Any ideas to refinance a mortgage taken in India at 9%?

Hello everyone!

We (I and wife) are looking to buy a 2+ bed condo in Chicago area by this September.

We are doing research pretty much on our own for the houses. So, I am looking for any references for buyer's agents who could offer us good commission rebate and help us with just basic stuff like paperwork and reviewing disclosures etc.

How did you all start as an angel investor? I am interested in becoming one… but don’t know how to start. I have 20 yoe in tech, and currently work for a faang. My entire portfolio is in stocks and re. I would like invest $250k or so over the next 12-24 months as an angel investor.

Best everyday bank account and credit card in Australia for an expat couple?

I‘m moving to Australia with my partner and we don’t have a bank account and credit cards yet. We basically need the bank account only for everyday finance stuff (local payments, debit card, etc) and we‘re looking for some credit cards with good international fees and ideally a reward program to collect some points for traveling.

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

Any success stories with EB5? Who did you use? How were the investment terms? Been on H1b 9 years now and no end in sight with eb2 wait. Concerned with risk of outright fraud not 500k investment amnt.

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Alright QOTD: How are you paying back your loans? PSLF or working for Private Firms and Paying your loans back yourself? Which choice do you think is better. I have 5 years left of PSLF and I cannot wait for the day that this loan is gone.

First-party property homeowners’ insurance, PL’s side, is drying up in Florida?

Top 5 coins to buy?

When is the right time to buy a second home (primary investment/ secondary vacation home)?

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

How much money should I have if I get to Canada for job search through express entry PR?

Interested in investing in a rental property in the next couple of years but don't know where to start. Any tips or recommendations for resources would be greatly appreciated. TIA!

I'd like to buy, but the market is absolutely atrocious currently

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

Any good CPA recommendations specializing in rental properties and LLCs (for a separate business)? Had a tough time doing my taxes this year. I'm in NYC if it makes a difference, but open to non-local CPAs

Anyone trade stocks on the side? Not at a day trading level, but not buy-and-hold either...more like aim to hold 5-10 stocks at a time for 1-2 months and earn a decent short-term profit (10-15%).

Best family friendly places to live in Dubai?

Just got on the XYO train 🚂 🚀🌛🌜

How’d you rate your company’s UX?

Hello People,

I about to move to BLR. My Office is in brookfield. Can someone please refer me some good PG/co living option with single sharing?

I am thinking to not go any further that 3-4KM from office radius.

Any kind of help/advice will be good! Thank you😊

Hi 
Can anyone refer me for a data science analyst role in Amex

Thanks .

What is the main reason for staying at/lateraling to biglaw?

Looking for a lighter/puffer winter jacket and figured at this point I’ll wait until they go on sale. Does that ever happen with Barbour, Patagonia, Northface etc?

My current life situation has really brought my self esteem down and this quarantine makes it even worse. How do you lift yourself up when you feel low? I feel like I really want some validation that I’m attractive from someone but have never ever felt the need for it my whole life

Has anyone had any luck with the apps? Still not finding it easy to meet in RL, so resorting to apps but I know they have a rough track record. Any recommendations?

Good books for case prep/valuation. Econ consulting, if relevant. TIA

Is it cheaper to get LASIK done in India or US?

It's been exactly a year since I quit my last job without having another job offer. I found one on 70th day of my unemployment EAD period. Going steady now.

Deloitte 🐠 - how's your data practices doing? What practices do you have which are heavily data centric , AIM?

Does anyone know impact to h1b employees when a company is wholly acquired? As some of you know now, Navigant is being acquired by guidehouse. Does a new petition need to be filled now?

Top 10 keywords on this thread: girl, boy, desi, visa, smell, daaru, asl, abcd, chutiya and fob

Is a person who is promoted to Manager in September eligible for L1-A visa in October, if he or she has worked for little more than a year in another country?

Desi parents: do you feel a constant insecurity with rising gun violence? I felt like it was fine as long as it was ke and the wife, but when you ahve kids then its a constant fear in supermarkets, roads, malls and now schools.

Desi women - how much do you spend on an average on casual outfits, one that you’d wear for a casual lunch but not fancy dinner? I see posts on the Women in Consulting group where everyone seems to be spending what seems to be extravagant for my liking ($200+), and was curious if that was a desi vs American thing..

Thinking of travelling to Bahamas (Nassau) with kids (1 & 3 yr). On H1B, seeking travel tips..visa requirement, dos and don'ts etc.

Just curious- how many 🐠 on this bowl are on OPT/ h1b (H) and how many have GC/citizenship (C)?

How do y'all manage passwords ?? Esp absolutely critical ones e.g. coin markets etc..
Is anyone else paranoid about all this ?

Will Deloitte revoke my I140 if I resign within 6months of I140 approval ? Does anybody know Deloitte policy on this ?

Hi Fam!
Any suggestions on what medical insurance we can buy for parents traveling to the US? I’m looking for reasonably priced ones that offer good coverage! My mum would need a better plan than my dad, since she recently underwent surgery! Also, is insurance better from US or Indian companies? Any tips would be greatly appreciated!

Hey guys! How much PF does someone retiring from NTPC get these days?

Anyone in this bowl with AlixPartners? Would like to get a feel of their culture, treatment of employees, handling of GC etc.
Thanks for any insights. My DM is open if you'd prefer to chat 1-o-1.

Hi all, has anyone temporarily transferred to the Canadian office of their firm and done the Canadian PR application while they were there on work visa?

Anyone did transit though Hong Kong? Seems we need to register and get approval? Can you pls share your experience if any?

Guys try Amazon Heera for nice desi movies if you haven't already :)

I am going to India for a month. May have to change my return date. Any suggestion on what insurance/other option to reduce the ticket update cost impact.