Just got rejected for my first home. We bid 45k over asking and waived all contingencies but one. Got outbid by 2k. Dream house. How to keep going?

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

When you guys buy call options - do you usually go with out of the money or in the money and what timeline of expiration? What’s the best play?

What are your thoughts on lending money to family when asked? (Cont)

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

What are some good modern/post-pandemic personal finance books you can recommend?

Are investment properties good for retirement?

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

What is the best way to handle group financial consolidation in a multinational company?

Hi! Does anyone have a recommendation on a realtor? Looking for a condo in DC

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

How long did it take after getting your license to actually start making money?

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I'm planning to purchase a home in the next 1-2 years as a first home buyer. My parents are currently refinancing their home and because they are close to retirement and have a smaller income, I'm planning to take out the mortgage under my name (won't be listed as the property owner). Would I still be able to get the benefits of being a first home buyer when that time comes? Or will the mortgage disqualify me? I recognize this isa unique situation, so it's been hard to find a clear answer online

Is MD in Accenture worth the hassle? Is it the same as say Partner in Deloitte? Not sure how it compares in compensation package, scope of impact, prestige etc? I am new to Accenture

I want to find people who have made working 10+ hours norm in consulting. Seriously man...

What is cost of leaving near Bagmane TECH park Bengaluru?
1BHK house rent?
#Bengaluru

Any newly FL licensed attorneys looking to learn/practice family law?

How much does TCS pay for ITA in Portugal?

Just found out my boyfriend of 3 months (talking stage was about 6 months before making it official) slept with his ex a couple times while we were talking. After we agreed to be exclusive. Without protection. I’m so crushed 😞

Need to recertify my AWS-SAA cert. any recommendations on best resources given the new test format (SAA-CO2)?

I am a business analyst with MBA background working in D in ecommerce practice . I have around 5 yrs experience jn consulting and 2 yrs mba. Are there any good product management or BA opportunities in EY

Do we have professionals from Brisbane, or other Australian cities here?

I wanted to know what do you guys think I should ask for expected compensation - my profile is :

3 Years into InfoSec compliance around ISO27001; SSAE-18; CIS

1 Year into Identity and Access Management (PAM focussed)

Holding ISO27001LA, CompTIA Security+, AZ900.

In next 4 months I target to achieve AZ500, and CISSP.

Can someone please evaluate and tell me what can I ask in AUD ? Pre and Post CISSP

Thanks in Advance

Hi sharks!

I am a M.Tech. in Biotechnology graduating in 2023.
Due to the current recession, facing a lot of problems in job hunting and placements.

I also have basic python skills, SQL in intermediary level, and I have studied about ITGC audits from a peer of mine. I know the basics regarding IT Audits like Program Changes, APD, Computer Changes, etc.

I have interned at Tata medical centre and have written 3 research paper, one of them is in AI.

Please help.

KPMG Deloitte PwC Accenture EY

Hi all,
I am a Salesforce developer with 5+ years experience and total experience is 10 years. I want to apply for positions outside India, like UK or Australia . I would like to know your suggestions like
1. How to start applying
2. Timeline that would take for the entire process , considering if i start applying from next month.
3. And is it is wise to go and apply for them in terms of career and money?

I am a Management Information Systems grad student from University of Memphis, with a cumulative experience of 5 years ( 2years - Quality Data Analyst, 3years - Human Resource Co-Ordinator). I'm looking out for Summer Intern'22 in and around companies in Memphis and Nashville, specifically looking for recommendations for applied positions in FedEx. Any leads will be graciously appreciated.

You made it! It's Friday and the week is over. Anyone have fun plans for the weekend/halloween?

Hi everyone! I’m currently open to a new role after working for 5 years at my agency. Most of my work at the agency has involved management, community engagement, data analysis, communications, and visual design.

I’m curious about trying something new, but feel a bit directionless. Any advice on what could potentially be of interest?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

Whats the starting package of module lead in sopra steria?

Just took this BCG Quant Reasoning test and I think I messed it up. Some of the units are so confusing. Is nearest 000s of pounds 23000 or 23? They don’t partial mark it and the whole test was filled with this sort of thing. Oh well

Any recommendations for buying agents in Massachusetts?

Thinking about using my VA loan in a few years. Any advice?

I'd like to buy, but the market is absolutely atrocious currently

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Is buying fancy condos with high HOA(>$1k) worth it?

What is the most difficult part of buying a home for the first time?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?