Can anyone here tell the future? Any chance rates drop even half a point in next 3-4 weeks?

Obviously many of us get paid very well and there is an expectation with work demands for being paid that high. But what’s too much? How do you set a limit to preserve your mental health? I find myself guilty for taking time to decompress but I know I come back to work refocused after I do it.

I have been laid off going on 3 months now and I’ve never felt so discouraged in my life. This job hunt for me has been frustrating and draining. It really has taken a toll on my mental health and maybe even confidence. I feel like I’m losing momentum. Any advice on staying positive throughout this journey? It’s so hard to stay upbeat and motivated at times.

Tips for desk research heavy projects (lots of reading, processing and synthesising information): how do you do it? Are certain meds better/worse? Modafinil feels better for reading and processing info but stimulants better for focus and executing tasks.

Does ML urine test?

Setting aside dry January (for those who partake), how many days per week do you consume alcohol? What day (before today) was the last day you consumed zero alcohol? For those working from home, what is the earliest you have started drinking on a work day? (Any difference on Fridays?)

How have your progressed this year? I got into weight lifting right at the beginning of February and feel like an absolute beast!

Is there any medical fitness certificate needed before joining Capgemini or any such recent rules?

Has anyone experienced ectopic pregnancy?My stomach pains/cramps are only on one side, and I’m beginning to worry. 1st pregnancy, 6 weeks today after several medicated cycles with no luck. TIA

I've started doing meditation with this group called The 'Art of Living' in New York City, and it's honestly changed my life. Can't recommend it enough for dealing with the stresses of modern life.

Any massage recs in downtown/Back Bay/Southie? Looking to go with my roommates to treat ourselves, but I also have some upper back/neck pain. Is massage envy any good or are there better options that aren’t crazy expensive?

So many of my mini anxiety attacks are solved by just eating something. I need to stay on top of my grocery shopping

Any tips for getting into morning workouts? I’d love to do it but I’m not sure if I can get up early enough

My office doesn’t have breakfast food and I am used to being WFH and making whole breakfast at home…any recommendations for healthy, quick options to make at the office?

For those of you taking Nutrafol, do you also add in collagen supplements to your routine or has the Nutrafol been helpful in itself? Thanks!

PLTR is crushing it the past two weeks.

Anyone here diagnosed with gum disease (periodontitis)?? What’re you doing to improve your gum & general oral health? Any recs for toothpaste / mouth wash? Thank you!

Just read in Robinhood Snacks that Peloton has their IPO this Thursday on NASDAQ. Can't believe I haven't heard anyone else talk about this yet.

My company is trying to get us all to vaccinate, even though I work remotely. Is this unconstitutional?

How much do partners pay for health insurance?

What's your favorite thing about being a physician? With all the stress and heavy stuff we deal with, it's nice to reflect on the positives sometimes...

Hi How is Hyderabad LTI work culture and how many rounds of interview for Data science role.

Thanks.

Is the difference between the 5th and 6th edition Manhattan GMAT complete set enough to warrant spending the extra money on it? I can found all the 5th edition books for free online. 6th is $100 used

Hello! I have a two part question: 1) is it worth it to obtain an SHRM specialty credential if I don’t have the broader SHRM certification? 2) has anyone gotten the People Analytics or Talent Acquistion credential? If so, how valuable was it from a learning perspective? Do you feel it significantly contributed to your knowledge in either area? Thank you!

I’m going in for a retrieval on Friday. What should I expect after the procedure? Is it reasonable to expect that I should be able to work throughout the day after the procedure?

Did anyone receive Form 16. I got mail but couldn't find in HR Workways

Excel Rookie looking for a super simple formula to bring all information linked to a certain date in tab 1 to be organized under said date in tab 2.

Anyone else feel like as you move up, you have to work even harder to justify your value to your company as you grow “out of the weeds”? Especially with the fear of layoffs looming over everyone’s heads.

Any creatives impacted by Forsman Bodenfors layoffs? That agency does beautiful, powerful work.

If someone goes to Dubai as a third party contracter for job, is it still possible to get a job in India and come back.?

How many days does Deloitte take to release the offer for an immediate joiner?

Hi all

My joining will be on 19th Dec for Bangalore location Prestige Trade Tower. I'm looking for guys who need room partner. I'm ready to spend 10-15k for sharing in a rented apartment/house.

Please let me as soon as possible. Thanks

I can still opt for Pune location if somebody living in Pune.

Should I transition to a tech sales job? Thoughts on risk vs reward? I am 34 yo, married with a baby incoming. I work at Google Cloud in solutions engineering (I help develop quantitative business cases with sales teams for customers). My cash base + bonus is $220k (going to ignore equity). I have an MBA from the University of Chicago, not that it matters much in sales. I have always been in a consulting role but I think I can make more in sales. I have a competitive personality and I am bored.

Does anyone know of good NYC headhunters for early career consultants (2 years out of undergrad)?

What are some of the best questions you’ve asked/been asked during an interview?

I'm a recent grad who accepted an entry-level full-time job offer with Capital One. I knew that MBB and other consulting firms rarely ever negotiate salary with new grads, so I didn't with Capital One as well. Was that a mistake? What were the likelihoods that they would have raised my salary? I had no other competing offers at the time

Just saw an email about H-1B for 2021. Did anyone have issue accessing the questionnaire? I literally couldn’t see anything from the link...

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Any recommendations on a good water softener system (4 people)?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Is buying fancy condos with high HOA(>$1k) worth it?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Please suggest some good banks for mortgage rates. First time condo buyer.