Any recs for lenders for HELOCs on NJ homes?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Anyone get anxiety thinking about how you’re already funding your parents lives because they gave up everything and worked to the bone for you? I get the concept of giving back and wanting to take care of my parents but damn didn’t realize my life would be so financially tied to them even at 23. It’s like we moved to the US just so I can give them my paycheck.

First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

What provider does BDO use for its 401k plan? (Fidelity, Vanguard etc.)

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

How do you get in on an IPO with a basic Vanguard brokerage account? Do I have to place my order at 9:30 or can I do it beforehand?

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

What trading platform do you use? I was thinking of switching to TD Ameritrade think or swim, but wanted to see if they were any better options

How much money do you actually make from your side gig? What percentage of your income does it contribute?

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Now that flexing has become common: 31 year old senior associate, net worth of -$15k, salary of $80k, career in flames, renters destroyed my only property. AMA

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

I worked with a Junior AD that skipped college and went straight to portfolio school. I was mad resentful of him at first, mostly because I wish I would have thought of that and saved $100K.

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

When I place a limit buy on Bittrex, say on a eth-strat pair, and it hits my bid 2 days later, what is the constant? Price of eth (at time of order) or units of strat bought?

Will mods hurt the resale value of a car? I'm considering selling my daily and am debating on whether or not I should put the effort in to return it to stock.

How do you split income/expenses with your spouse? Wife earns about 75% as much as me. Don’t have kids yet. Do you have a joint account for everything or do you split common expenses 50-50 or in proportion to income? Something else? This has caused some contention so want to benchmark. Thanks!

Any opportunity in Gl in .Net position having 5.2 years of IT experience and 3.8 years experience in .net.

Docket + R - I have an container running a rocker image and I’m trying to launch a bash terminal and the RStudio server (/init) at the same time. Is this possible? I tried adding CMD [“/init”] too.

What’s the best/simplest way to understand Sets vs Groups in tableau?

I was just talking to a younger friend who goes to Cal and It seems like the kids these days hate FAANG or at least Amazon and Facebook are not desired at all. I personally don’t see too many issues working at either Amazon or Facebook because I work at Deloitte where I’m sure we have many questionable clients and worked in financial services before. Curious on whether people are thinking about the ethics of their exit company when deciding to move?

How is CGI pune office?
Will CGI provide work from home for initial days?

What do I wear to a info interview w/Stanford GSB admissions associate director? (White female)

Hi Fishes, wondering if someone can help with referral. I have 7+ years of Data Analytics, Product Analytics and Business Intelligence experience. I am currently serving notice period. Thanks!

Feeling very frustrated right now…company talks a big game about DEI internally, while requiring new hires to move to Texas/Arizona, while the company’s PAC donates to politicians pushing extremist, regressive, anti-woman and anti-LGBT laws

They want to encourage us to “bring our whole self to work” while putting us in situations where we can’t be our whole self.

Anyone else in a similar place, feeling discouraged? Any tips?

What’s your favorite WFH footwear? Any recommended brands for a chilly home office?

What’s the current timing of biometrics appointment after AOS filing?

Freelancers - who’s your tax guy ? I’m very, very confused.

Have interviews coming up for McKinsey- any suggestions on how to prepare? Also if someone would like to case me?

What is the median salary for a Sr Art Director or ACD in Europe? Specifically in Spain?

What jobs are currently paying 85k?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Does buyer have to share appraisal with seller? Can seller request it?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Is it common for HOA to ask you to prove your car registration is up to date?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

I joined a real estate team & I was expected to show up at 9:00am sharp every single day. Is this a common team policy?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.