Any idea what is Hypothetical tax?

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

I get tax brackets but in the UK making 30K you pay ~£6K tax and when you make around 5x more at £150k you pay 10x more tax ~£60k. What things can you do to lower your tax in consulting? (I’m not at 150 yet but most of us will get there hopefully if we stay in this role)

My sons friend is looking to get into real estate . He is a junior at Indiana University. Looking for recommendations.

How to maximum save taxes for 20LPA?

SPG points to be used in January for vacation. Planning on going to Maldives. Is it worth it? Also, are there any other places around that area during January that I can make use of my SPG points?

Interested in investing in a rental property in the next couple of years but don't know where to start. Any tips or recommendations for resources would be greatly appreciated. TIA!

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

My husband and I have saved up about $80K and it’s just sitting in our bank account. We thought we were going to buy a townhome but with the crazy inflated prices we decided not to since we like where we live currently (location could not be better and rent is crazy cheap at only $700 a month). How should we invest our money in the meantime while we save up for a house?

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

What personal financial knowledge do you wish you had learned in college?

Hey people,
Are there any visa restrictions on mining for Bitcoin or ETH in USD.

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

How do you sell the benefits of managed money to your clients?

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

I just got a new credit card. It came with a Priority Pass membership. I always travel economy, I hardly ever get lounge access. I got excited, until I remembered I can’t travel and lounges are closed anyways. :(

What is the salary bracket for manager 1 at SDC Kolkata?

Joined in October last year with a fixed pay of 21lpa and feel very underpaid. Total yoe is 6.4.I think I should switch again. Really dislike everything about this firm.

Any reasonably priced apt in North Hollywood or Burbank

What was your experience with the LSAT? Do you think it's gatekeeping, preventing students who can't afford it (often people of color) from entering the field? OR is it helping future attorney's of color by giving them a chance to go to a top school regardless of grades? I've seen questions about the LSAT all day and just want to know how people feel.

Friends - comp talk thread. Level, base increase %, promotion % (if applicable), bonus %, go!

I had my Assessor interview this past week and received a pre-screening questionnaire that asked about dual citizenship status. Because I don't even have a passport for the country I am a dual citizen for, I didn't even think about the possibile complications this could lead to with my application. I applied through a career fair at school and didn't see the citizenship requirements, so I guess that's on me.

Born in the US and lived here all my life. Am I screwed regardless?

Tax Staff 1, currently making 56k. You think it’s wild if I ask for 59/60 as a salary raise ?

1040 help.. if I own two homes and loan amounts add up to over 750k, and mortgage interest deduction is limited, can I choose to report only one mortgage (and ignore the other 1098)? Using turbo tax but numbers are not making sense to me.. we bought a new home near end of 2021

Happy Ganesh Chathurthi! May Lord Ganesha destroy all your Visa issues and fill your life with love and happiness!

if my PERM is filed in 6th year and approved , i140 pending and h1b maxing out ..can i extend h1b to 7th year?

Hi All... Going to join in TCS.. I am having overall 10 years experience and I dont have contacts of previous companies I worked in 2010 to 2013.. Does TCS checks whole previous employment experience.. some companies do last 5 years and some do last 7 years.. what is the policy of TCS for employment check

Audit folks. How long does it take for you to click ? I heard from an SM that it takes about 6 months to 1 year for the job to finally click. How did you know when it finally click w you?

I have a team that just completed an audit, on time, on budget, resulting in a happy client which makes me a happy partner!

There is often a lot of negativity on this site, but I just wanted to give

If we’re not likely to break even with our base this year, independent of BU, does it make sense to leave now for +30-50% total comp vs biting the bullet and waiting for next year? Been here for a little less than a year and failed to negotiate a first full year assured bonus, just had a partial year bonus in 11/21
Some people are saying that’s just the way it is and to wait it out 1-2 years and network more, others are saying otherwise. Would appreciate some perspectives… US Director level

Curious to know how closely you (creatives) work with your strategy/ planning counterparts. What is the dynamic you share?

Are all PE fund associates back in the office 5 days a week or mostly just 3 days?

I am exploring job option at RSM. What are 401K and HSA service providers for RSM?

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

My husband and I have saved up about $80K and it’s just sitting in our bank account. We thought we were going to buy a townhome but with the crazy inflated prices we decided not to since we like where we live currently (location could not be better and rent is crazy cheap at only $700 a month). How should we invest our money in the meantime while we save up for a house?

Hey people,
Are there any visa restrictions on mining for Bitcoin or ETH in USD.

Looking for advice for investing in these two options. Say I have $100k by October saved up
1) Put 10k into iBonds and $90k as downpyament and closing costs for a property (I’ll need to put in 20%, already talked to several mortgage agents)
2) Put $0 in ibonds and put all the $100k in the home investing (given it’s a little more of an expensive property, given some other factors - location, size, etc)

When is the right time to buy a second home (primary investment/ secondary vacation home)?

Thoughts on brk.b for long term? Thinking of getting in at this point.

Finally got over my fear of timing the market vs time in the market. Finally bought some voo and qqq today and plan to DCA the rest. Thanks guys!

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Does anyone mind sharing how they are saving for the future? Or just securing yourself? I have stocks/bounds, 401k, regular (1) savings/ (2) checking, about to open a self found Roth IRA. But, what else am missing? Should I do a health found? I’m also starting a bit later at 34, so I feel like I have a lot of catching up to do. Any advice?

QQQ or VGT?

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Need advice on where to invest my money. I’m 27 y/o and have 100k saved. 25k with a badly managed robo advisor which has only given me +3% this year, 15k actively invested and 45k in cash (pls no judgement, I know about inflation, that’s why I’m seeking advice), 15k in my retirement savings fund. Want to ditch my robo advisor and start investing as diversified as possible without having to buy single stocks. Any advice?

SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀

Creating a 529 for myself before having kids…Should I setup a 529 for myself?

I don’t currently have kids but probably will in the future (31M, single now). Alternatively, I may go back to school at some point, or I’d be happy to disperse/gift the $$ to my nieces and nephews too… what’s my upside/downside?

Short the vix?