529 Plan: For folks living in no-income tax states (Texas, Florida etc) and have 529 plan. Did you go with a brokage acct( Schwab, fidelity etc) or just a state plan? If you went with a state plan, what state plan did you go with and why? Thanks

Anyone else spend crazy amounts of money going out on the weekends because you know you don't spend anything during the work week?

In your opinion - What type of property is the easiest to sell?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

What happens to my 401(k) now that I’m leaving the firm?

Hi! I maxed out my Roth IRA this year.. recently changed jobs and it looks like I may just cross the income limit. What should I do?

I know my contribution but not sure of the dividend earned against this year's contributions. I have had the Roth for a few years now.

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

Hey guys.. Is chase private banking and jp Morgan investment banking good way for managing my investments? I'm looking to build a portfolio of mutual funds with 2-3 years horizon

I had no income in India and was in US the entire year. Do I need to file IT return with 0 income?

If I have a six year old and 150k in a 529, can I say I’m done?

Anyone in eBay? P/E ratio is ~7

Can your spouse be employed in Google and getting RSUs?

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Which service(s) do you use and can recommend to send money to India?

Can I simply upgrade from Amex Blue Cash Preferred to Amex gold? Or would both just be open at the same time since one is technically a charge card?

How much do you keep in the bank vs brokerage?

I just started working as an freelancer and I am paid in USD. How do i encash them in INR? What would be withhold tax deduction? Can someone please help?

Is there any benefit (or detriment) to applying to a job via LinkedIn/Glassdoor over the company’s website?

Hello Fishes,
I received a call for interview from Deloitte. However I don't have all the skills/exposure mentioned in JD. Has anyone cleared an interview with similar scenario in big 4?

How long is it recommended to stay in a role so it doesn’t look like job hopping?
I would like to continually increase my income, but 3% merit increases don’t cut it.

I've been working in the NHS as an orthopaedic surgeon for over 10 years. I have recently made the transition over to industry working for a pharmcovigilance and certification body TUV SUD. Early signs are great. I know several clinicians who are currently advocating the overworked underpaid mantra and would like a referral. Let me know if you are keen to hear more.

IEP, 504, and those without internet will return in-person next week while rest of students remain remote. Regular Ed teachers may have students (mild Learning Disabled kiddos) in their room while teaching. They are saying it’s a liability issue if they have one student in the room with them, even though teaching other via Zoom. Thoughts? Anyone else experiencing this?

Hi @AIRBUS fishes, Can someone throw some light on the the different grades/designations ? I see E4 , Technology Lead mentioned in my offer letter.

Just had year end discussion. Not at all happy with how it went

6 PM- This bowl will be lit 🔥

More lit than ever!!

Hyderabad or Banglore which one to chose.

I am currently a medical biller and coder that just graduated. I am currently in an entry level position because I am still studying to get certified. I will have a year's work of exp in July and will sign a contract for another year because my boss is training me in more I don't know.

I'm wondering what the pay is for someone in my position without certification. I live with family and want to afford to move out but I am single and only make $18/hr. Is that standard or am I being underpaid?

Does anyone have a fair idea what the salary range for a Director of Acquisitions in San Diego would be?

Is Toronto as boring and quiet as this bowl ?

Best way to get a consulting job in the U.S?

Hi everyone,
Does anyone know what will be salary day if I fail to submit my bank details before 28th.
It is before Jan 15th. But can anyone be specific.
I have to plan to pay my bills.

I'm looking for opportunities and seeking referral so, need some virtual hearts to dm. Please help

Anyone from the animation industry? What sales strategies have helped you to get direct clients? What has helped you to get ad agencies as clients?

Hi Fishes,
I want to learn about how to apply machine learning and different algos on seller risk problem. Will you please share some links or anything from where I can learn.

Best and worst industries you've consulted in? Been reading Michael Porter

If I have a six year old and 150k in a 529, can I say I’m done?

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

How much do you keep in the bank vs brokerage?

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Should I get an accountant/tax pro? I’m sick of paying for $200 for turbo tax and still having to do all the work. I’m Buying and selling (mostly just buying) equities through multiple brokerages, maxing 401k and accruing interest on multiple checking / savings accounts. Not rly any tax breaks. Would be willing to pay up to ~$400 for some convenience

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

If you were to buy only one, ARKW or ARKK and why?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

Been looking forward to the stock market to come back to earth for a long time. What should I buy

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

I really want to move out of my parents place for social reasons etc. I still hangout with friends a lot but it’s just a hassle having to drive a hour or so to kick it with them. So my dilemma is I enjoy saving $ on rent (yes I know can’t have both) but the main reason for me moving back home is so that I can save and buy a house. On the flip side with how expensive houses are right now it’s hard to even buy. I’m in CA btw SoCal. If anyone has any suggestion of places to live for a 26 YO TIA!

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here