Anyone here has the TD Aeroplan credit card and can quickly share their experience? Good choice? Bad choice?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

I'm finishing renovations on a 2-story 3 bed / 2 bath apartment two blocks away from Girard Station, 3 blocks from the main strip in Fishtown.

Will be ready by mid-April. Asking $2,200/mo rent. Has an outdoor deck in the rear. DM if interested.

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

When selling a home have been able to negotiate lower commission with your broker if the buyer is not represented by a realtor (eg, 3% in this situation versus still paying the full 6%)?

wfh is good but need to plan to improve our yields on savings if need help happy to assist cum mentor

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

I am an associate at an AM200 firm and was (IMO) very clear prior to accepting this role that I value work-life balance and wanted to try to keep work at night on the weekends to a minimal, but since February, it seems like it’s always something that requires my time as needed disregarding “business hours” or my personal schedule. Thoughts on whether to bring this up or continue to be a team player until I burn out and pay off my student loans?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

What is the most you've invested into a single stock?

What is the biggest loss you've endured?

What cryptos are you investing in? (Other than BTC and ETH)

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

does anyone use simplefx for crypto? Do you like it ?

How would you sell ETFs in retirement since there is no average cost option for etfs?

Anyone ever temporarily lower 401K contribution to increase bonus cash payout?

Does anybody work for Evolent / New Century Health? How is the culture? Any known layoffs?

Right-wing Republican moving family from deep blue progressive city. Looking for excellent schools, low property taxes. reasonable housing prices, and a high percentage of Republican voters. Any suburb recommendations?

Person brought a pit bull onto the flight. I’m shocked there is not a breed restriction

Looking to book two Iberia tickets using avios NYC to MAD business class in March but can't seem to find availability - can anyone help?

Seriously hoping I can work remote when things settle down so I can move into an RV and live nomadically for a few years. Hear me out: Creeping up on 30 in a few years, and have no stories to tell. Did everything “right,” moving to the city for school, finding good work, etc. 10 years in the city, single, tired, bored and feeling trapped. (Cont.)

Would you renege a week before start date or work there for 4 months before quitting for new job? New employer is aware of said job. Main reason is $$$

Hi fishes, I have 2 offers-
Thermo Fisher for Data Engineer in AWS and Python and Ameriprise as Lead Developer for Informatica Powercenter. Ameriprise is offering 50k more in my monthly salary than Thermo Fisher. My preference is to join in where I can grow and get a good learning for future career growth. Also, work life balance should be good in the organization.
Please help me with making a clear decision. And i have 8+ YOE.

Hi fishes,

Looking for any referal Or opportunities in Spain, Italy, Portugal.
Yoe: 3.3 yr
Domain: Data science/ analytics
TIA

What do you think of the Saint Laurent baby uptown bag in white with gold hardware?

Any recs for salon/stylist that know how to cut curly hair on women? Prefer River North or close by.

Best coat for the winter? 30 y.o. Male. Really want a canada goose but that’s like paying a month’s worth of rent 😞

Hi Folks,

Want to get a better picture of pharma consulting in India and how do consulting firms approach clients and what are the kind of projects that we usually get

Happy to chat in DMs

Thanks for the help!

My inboard portal is showing wrong dob and phone number and i m recieving mails to complete the document process plus the hr is not responding to my mails or calls. Should I submit the documents or wait for them to respond??

What's God been doing in your lives? Struggles, goals, praises?

Has anyone here gone through a marriage based green card process with Deloitte? I believe I read somewhere that you can start that process regardless of being in an application period or not. Want to hear some stories of length, initiation, etc

Is there any not very expensive black tie gown shops near Toronto downtown? New to the city and office party has black tie dress code!

Any indoor basketball courts in downtown toronto I could go to for drop ins/21 etc. I used to play before but the pandemic took me out of routine and I'm looking to get back to the court during winter (hopefully somewhere indoors)

has anyone dealt with an unfair PIP at work before and survived?

Anyone here work in UX design? I'm thinking of switching careers and wondering what your experience in UX design is? What courses are the best to take, etc.

Hello everyone! I am looking for referrals in Scotiabank (specifically Research Consultant). Any leads will be appreciated. Thanks in advance

Curious to know what you've seen as working to non working dollars split in Canadian agencies. Reference any specific brands (or categories) if you can. I'm used to seeing the conventional 15-20% split for non working (production dollars only, not including media budget, agency fees) but are those days gone now with the takeover of digital (vs traditional) ad placements?

Toronto banks: remote or not? They sometimes post jobs where it doesn’t say it’s remote, but no branch/ location/address either. Then you get an interview and they tell you it’s remote/hybrid(1-2-3days, take your pick)/on-site. So, if you work at TD, Scotia, RBC, could you let everybody know in the comments what’s the deal for each? Are you remote, on-site, hybrid of some sort?

New to Toronto, moved to the west end of town/ just past - in Etobicoke. I celebrate my 40th a few days after NYE/NYD - would love some recommendations on moderately priced but nice ambiance restaurants for myself + husband, and my extended family. Everyone is scattered throughout (Hamilton, Barrie, Lyle, Newmarket, North York). Don’t want anything too fancy but don’t really know where or what is good and not downtown.


Any recommendations? (Open to GTA of course).

I am a solution engineering (presales) manager, and looking to hire a Tableau Analytics SE for our Canada Public Sector team. Seeking candidates with relevant experience in technical customer-facing roles and/or analytics. Ideally residing in Toronto or Montreal metro areas, public sector experience. Bilingual (French and English) is a huge plus. Please let me know if you are interested to learn more! I don’t have the job posting yet but will share once I do.

What’s the salary range for an operations manager at a startup in TO? Overseeing sales, rev, support, success, and a bit of other company ops stuff. Glassdoor has a big range so I decided to ask here for more insights. Thanks.

How’s the career for AML/KYC/EDD role in Toronto?

How did you start meeting people in Toronto when you moved here?

Best recommendation of a nice restaurant in mid-town to take a client for Lunch?

Any audit senior 3 and 1st year managers here? What positions are audit senior 3 and 1st year managers leaving big4 for?

Anyone commuting from Midtown Toronto to Mississauga for work and willing to carpool??

Ola amigos, are you down for December Coffee Crew? I can find a spot downtown or midtown TO, if that works for y’all. DM me if you are interested and I can kick off a WhatsApp group to plan further! TIA ❤️

Did anyone else make the move from Vancouver? What do you think?

For all you Toronto transplants on here... what brought you to the city?

Does anyone or their small business need any writing or social media help? Would love to get some side income in this economy while helping the community.