Amex gold to platinum upgrade offer worth it? If I do I get extra 100,000 points and 5X for first 6 months. I’ll have the annual fee prorated as well.

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Yeah for sure - call the number on the back of your corporate Amex too and they will knock another $150 off your platinum yearly fee going forward if you have the Deloitte Amex.

If you travel the platinum is worth it for me on delta lounge access alone. (You only get access if you are flying Delta)

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Ah as an existing Amex user I get the $150 off?

I travel, not much with delta to be honest

Definitely do it

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C1, I do or at least will do a few trips in the next 6 months.

M1, I was thinking that as well. Try it out and try to maximize it

Is there an expiry date on the offer?

Timed mine with when I had personal travel and banked an extra ~50k in points on top of the base offer (100k for $6k in 3 months)

Yup true. Since gold is 4x I guess the true difference you get with the upgrade is the extra 1x of points

Did they send you the upgrade option or do you want to do it the upgrade for no reason?

They sent me an offer and the upgrade offer with 100,000 points is much higher than the standard 30,000 point upgrade they give on their website

Please do not listen to the other replies without considering Amex’s lifetime language.

Only take this offer if you’ve never had a platinum card.

If you take this offer, you will be barred from any future platinum card sign up bonuses, which are worth $1500+ cash alone.

Best bet is to apply for the vanilla platinum, and THEN take the upgrade offer. This way you get the platinum welcome offer you’re limited to 1 of, while also getting this good juicy upgrade offer.

Vanilla platinum is the plain platinum card, not a co-branded product such as the Schwab.

You apply for the platinum card. (Obligatory DM me if you want a referral to it).

You then immediately take the upgrade offer on the gold card.

You will have a new platinum account, and your existing gold card will now also be a platinum card but retain the same card numbers.


By just upgrading, you’re losing out on $1500+ you’re only eligible once in a lifetime for with American Express.

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