Can someone explain why it’s better to buy ETFs in a taxable account instead of mutual funds? ITOT vs FSKAX for example

Personal finance book recommendations?

Received an AMEX Gold card around a month ago and have been making consistent purchases and payments on the card. However, my points still show as 0, does anyone know why this might be?

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

Real estate Tax question: I have a personal property and investment property in Florida. I am about to pay one off. Should I pay off the investment property or the personal home?

I get Waddle & Pollard, I give away Mattison and Davante Adams. Good or bad trade? I am 0-3.

The account dropped the register down the flight of stairs and it shattered into a million pieces. Fear not the account says, for it was already depreciated to $0.

Can I afford a $1.5M primary residence with a ~$9,000 monthly payment after 20% down if my household monthly take home is ~$25,000 (with another $50k in annual bonus)? No debt other than monthly credit card bills. Am I being irresponsible? Will I struggle month to month?

Long-time hodler (btc, eth only) feeling scared for the future of crypto as more info comes out about tether and bitfinex. Help!

Anyone looking for a house to rent in Homewood IL ?

Get rich or die tryin #50Cent #Crypto2018

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Do you have a prenup? What does it involve?

Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

Does anyone know how does the supplemental income work for new CAs?

Did you watch 60 minutes section about student loan forgiveness? I am in my 8th year of teaching and this news of 9 out of 10 getting declined for approval of the Publc Service loans concerns me. There's no way that I will pay this off before retirement , and now to hear about the confusing rules. What do you think?

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

How is PWC SDC external audit practice? I am Chartered Accountant with 2.5 YOE. Currently working with EY GDS as Senior and have offer letter from PWC SDC of 17.75 and offering Senior Associate 2. Any folks here from PWC SDC who can help me to decide please.

Hi fishes. I am trying to get into PWC in a legal sector (contract management services). I carry 5.5 years of experience. Did upload my resumes to their website but seems they do not review it from there lol. I am unable to get in touch with consultants too. Can somebody please refer me for the same, i hv been trying hard but no fruits. Thanks in advance!

Just spent a whole year doing SOX testing... excited to actually go back into external audit.

Do pe professionals get paid extra for sitting on the board of their portcos?

So how much money did Jim Carey get for his Super Bowl spot? Guesses?

😇 word on street is that we are all getting pay increases next cycle

Hi All
Does anyone have my information on the role Assistant Manager PPM.

Have you started a new job without taking a break? How was it? I thought I’d have more time to give my notice but the background check took longer than I thought so now I have no wiggle room between my start date and the two week notice.

Hello Amazonians,

I am currently interviewing for Business Analyst role for Amazon, cleared 1st round which lasted for an hour. They have asked me to confirm availability for a full day. Can you please help me with what kind of interview rounds i can expect?

What is a good spot in Atl to propose? Any fine dine restaurant or maybe a point with a good city skyline view (except for that PCM rooftop)?

Now that the holiday season has arrived, what's on the secret wish list for Black professionals in the accounting world?

Need a read on this.

MM shop, inv team role, I did a final round last week (my XXth IV so far) with one of the GPs. I honestly thought it went great. Haven’t heard a thing since though. Recruiter thinks I’m still in it cause of Christmas-Hol.

What do we think: Am I still in it or not a chance?

Currently interviewing for corporate development manager at a PE portco and would appreciate insight on reasonable comp expectations. TEV is ~$4b and they close about a dozen LMM deals per year. TIA!

Anyone works at Salesforce? I so want to be a part of the firm!!

Is anyone’s wfh office chair getting less “springy” over time? Mine just doesn’t have the same umph it had before, constantly lowering throughout the day.

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

Has anyone used equal wt. index funds like RSP. Is it worth it?

Wanting to take advantage of the current market. 20K to get going. What are good passive income ideas in todays economy? What would you do?

Does anyone follow the 3-fund portfolio? If so, could you share your 3?

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Would you buy a brand new car in cash?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

I max out my 401k and I have a decent emergency fund. I want to keep saving. From what I’ve been reading my next steps are an IRA and then a brokerage account. Questions:
1. How do I pick between a Roth vs a traditional IRA?
2. Once I hit the max of $6k - only then do I focus on brokerage account?

Thoughts on Amazon credit card? I’ve been hearing about some good perks, but not sure if I should go with something like AMEX/Chase instead

Does anybody contribute non deductible $$s to their traditional IRA? Should I or should I not do it?

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.