Are there any restrictions on stock or derivative trading in Indian markets for Fidelity employees?

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Moving to the U.S. soon, so bear with me on this.
Is there a specific type of account you buy stocks on in the US?
For context, I'm Canadian, I have a TFSA and RRSP (also relatively new to stocks/general personal finance)

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

As we are not frequenting to office and clientsites, anyone plan to return their leased car to save money?

If you were to retire (60/65 yrs old in this case) and were moving to a new house, you just sold your old property and have cash. Would you mortgage the new house or use the cash to buy it? Gracias

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Does EY let you keep Amex rewards points?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Any good mf with less tracking error to invest in us equity.

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

Can anyone give me reviews of epam anywhere. I am currently interviewing but not sure if is worth to join considering 50k fix while on bench.

Anyone ever tried taking a pillow or other hotel accessory?

Overnight layover with some buddies in Doha - any suggestions for St Regis or the W? Landing around 11pm and leaving at 9am we just want to go clubbing and party before the next flight.

Any firms cut salaries, bonuses, or staff lately? I feel like it’s coming..

Deloitte Consulting fishes - what's the expected base and bonus for an SM1? I've seen glassdoor, but don't think can rely on it!

I have over 5.5 YOE in Business Development, my designation is Business Development Manager. My CTC is 7 LPA + Variables. Now, looking for a change. How much can I expect in terms of annual salary? Please suggest!

Looking for a job change, Exp: 4.5 years
Role: Sr. CSR (Banking domain)
Current CTC : 4LPA
suggestion or any reference would be appreciated

I am considering switching careers from architecture to UX design or Product Management, and am unsure about which route I want to take. Is it common for someone to switch between UX and PMing within the same company? If so is it common in both directions? Wondering if I can have a second chance at adjusting my job again later if I change my mind down the road

What are some of the coolest ways you’ve been shown appreciation? From admin, teachers, staff, students, parents?

Can someone please let me know what is the maximum salary that Deloitte India offers to Consultant?
YOE : 4.5
Current offer from Deloitte: 16 fixed
Offer from another MNC: 18.9 fixed

Will Deloitte India be able to match the offer if I renegotiate?

I know notice period at thoughtworks is 2 months .
Given there are a lot of people on the bench , is there any chance that the notice period can be reduced down ? I'm not on the bench . Recently I joined a new project .
Developer+ senior consultant

When a company asks us to provide the offer letter we are already having , is it fine to provide it to them as it is confidential.

What's the quickest way to market a property for rent other than listing it on MLS and all the websites? Should I list on Craigslist and marketplace too? Anything else I can do?

Tricare Q:

Vets using Tricare with a family. I’m out and can use Tricare with the VA, but my wife and I each use our company offerings for our family; which obviously come at cost. Is it worth it to switch to Tricare? Has anyone done this and can share details? Positives/negatives?

Anyone here struggle with drinking enough water every day? Growing up, I drank a lot of soda and fruit juices but since 2020, I’ve been trying to be one of those people who always has a water bottle. They say you drink some when you first wake up but I never have a taste for it and then never remember to start drinking until about noon.

Best courses for beginners in North or central NJ?

Who knows about Goosehead insurances work culture. 5 min into sourcing I’m seeing some discouraging statistics about who they move up faster vs who they don’t. I have a interview this week and I don’t know if I should even continue forward. My main goal is growth and if it’s going to be an unfair environment then that’s a no go.

Curious to get some input: looking into a golf getaway for my birthday in late February and really honing in on either Kiawah or Pinehurst.

Been to Kiawah before around that time of year and loved it-- the Ocean Course was my favorite golf experience, but I also feel the urge to try something else. Thoughts? TIA!

What’s something you learned about engineering only after you got your first job in the industry?

Hi , can we bring our personal iPads/ tabs to office?
Before how many hours i can register for ad hoc ? Before how many hours should i register / edit normal cab options? Please clarify .

Any new joiners in fidelity. How do you feel about your everyday work now.

Hi folks,What is the wfh situation in fidelity?

Hi fishes

Does fidelity revise offer letter without the counter offer or does they take the offer back?

Hi folks,

Need your help, I got an offer from fidelity investments. I am hired to work in FFIO Business Unit as lead software engineer. Can you please share the work culture, work life balance and career growth. Hiring manager said the tech stack will be Java, spring boot, spring batch and now they are planning for AWS migration in Q4. Please help and thanks in advance!

Hello Fishes,
Is there any chance of renegotiation of offered CTC in fidelity on already accepted offer. I have joining in mid November and recently got a higher offer from another company.

Hi guys, I am basically a PLSQL developer have below choices. 1) PLSqL offer from FIS 2) Data Engineer(Python+AWS) with Virtusa. 3) In my current organization I may get onsite opportunity to Japan. For first two offers almost offer would be 25LPA and 9 YOE. Which one is best to choose. Please suggest for my career.

What is grade 5 in FMR and also how is the bonus cycle.

What is the max pay range for Principal Database administrator role for 10+ years experience in fidelity investments Bangalore location ?

Hi Folks,

What should be salary range for a lead software engineer in FMR.
Experience :7 years

Thanks in advance!!

What's the avg yearly hike% for grade 5 in fmr? Does it provide free/subsidised food?

Hello

I am looking for Job change serving Notice period
Qa automation with4+ years of experience