My very good friend with credit of 780plus wants to help me improve my credit by including me to their credit card(s)? In the event of a fall out or something and i get removed from the credit card, does my credit scores plummets or remains on the newly improved score?

Is buying into the VIX the best way to hedge for a mkt downturn?

Does the UK have tax breaks for people with kids, mortgages, etc. like they have in the US, Singapore, etc.?

You will attain more happiness, freedom and feel wealthier by controlling your desires more so than your income. When you learn how to be satisfied, you will attain a more true wealth.

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

I'm in my second year of TFA, and am thinking of sticking with this teaching thing (crazy, I know). I'm wondering if you have savings accounts I can use to work towards a down payment.

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Recently attended an FA conf. where there was discussion about 401(h) plans & their tax advantages.
I know a variety of 401(k) providers available via my B/D but don’t know of 401(h) ones. Do you ?

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?

AITA: My friend keeps asking me for financial advice. I set up a budget for her and have her concrete advice. And I field all of her investing questions. But still, she continues to be reckless with her money. She’s 42, single (no kids), and making $100k+ and is still living check to check.

I don’t want to waste my breathe on helping her since nothing seems to be getting through to her. AITA?

Need to find a financial advisor and someone to help with taxes. Total noob with this stuff (hence the need). Would prefer to have one person to handle both. Recs?

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

Any disadvantages to buying VTI (manually) vs. VTSAX (automatically)? Apart from convenience/removing emotional decisions. Fidelity charge $75 to buy any amount of VTSAX. Seems insane fee when you can just buy VTI for free. Am I missing something here?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Any student loan refinancing options in the UK for loans taken in the US?

Does sap lab considers internship as work experience?

How much can I expect from hexaware for 4 years and 8 months of experience in azure DevOps?

Current CTC 18.4

Do schools ever admit applicants without interviewing? I didn’t get invited to interview at SOM/Darden — does that mean it’ll 100% be a rejection?...

Hi all,
I need your favour here.
Do anyone has job referral for Business Analyst profile?

About me: 3.4yrs of workex-
Worked as a Sales Manager and across sales-Ops. 75% Team management+ 25% Data analysis and interpretation
Want to shift towards more data driven role.
I know advance Excel and SQL fundamentals.
Last drawn Ctc: 14lpa fixed

Any leads/suggestions would be helpful.

Thankyou :-)

Anyone here work in Legal Operations? What are you using for eBilling and knowledge management?

Hi Folks,

Any idea on the virtusa Citi Bank project, I have been offered for the managerial position and looking out for some real time experience from the guys who are already into the project

Currently working a FT , making 140k-ish (TC). Looking to add a part time/ or possibly another full time role - To hit 200/year . Any recommendations on a full time job (w part time hours) or a good part time. Been trying to start a side business with some of my skills (crafts/working out/nutrition) but nothings really kicking off.

Asked my manager whether the company sponsor for Product Owner certifications and he asked me to build/ create a case and share with him so that we can check with the higher management.

Any ideas/ guidance on how to go about it? Are there are templates for this?

Anybody have any insights into working at Withers Bergman?

How All,

My HR was completed on Oct 6th. It's been one month and still didn't receive an offer letter from Bosch Bangalore. They are feeling it's pending for approval. Any comments ? Did anyone receive offer letter after 1 month ?

Traveling to NYC soon and I wanted to know what restaurants are worth visiting... I feel like I have high standards working in the hospitality business!

Anyone at ZS willing to chat about a SIPA role? A recruiter reached out to me.

What is jpmorgan services india pvt ltd is it same as jpmc ?

How did your interview go with JP guys?. Easy? Medium? Or difficult?.. please comment

Joined at 502 in JPMC in mid July (in Operational Risk). 6 YOE (4 in audit, 2 in BPO). Haven't really started working in the true sense yet. Objective setting discussion just began for this year. Wondering what to expect from performance appraisal considering these facts in terms of hike and bonus. LOB - Corporate.

How long before joining do we get on boarding mail?

Any recommendations on a good water softener system (4 people)?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

How much is 2k a month for a house payment? What size loan would I be able to get?

I'd like to buy, but the market is absolutely atrocious currently

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Thinking about using my VA loan in a few years. Any advice?

Is buying fancy condos with high HOA(>$1k) worth it?

Any recommendations for buying agents in Massachusetts?