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Nah, just have an emergency fund, max 401k / HSA, buy VTI and otherwise don’t think about it
It’s not just that. It’s also figuring out budgets and planning for kids, their colleges, retirement, etc.
Paid wealth management services generally aren’t worthwhile if you’re just a w2.
I’d just talk to a Morgan Stanley person. Lots of opportunities for investment open up when you use MS and you don’t have to pay $900 for your Amex anymore!
I wasn't impressed with Chase when I was looking into getting a financial advisor. They just didn't seem to be as knowledgeable as my financial advisor at Morgan Stanley.
My advisor recently switched to Charles Schwab because they have a better pricing model for clients and they have better ai tools for financial advisors. Thus far, I think Schwab's app has less features for clients than Morgan Stanley's does and (from what I can tell online) their savings account interest rates are well below market.
Man, Morgan Stanley has entered the chat