Any ideas to refinance a mortgage taken in India at 9%?

We have been saving up to buy a house by next fall. Thinking about some investing around $20k in a relatively safer investment instrument, maybe an ETF. I think tech focused ETF will be easier for me to track.. Targeting ROI of 10%. Any suggestions for ETF's??

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

Confession: Sometimes I give money to homeless people that look like they might be an undercover billionaire looking for a kind soul to leave their fortune to. Does that make me a bad person?

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

Where are you guys at Deloitte buying options for GME/AMC/NOK, etc..
Now? Td ameritrade blocked them.

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

Which bank account is better for salary account?

HDFC
Axis

Anyone buying BCC? Bloody it shooted up to 700.

Hi, I work under contract for a foreign company as an APM. I have an import export licence and send the monthly invoice to my HR. My benefits include the following in-hand allowances: food, internet, sports, vacation, training and hardware. Plus a yearly bonus.
Can someone help me out as this is new to me, how can I save my taxes? (I have to file ITR 4)

Is it worth it to get the Amex platinum for a year for the large bonus offer if the intention is to possibly cancel it at the end of the year rather than downgrade?

Hi fishes, I have only one house property. But when I tried selecting ITR-1 for filing income tax, it shows a message in red mentioning I should select either ITR-2 or 3 since I have income from more than 1 house property. Should I go ahead and file with ITR-1 or do I need to get correction somewhere before filing the return?

I live in a no-income tax state but work for a company in NYC. I’m getting taxed around 15k bc NY requires remote workers to pay NY taxes. What would you do?

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

How’s everyone’s turnip prices looking today? Any villages I can visit? 😇

Also, let me know what I should give you in exchange

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Does private debt tend to win over banks in rising interest rates environment? Will it compensate the overall decline in borrowing for private debt?

Who’s buying Dave Portnoy’s BUZZ ETF this Thursday?

Do you invest in commodities?

How’s BFG lookin these days?

Hello All

How's job security, work life balance, work pressure, work environment & Salesforce testing projects at Brillio?

What is Deloitte consultants reputation in the dc area? (Socially/personally, not the company)

Does anyone have a set of consolidated LP questions to prep for Amazon? Thanks!

Favourite Super Bowl spot?

As holidays come around, the family has upped their questions about when we are having kids and why we haven’t yet. Doesn’t help that my sibling with one other kid just announced her second pregnancy. Definitely happy for her, but don’t feel like I need to explain to the whole family that we are struggling.

Any ideas of the expected comp range for a strategy manager role in industry?

Is anyone hiring senior producers anymore or are agencies and clients just hiring cheaper younger producers since budgets are shrinking?

Do you know a reasonable non-union, production designer or props people in the NYC/BK/ LI area?

Best shops for puppets state side? Loving blinkink

If I take 4 weeks off to travel (I have the PTO), is that frowned upon?

Hey Boschlers,
Is tomorrow holiday??

McK AMA. On PTO this week and next. What do you want to know?

QA lead -10yrs exp... Longing for a change.. Plz DM me so that I can share resume

I’ve been a freelance print production designer for many years, and usually on-site in the before times. Now I work remote, and am finding it uneasy dealing with billing. Before I always billed hourly, which made sense, but it’s becoming an issue now. Some companies don’t have a full days’ work, so it seems wrong to bill full days, and it allows me to juggle projects for different companies, but my billable hours are down. I know I should bill a daily rate, but not sure that will fly. Thoughts?

Few months ago XLM was the star ....it’s worthless now

Business Performance Manager role what level is this targeted at?

Need to renew my EAD, can someone help me process? TIA

Does anyone know impact to h1b employees when a company is wholly acquired? As some of you know now, Navigant is being acquired by guidehouse. Does a new petition need to be filled now?

Is it cheaper to get LASIK done in India or US?

Hey guys! How much PF does someone retiring from NTPC get these days?

How do y'all manage passwords ?? Esp absolutely critical ones e.g. coin markets etc..
Is anyone else paranoid about all this ?

**Probably way off topic ** Where do you get really good (and affordable) Indian ethnic wear (lehengas and kurtas) in Maharashtra (mumbai/ pune)? Will need it quick too! Any help is appreciated, thank you!

Deloitte 🐠 - how's your data practices doing? What practices do you have which are heavily data centric , AIM?

Can we do a mass petition to Sushma Swaraj to give external ministry clearance on GEP? Lot of us are stuck with the clearance after successful police verification in India. C'mon people!

Looking for some suggestions on which city to choose to live in usa. Considerations:
1. Proximity to a large airport
2. Big Indian community
3. Not a fan of snow and winters
4. Pref. east coast

Looking for a Desi inspired gown/dress to wear at my baby shower. What are your favorite south asian online brands to shop? must ship to US and nothing crazy expensive.

Can only deposit USD in NRE accounts but I can send through Remitly/ Xoom to NRE account? Doesn’t remitly convert USD to INR before sending. What am I missing?

RFE REASON: GGlaw not sharing RFE Reason on my H1 change of employer RFE, shouldnt a beneficiary get to know the denial/RFE reason. Anyone in same boat?

Any lgbtq desi consultants want to connect offline ? I am struggling to make friends in the desi circle with similar mindsets / challenges. Single indian gay male here:)

Is your life any better after GC ?

I am in the EB1 C boat with July 17 PD, but keep asking these questions to myself :
how would a GC change my life ? Other than giving me an option to switch.

Hi all, has anyone temporarily transferred to the Canadian office of their firm and done the Canadian PR application while they were there on work visa?

Just started to work in the US on h1b.should I invest in 401k? What if I am not sure about staying in the US for the long term..Is there a penalty for early withdrawal - does it make financial sense?

Hi Fam!
Any suggestions on what medical insurance we can buy for parents traveling to the US? I’m looking for reasonably priced ones that offer good coverage! My mum would need a better plan than my dad, since she recently underwent surgery! Also, is insurance better from US or Indian companies? Any tips would be greatly appreciated!

Rejected by google. Very depressed as was hoping to escape big4 consulting esp with all these h1b crap going on. Unsure of next move- hate going again on the interview treadmill which is depressing