Best first credit card to get?

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Anything except the CSR. Perhaps a Disney card?

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Citi double cash for a regular card

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Discover It or Chase Freedom

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More specifically, get CSR, get minimum spend, product change to Sapphire, product change to Freedom or Freedom Unlimited, then open a CSP and do the same (probably want to keep either CSR or CSP though, your choice). Then pick up to 3 more cards relevant to you, then look at other banks (Amex and Citi mostly). Then you're winning the points game.

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Chase Sapphire Reserve. Plan your points game carefully since you can only get Chase cards if you have less than 5 new accounts in the last 24 months.

Chase sapphire preferred if you don't plan on traveling too much

If it's your first card ever, you probably have pretty low credit. Go for Freedom.

I have >700 bc of loan payoffs and a little target card but I need a big boy card so it doesn't go lower.

So chase something right. CSP or CSR first?

Capital One Venture

Also check in-branch for pre-approvals

CSR, get in-branch and you may be able to get the 100k point (~$1500) signup bonus instead of the 50k. AF higher but pts accumulation, redemptions, and benefits also higher.

CSR is the best card out. But you missed the 100k sign up bonus. May need to go into a branch now

What do you guys mean by branch?

Like a local bank branch...

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Hello Guys,

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Leave travel allowance, do I need to show bills or it will directly get credited into my account monthly.
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