Are your loans fixed or are they variable? If variable, what is it at right now?

like
Posting as :
works at
You are currently posting as works at

Mine is fixed. I'm way too risk-averse to take a chance on something variable.

like

Yeah I get that! What's your rate fixed at?

Variable 9.5% LMAO

like

Mine is fixed at 7.375%. 😭

Variable 9.5% ... Criminals started me off at 3.5

like

Mine is variable at 7.2 and I started at 2.5 so I feel that!

Fixed. 4%

I refinanced back in 2018.

Mine is fixed as well but dang that interest is really killing me.

Related Posts

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

like

I will be moving from Infosys to TCS. IN ibegin portal, it asks Have you been member of pension fund ? What should be answer ?

Infosys Tata Consultancy
Thanks in advance 😊

Post Photo
like

any suggestions on where to rent? preferably manhattan downtown or midtown. budget is ~2.1k or so. priorities are having a doorman, elevator, laundry in building at the very least

like

Recommendations for a Roth IRA?

like

Combined net take-home £8000/month. Wanting to rent for £2300, with additional £300-400 in bills. Don’t want to buy as I will not be here for too long and fear brexit. Is that stretched?

like

What's your target retirement savings? Target age? Combined or single?

like

Are we allowed to trade crypto on TD Ameritrade?

like

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

likefunny

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

like

Well, its a good thing I sold ARKF when it was $55 last year

like

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

like

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

like

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

like

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

like

People believe Bitcoin is in dip and it’s a loss it’s so funny there’s a difference between an investor and you are investing I’ll just keep making more

Post Photo
like

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

like

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

like

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

like

More Posts

Hope y’all got in before Trump started tweeting about Iran today lmao

Post Photo
likefunny

Retail, Social, Pharma. Fuck, Marry, Kill....

like

Funny to see how men are trying to post shit about DMA...

like

Hi Fishesh
I have been selected for HCL Tech
as per recruiter’s confirmation I have uploaded required documents
But did not received offer letter yet
Trying to reach recruiter but they are not receiving my calls either from last week.
on Ionboard portal I can see the 50% process has beed completed.
Is this a normal process in HCL ?
what should i do? please suggest

like

What questions should senior associates be asking to get a better assessment of partnership prospects? For context, I’m eligible this year as an 8th year, but it’s more common to make it around years 10-11 at my firm (only equity partners), and I’m trying to determine whether to stick around or lateral before I’m too senior. I’m in a smaller group that historically promotes only one new partner every few years, and there are several others also eligible. Any questions I should avoid asking?

like
like

It’s 2020. Is a small dainty nose ring still perceived as unprofessional in the workplace? I work in the finance industry.

like

How much salary does jp pay to promoted associates in India? Which are not in tech

like

Hi Friends,
I am looking for a better job in Bangalore.

Below are my profile details
YOE: 7.8
CTC : 20 Lacs
Profile: Senior Cloud Engineer - Devops
Tech: AWS,GCP, Terraform, Terragrunt,K8,Docker,CICD

Please let me know if anyone can provide their referral or job openings details.

Does anyone know when agile promotions will be communicated to the counselors?

like

Does citi have tech based projects in Bangalore ?

like

If I'm freelancing from the U.S. for a company overseas, is it better to charge them in USD or their local currency?

like

$BABA got murdered today. Buy, hold, or sell?

like

Novartis is providing permanent WFH, is this true?

The great resignation is now over be prepared for the great downsizing

like

Might be a long shot but anyone interested in joining a lease for a duplex in the RiNo area? Intended roommate backed out at the last minute. Room is master bed/bath in a 2 bed 2.5 bath duplex, 2 cats, rent (inc utilities) is $1,250.

Is there a demand for privacy professionals? Been seeing this discussed more and more recently

like

Hi all, I am looking for a job role in sales/business development manager for Gujarat, India location. Please let me know if any...

like

Additional Posts in Student Loans

Damn LIBOR rate up again...

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

like

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

like

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

like

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

likefunny

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

like

If you could go back in time what would you tell yourself before taking out student loans?

like

Does having student loans impact your ability to get a mortgage?

like

SOFI or who else?

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal