Are home price ever going to drop??

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Has anyone taken a loan from their 401K for a down payment? Yay or nay on this strategy?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Thinking about using my VA loan in a few years. Any advice?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

How much is 2k a month for a house payment? What size loan would I be able to get?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Any recs for a comprehensive financial planner?

Not just someone who's like "check out this and that investing vehicle" but rather somebody willing to review cash flow, tax situation, get into the nitty gritty and meet regularly.

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

How many years did it take before you could pay off all your med school loans? I'm starting to feel like it won't even be possible.

When u short a stock and then they wildly miss they earnings expectations

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Does anyone know how does the supplemental income work for new CAs?

Can I negotiate with infosys if I receive higher compensation package from another organization after infosys
Also I m getting lead consultant- infrastructure management role.

What is infrastructure management here.

Well I recently told a guy I have been seeing I have HSV-2. We have not yet been physical but it’s been heading that direction. Man I hate this part - waiting to see what his response will be after he researches and talks to his doctor. I’m on daily meds which help reduce transmission risk. You’d think that since HSV-2 affects 20% of Americans and likely a higher % of gay men, there would be less taboo but it’s hardly ever talked about. Anyone else in my shoes? Or had it disclosed to them?

Where to check notice period apart from offer letter ?

I'm in district court right now and the judge is insisting on reading his entire opinion, CITATIONS AND ALL RIGHT NOW, with the litigants just...sitting here. Send fun memes.

Any hot leads on Workers Compensation roles?

Any particular segment of sales good for ex-finance? Currently 3 years in at fortune 100 bank on business development side (on commercial loan originations team but no commission/targets at the associate level, basically do credit analysis and build pitch books for the producers) This role has been great as I have gotten both analytical experience and tasted sales experience (I say taste bc I’m not the producer) but would potentially like to transition to a sales role that is less analytical

Any suggestions on good books on consulting for reading during holidays

Steel Case vs Herman Miller

Is Herman Miller the undeniable winner in the office chair market or is Steel Case a contender for first?

Got promoted to Senior Associate but imposter syndrome is kicking in. Any advice for gaining the competency to perform at the level required?

I am not in account but would love to have a more comprehensive take away from meetings particularly client feedback verbalized. How do you account folks do it? Tips and tricks? Thank you!

Looking for tips for website design at a basic level. I focus on branding and printed materials so I created my website with weebly and I’d like to clean it up a bit!

Salam everyone! Did anyone switch / know anyone who switched from risk consulting to a risk role at a big bank (e.g., Bank of America or Wells)? Any advice on the switch or what Bank you recommend? Additionally, would love any input on any Muslim networks at big banks (if any exist). Thanks so much!

How can someone find a job localizing marketing content (taking poorly translated material and fixing it up for US consumers)? I've heard that it's a real job but can't find much information about it

Social media is changing, from IG going to video and Twitter….well. It has become clear how important focusing on multiple social media channels can be.

How much can you expect from HPE for QA Engineer - 4 years. ? I need to quote in the HR discussion. Appreciate the support.

Any luck for US CPA in Canada?

If you are interested in earning extra income, please let me know. I do financial services, great opportunity! Dm me!

https://yieldnodes.com?a=kR0zejgYmyoDrVm

Make 6-8% monthly passively

Yieldnodes is a server rental program, NOT a trading investment. It is not related to trading cryptos or currencies in any way.Participants' funds are used to set up servers that operate as masternodes and to stake small volume coins which allow those servers to partake in crypto network activities and generate more coins. The proceeds are shared 85% to participants and 15% to the program (the rental payment).

I recently accepted a job that’s fully compensation based on life insurance , health insurance…. Anyone have any thoughts on yr1 pay and the life of it ?