Bay Area housing -- should we wait? The market keeps getting pricier and loans are less affordable. Anyone have a researched perspective on this?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Robinhood just kicked me off their platform and I have no idea why. Now I need to quickly liquidate. Any recommendations to invest in mostly VOO without any fees and a nice UI for my phone? I need it to also connect to Mint.

Are crypto IRA’s worth it or is it better to just open an account at Coinbase and invest that way?

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Hi guys!
I am here to request for some support from the community in form of referrals as you may know about all the uncertainties that are prevailing at better mortgage. Any lead would be highly appreciated.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

What is cost of leaving near Bagmane TECH park Bengaluru?
1BHK house rent?
#Bengaluru

Has anyone gone to an estate sale in the city?

Personal finance book recommendations?

Ways to rack up cc points/miles while buying a home?

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Can anyone share amex Bangalore location?

Anyone have any tips for visiting Sonoma on a budget. Trying to find a balance with the group we are going with where we still get to do tastings etc but don’t break the bank. Thanks!

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

Does EY GDS and EY Global have separate sets of clients or does GDS aide Global in its operations ? I have an SAP offer from GDS but worried if I'll actually get any direct client exposure.

Hi Fishes,

I have 7+ YOE as a SAP Functional consultant. I am trying to learn and switch in SAP BTP.

Can someone advise roadmap to transit to BTP? Also how much coding involved in BTP?

Any stylish backpack recommendations? Looking for something small (~15L) and it must have a carryon handle strap on the back

Best loafers bang for buck & quality? Let’s specify heel/flat and color

What base salary should one target at a tech startup?

What number of options should be negotiated?
Is the below competitive for a sales role:
Base: 187K
Options: 17K

Can I pay income tax challan using credit card?

Can someone from KPMG India let me know what are the roles and responsibilities of a FRM consultant.

What sort of projects comes in for a FRM consultant.

Just walked out of FAR test, literally cried after submitting it. SIMS were something I got ripped off by, can say clearly 4 out of 8 sims I kind of missed completely...😭😭😭 don’t know if I can ever get over this

Ugh the attorney filed my H1B transfer case to the wrong USCIS center and caused 13 days delay 😤😤😤

Which companies are doing H1b and immediate GC?

I want to find people who have made working 10+ hours norm in consulting. Seriously man...

Whenever I am trying to apply for job from TCS i begin portal it gives an error like
'You cannot Apply against other jobs as you are a Placement Agency Referred candidate '

how can I fix this?


PLEASE HELP 🙏🙏🙏🙏🙏

Hello & hope all is well. I am reaching to request any assistance with a PwC referral for the remote Provider Operations-Director position. Please let me know if you can help. TIA.

In unit Air conditioner recommendations?
Living in Florida and building ac is down for next 6 months...
Thanks

So, I've realised there's a problem with developers, a lot of them are coders, not engineers. And another issue, is that, companies don't really care about their progression as far as I'm aware, so what did you guys do in your own time to transition from being a coder to an engineer?

This veteran just finished his last final (on the first day of finals week!). Commencement next Monday. Will take a few months off to hang with my family and start at PwC in the fall! Time for a beer

Hi folks, i have recently joined tcs and now i had received a RnD kind of story and i have prepared the demo and also given the code to client as it was split between me and one client side developer. There are bugs in project but none of them are assigned to me. I had attended all the bug review meetings. Will it be a wise move to ask manager to assign me some bugs? Or should i just wait

Is buying fancy condos with high HOA(>$1k) worth it?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

I'd like to buy, but the market is absolutely atrocious currently

How much is 2k a month for a house payment? What size loan would I be able to get?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

Any recommendations for buying agents in Massachusetts?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.