering if the firm does annual raises? I joined as an SC and wondering if my base salary will be adjusted annually by a fixed % for inflation or a variable % based on performance? Or if the only way to increase my base pay is to get promoted to manager? Thanks for your help!

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Any recommendations on a good water softener system (4 people)?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

What is the most difficult part of buying a home for the first time?

Thinking about using my VA loan in a few years. Any advice?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Is buying fancy condos with high HOA(>$1k) worth it?

I'd like to buy, but the market is absolutely atrocious currently

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?