I’d like to buy a small condo in a state I don’t live in (FL). I don’t want to put 20% down in case I see something come on the market I like in 6-12 months in the city I live in. But I also can’t change my residency to Florida bc of EY. Does anyone know how I could put less that 20% down and have it as a primary residence / or just put less than 20% down? I live with my parents right now, if that makes any difference

Taking a personal loan of 20k or more will it affect perm (GC) process?

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Any A&M folks here? Wondering how benefits / 401k compare to Big 4

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

When people think all I do are tax returns and I'm like "No, I do estimates and extensions too. You're just not rich enough for that"

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

Thoughts on investing in FTT FTX? It’s available on Kucoin

MU & OCLR, stock bowl anyone?

Do you have a financial advisor? If so, what firm did you use?

Abe gift aya kya EY se 1 billion revenue wala

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

What is the average pay for Dialysis Technicians

How does everyone feel about body-cams? Necessary or not?

For those with experience with Apache Superset, please tell me more. Why do you prefer it, which environment does it work best in, pros/cons, and why should I choose it over Tableau/PowerBI?

Would you rather work 4 10s or 6 7s?

Hey folks, this is my first post—so please go easy on me! I really want to understand the dynamics of rebates within the pharmaceutical industry better. Anyone feeling particularly knowledgeable and kind want to help?

Which company pays better salary - EY GDS or EY India? Also, can someone give Pros and Cons of both?

Looking to buy a new family car. We have 4 kids and 2 dogs. Our current car is a Sienna but was hoping to get out of a minivan and into an SUV. Any thoughts on the best and biggest SUVs out there?

Tired of this constant grind and constant layoff situation in NYC. Thinking of making the move to LA. Any thoughts? Yay or nay?

Is it normal to not get a perfect review? Just curious . Does everyone pretty much get some sort of constructive feedback?

4th year lateral market —
Anyone get asked to complete conflicts prior to a formal offer being extended? Not sure I want to disclose clients before accepting said offer.

Does anyone have a recommendation for a recruiter in NYC for ECVC?

For those of you who had miscarriages after IVF, was there an underlying cause? Did you do genetic testing of your embryos? Did you do frozen or fresh transfer? Are there any ways to minimise chances of miscarriage during ivf?

Anyone have a referral to an Account Manager role or work somewhere they really like? I have lots of full cycle AE and SDR experience, and transferable skills from prior roles. 6 years in sales, 4 years in tech, 1 year in Fintech. I’m new here, anyone have a hand to lend? Advice? I’m feeling stuck, but that’s a longer post for another day.

Worst part about being unemployed is the pity face everyone makes when you tell them. If I hear one more "don't worry you'll find something soon" I'm going to scream. Trying to be helpful is one thing but pitying me helps no one and makes me uncomfortable.

Visa consulting and analytics. Thoughts? Worse than consulting firms or better?

Hi everyone,
There is a friend of mine who is looking for a job change. She has 3 yrs experience in hr recruitment. Let me know if anyone can refer her.
Thanks

How much is 2k a month for a house payment? What size loan would I be able to get?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Any recommendations on a good water softener system (4 people)?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Thinking about using my VA loan in a few years. Any advice?

I'd like to buy, but the market is absolutely atrocious currently