$60 off $300 SPG on my Amex offers. Happy Friday

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I make $4000/M after taxes and max 401K and spend about $2400 for all fixed costs (rent, utilities, etc). With roughly $1600 left, and with a strong goal of saving as much as I can, what are some recommendations on how I should allocate my money better. I know this is vague but need some better financial planning.

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Anyone actively monitoring their credit score ? Which service provider do you use? How much should i pay?

What's a good % of your gross income to be spending on housing? Does it differ if you're paying the mortgage vs renting?

Hi anyone from india offered and visa process started. If yes please share offered date, PWC contacted date, cos received date, biometric date, visa stamped date. It will be helpful for the people who apply from India. Right now there is an delay in process, so sharing the details will highly helpful to others. Please!

Any good mf with less tracking error to invest in us equity.

My wife and I are moving to Boston from overseas (we’re from Italy and we’ve recently won the diversity visa green card lottery).

We are looking to rent a 1BR starting in January, ideally for ~$3k/month. I’ll be working in the downtown area.

Do you recommend we go for a serviced/luxury apartment (e.g. Montaje, 345 Harrison, etc.) or hire a broker to get a “normal” apartment?

Any managed buildings recommendations within our budget? Also, what are some good brokers we could work with?

Thanks!

Looking for a good personal finance or similar book to read. Any suggestions?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Accidentally overpaid into my 401k (forgot to account for employer match). How can I correct this without getting double taxed?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

I’m 28, debt free, make $70k/yr in a MCOL city and have a net worth of about $140k. I want to buy a house, but most houses in my area are $300k+. How many times my income should I shoot for in terms of house price? Thoughts on paying say 10% down and then just investing the other 10% vs paying 20% down?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Who all is looking to buy a house and in what area?

It’s crazy how much close friends influence you.
Would you stay friends with someone that consistently makes bad financial decisions. Or distance yourself for like-minded folk.

I have a friend that is constantly trying to guilt me and pressure me into overspending, especially on “luxury” items. But I have different goals for my money and she doesn’t seem to respect that.

I have been searching for a travel card for months. I am a young guy who is looking to take advantage of credit and earn points at the same time. Cap One just released an interesting new premium travel card with a lot of seemingly good perks (Venture X). I also looked at the CSP and the Southwest Priority card. My girlfriends family has Southwest and swear by it, with companion pass being the differentiator. I am in the DMV area and have mostly flown Jet Blue or Southwest. Any thoughts on this?

Looking to buy a watch from Chrono24 any suggestions on how to avoid fakes ?

Hi everyone! I hope you are all safe and well. I am reaching out here as I am getting desperate and feel defeated . Our company had lay offs due to internal restructuring and I was part of it . I have over 13 years of sales experience ranging from B2B to B2C and I am located in Toronto, Canada. My experience ranges from India, USA and Canada. I am looking for an Account Executive or a Customer Success role. Thank you for all your help in advance.
#sales #customersuccess #lookingforwork

I am opening a fast food franchise restaurant and wanted to understand what is the average yearly insurance cost? General liability, umbrella, unemployment, business interruption etc.

What is the pain of core engineers ? What are the problem facing in currently by core engineers?how about the technology & education is going to be!!!

I am trying to figure out how to switch to SWE. I have a masters in civil engineering and have a good background in higher level math. It looks like the better coding boot camps are quite expensive. The alternative is another masters in CS which is the same cost as many boot camps. Any recommendations on picking between a coding boot camp and getting another masters degree in CS? I’m looking to get into the best position possible after getting an education in CS (get a job quick and good pay).

What the highest comp you’ve seen people go for deals group at Manager level in HCOL city? Like what would a M5/M6 receive base wise, if that high even exists.

Hi! I’m a Finance Manager whose looking to move to Austin, TX soon. What should I expect as a salary range with that same position?

Please can anyone help me in completing independence policy exam

Hello desi fam...Anyone know wherr/how to get an iptv box in the Chicago area?.... thanks

Anyone from big4 has experience in having its H1b transfer filed within a week after accepting the offer?

How do i find out if I will be happier divorced or more unhappily staying married. 2 kids; 2 & 4 YO. They don’t hear the arguments after bed time and don’t understand the bruises yet but I know it’s just a matter of time. It would be so much harder not seeing my kids everyday than living with the pain, loneliness and lost friendships. But I’m tired. And so sad. Lost. So alone. Does anyone have something that turned it around? He changed? You changed so he did? Ayahuasca retreat maybe?

Who’s getting a bivalent?

Is being a freelance trainer on weekend moonglighting?

Hi all! Has anyone done a pre-MBA externship after getting GSAP and was up for promo at the same time? Curious if I would need to wait until my promotion is effective before leaving early. I reached out internally as well to check but figured I would ask this group as well

Anyone sent email regarding salary revision to manager/HR & got expected salary ? Yes, Plz share email template :)

What is the Medical Insurance amount provided by the DTICI? And for this, premium will be deducted in the monthly pay? Or it'll be taken care of by the employer itself? Any info regarding health insurance is not provided in the offer letter. So, I'm willing to know about this.
Would anyone please clarify this query.

Does anyone here have experience with In-Q-Tel? I see an analyst role that I think might be an excellent fit, but I'm curious about the culture and pay. Thanks!

Amex Platinum or Chase Sapphire?

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

Has anyone been offered a status buy-up for 2021. ~$1700 short of United 1k this year and think my travel will increase a good bit starting next year. Think it could make sense, especially given the 2021 thresholds

Need 6 Marriott nights to titanium (spend doesn’t matter). 1 - would any hotel manager cut you a deal? (Ie if 6 nights is 60k; let me pay 30k and get the nights and I won’t use the room?); 2 - where are cheapest Marriott hotels? I found 10k per night in burbs of Chicago? 3 - would any cheap Marriott let me run this scam remotely? (Ie call Abilene Texas, check me in without my showing up)

Looking to apply for venture x before the offer goes away today. Anyone out there willing to share some of their referral bonus? 50 bucks?

What are some perks of the Ritz?? I’m staying here for the next few weeks but I don’t get the hype

Anyone knows how chase sapphire travel insurance works? I used the first leg of the trip but cannot return due to an illness. It is cheaper for me to cancel the return leg and buy and new one way.

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

Extension of Marriott status!! Rejoice!

Does anyone know when the SPG Marriott finalization will be complete? I merged my accounts, but right now you need to earn platinum by meeting either or, not by combined nights for the overall program. Thanks

American has a promo listed on their app - use Rocketmiles to book a hotel and earn X000 American points. Has anyone here used it? If I book a Marriott properly, can I apply my Marriott retroactively?

Have an amount of Marriott points I would would like to use to buy United miles.

Any advice on carrying out this transaction?

Hey guys.. Is chase private banking and jp Morgan investment banking good way for managing my investments? I'm looking to build a portfolio of mutual funds with 2-3 years horizon

Likely going to miss Delta Diamond this year by about 10k miles. Anyway to pay to make up the difference?

Best sign up bonus right now that is not the CSP and the Amex platinum?

American Airline q - if I have Gold status and an American Airlines credit card - does that mean I get two free checked bags or one

Beginner here. I'm trying to use my points to buy a flight to Puerto Rico. If Delta costs me 55k points on my Amex (valued at $600 per Points Guy), versus United which costs me 60k points (valued at $700), shouldn't I still just go with the Delta cause I'm spending less points?

For CSP/CSR, does the person getting referred get anything other than the public offer?

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks