Aimed at Entry Level folks: How can you guys afford NYC/SF w/ entry level salary? (32-35K)

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I make 42k and live in Chicago. I live further north in a cheap studio apartment that’s not super nice. I don’t have a car or pets. I keep my electric bill down. I have an old phone. I eat out with my boyfriend (we go dutch). I like getting my nails done. I don’t take vacations to exotic locales, or any locales for that matter.
It’s not the funnest, and after two years of this I’m downright sick of it.
But I make it work and at least I have a job.

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I lived in Oakland with roommates, paying $1k a month in student loans eating rice a lot. But I was going into more debt just trying to make rent, so I moved away from the bay to a cheaper market, with a salary bump. Financial stress lowers your IQ and takes a huge toll on your health. It's not worth it when at the end of the day, we just make ads. Chalking it up to "paying your dues" is stupid and makes it so that only kids with a safety net are able to make it in the industry. The industry needs to change, millennials are making the same as people 30 years ago, but they're coming in with student loans and much higher cost of living. Financial stress doesn't bring good work nor a happy life, and banner ads aren't worth sacrificing for.

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*affect

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@SC1 you must be very lucky to not have roommates who keep you up all night, because that definitely affects performance.

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Started at $45k in ny, starting now for my agency is $50-55k either base or through overtime. Lived at home for a long time, had lots of roommates, ate free Office food and worked late for dinner

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NYC is nothing compared to SF, being real as i’ve lived in both.

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In San Francisco it’s very rough. To be honest, things were really really tight until I was making a salary in the 70s. I couldn’t afford to visit home. I never ate out. Or bought clothes. Or take Ubers. I was homeless for at least six months. I couldn’t ever do it again now, but it didn’t seem like the worst thing at the time. I ended up taking a job in tech to help me out for a few months, but it made me feel so far behind when I came back, as ad people don’t care about tech experience. I had a two friends living off of 35k and one lived in an apartment w 8 roommates and a shared room, and another lived in an apartment two hours from the city with her mom that her mom paid for. It’s really really hard in SF in general until you’re making more money. My tech friends still don’t understand how I can survive making under $100k, but I guess it’s the “price we pay”

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@CD Can’t help where one’s born

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What if you don’t have parents in NJ/Long Island? Doesn’t that exclude other folks to break into the industry? And yes, I understand some have six roommates, but that does take a toll on performance, wouldn’t you say? I am all for paying dues, but this...?

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Same, @LB1. Been in the industry roughly about the same and even though I know it’s not long, it feels awful living in extreme frugality.

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Lots of roommates.

uplifting

Thank you, @CA1, Well said. Thanks for sharing also, SVP1.

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Roommates has no effect on performance let’s be real. It fucking sucks and I had like 12 before I could afford a studio and now I barely do. But it’s doable. 32k is crazy but try Harlem or far out in Queens

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I started at 38k in NYC (was rough), but got bumped to 45k after one year, which was still rough.... Just don't go to hh too much and you'll be OK.

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Earplugs, white noise machines, sleeping pills, insomnia.... I’ve tried it all 😂

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I started ~35k and had a 2nd job as a barista and also shared a studio apartment. Least glamorous time of my life but I appreciate the fuck out of where I am in my career now.

uplifting

Some of the more junior people on my team make that salary and they have roommates, walk to work and work a lot of over time.

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Roommates and overtime.

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Not entry level, but worked with them - lots of roomie, lived with parents

Prev. comment aimed at @AD1

I think entry level in NY/SF is definitely more around the 45-55k range. (Jr in ny here!)

Live in Queens. My commute is 20m into midtown and my rent is super cheap

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