At what income or net worth is it reasonable to purchase a new car for $75k?

How do people feel about VGAC going for the 23 and me merger? Shares are about $10 now and I’m thinking I might buy in and see where it goes. Thoughts?

Anyone have any good book recommendations around building passive income sources/building wealth?

Does j2 background check decline you if they see you’re still employed with j1?

What are some good HYSAs right now??? What rate are they at??

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Just sold all my remaining LTC. Bought at $50. Waiting for another dip of ETH below $707 then buy ETH and buy LTC if below $80...

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

Is now a good time to buy a house in Austin? I’ve been casually looking all summer expecting prices to come down but they haven’t moved much even with recent rate hikes. Do you think 2023 will be better for buyers?

Any realtor recs? Looking to buy in Seattle

Just passed $1m net worth and thinking about umbrella insurance. Any recs for carriers/strategy?

What are the key low fee index funds I should look at? For the US Domestic markets. I am not looking to beat the overall market but at the very least match it.

Is $4,500/month too much for mortgage (taxes, insurance, HOA incl) for HHI of $190K? If yes, what should be the max per month?

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

Fixed income vs Equity trading desk at BB? Why are trading desk at BB down year over year? Fixed income desks In particular! Future of trading leading to full automation?

What if someone resigns after declaration of bonus but is not on payroll at the time of disbursement, can he/she expect it in FnF settlement?

Anyone know if you can cancel your Chase Sapphire Preferred after 3 years and get Chase Reserve and still be eligible for the signup bonus points?

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Anyone know what is the financial requirements to be approved for Fidelity level 2 option trading?

Just had my discovery flight and I’ve been wanting to go for my PPL for a while, just not sure I can justify the 15k or so investment in my current financial situation. Would it be really bad to spread my lesson over a period of a few years?

I have a friend who was let go a few months into his first job after college (reason: the manager felt like he wasn't grasping the training content to the level that was expected). He's worried about if he should put the experience on his resume anyway, if he does will recruiters ask why he had such a short time at this place, and what will recruiters think if he explains he was let go. What are some things recruiters expect from candidates in this situation to continue considering them?

I’ve heard salaries have gone up quite a bit in the midst of the pandemic and I’m wondering if this is true for EAs as well. There’s a myriad of data online about EA salaries depending on age/experience but I’m interested in salaries from jobs accepted in 2020/2021 specifically!

Please feel free to share:

- Your salary from any job accepted in 2020/2021
- Any offers you may have received but rejected
- Your length of experience

Thank you!

What is the most number of documents you’ve filed at once using Federal ECF? I had reason to look back today, and my record exceeds 170. Reaching that “filing submitted” page is a core memory at this point, but I’m sure it’s not that uncommon?

Been Interested in working at a FAANG for the past 5 years. I am a Certified Scrum Master, Agile Coach, and Product Owner. I never see many roles in those areas at most FAANG companies ?? Can someone help me out ? Is it a different title at those companies and are referrals needed ??

Wishing everybody luck on their upcoming exams and finals! 🤞 Remember to take care of yourself during this time!

Anyone from Deloitte here?

Today’s my bday. Also my beloved family dog is getting put to sleep due to cancer. I didn’t take the day off today for either reasons. Do I have my priorities messed up right now?

What details to be shown in offer letter when asking for counter offer during salary discussion ??
Is the company name required to be shown or can that be hidden?

Hi Everyone, our organization is looking to add an experienced account leader to our team. Through the vehicle of a digital marketing & analytics agency, our mission is twofold and ordered: 1) to empower our team to achieve their dreams and to best help others; 2) to honestly partner with our clients, and with their best interests, build scalable solutions that provide profitable growth.

NYC area people - I went on a ski club trip with Miramar ski club this past weekend because I really wanted to ski. I would go again (contd)

Hello Sharks,
If i am getting an opportunity at KPMG EGYPT, what compensation should I ask for ?
4 years experience
It auditor / consultant.

What happens if I resign during probation period? What will be my notice period?

Hi Fishes,

I am an IT professional with 12+ yes of experience and actively looking for job opportunities. Technology stack would be .NET + Scrum. I have been performing multiple roles currently and ready to take up higher responsibilities along with individual development. Kindly let me know if I can contribute my efforts in growth opportunities in your organization. Please contact me asap for any open position.

Thanks.

Regards,
Farhan

How does one share a Delta drink voucher? Can you just take a screenshot?

Anyone watching UFC 281? Any good fight bars in Nashville?

Can people working side gigs as consultants receive deferred compensation? Or has anyone seen other creative, legal ways that consultants can work now and get paid later? I have a side gig that could end at any time, and I don’t envision it going into 2022. Good problem to have, but the side gig is bumping me into higher tax brackets this year, while next year, I envision I’ll be back to lower brackets, so I was wondering if there’s a way to delay some of this compensation to next year.

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

25 yr old here with net worth of $140k and $110k salary. Starting small but want to FIRE. Is it too early for me to buy an investment RE property (while I live in NYC myself)? I saw another post of a someone buying a $140k property with positive cash flow and was inspired to try and do something similar.

Did anyone keep their HDHP through the birth of their child? Any regrets not going to the traditional PPO?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

What do you estimate to be your personal functional inflation experienced over the last year?

I know the fed says 8.6%, but that number is averaged over many products normal people don’t frequently interact with.

I’d rough estimate something closer to 25% cost of living inflation over the last year for myself.

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

Is it a bad time to buy a condo in a big city on a conventional mortgage?

Had a great covid rent deal but rent is going back to normal. I want to stay in the location, live in said condo for 1 to 3 or 5 years then move to something bigger (further away from downtown) and rent the condo, eventually for passive income

Looking for advice to stop spending $$...

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

How are everyone coping with the tech shares selloff? What a huge loss are we seeing in our stonks…

Thoughts on ARK’s new space exploration etf?

Need some budget help. Just starting out. About 70k gross, 2.1k/ month in fixed expenses ( not counting food etc), 12k of debt. 26 yo w/ no real savings

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

How badly is inflation affecting you? I went to the mall the other night and it looks like consumers are going on a usual.

Newish to FIRE (really after FI). Finally switched to a HDHP in 2021 and got around to setting the investment portion today. Wish I had known about this years earlier. Grateful for the FIRE community and one step closer to getting out of the rat race.